We are a single-source financial solutions provider dedicated to driving positive change while supporting the growth and ambitions of asset managers, allocators, financial institutions, and family offices around the world. Established in Bermuda in 2003, we have continually disrupted the industry through our investment in innovation and talent. Today, we set the pace in fund and asset servicing and stand out for our unique single-source solution and unified cross asset-class platform which supports the entire value chain, harnesses leading innovative technology, and benefits from cross-jurisdictional expertise delivered by a long-standing management team and over 13,000 highly integrated professionals. As a pioneering data and fintech-enabled company, we are a disruptor driving digital tools into fund and asset servicing. However, our vision to drive positive change extends beyond the industry. The Apex Foundation, a not-for-profit entity, is our passionate commitment to empower sustainable change.

Among many advantages enjoyed by clients of VTC Insurance Group is the simple convenience of having a single source for every risk management need, regardless of scope or scale. We're honored to be the largest independent insurance and surety provider in Michigan, while serving clients in all 50 states. Our size also means we're better equipped to negotiate, on your behalf, the best-value coverage from top-rated carriers, with a broad menu of custom-tailored products. • Business Insurance • Surety Bonds • Employee Benefits • Personal Insurance • Strategic Risk Management • Coordinated Loss Control Services • Comprehensive Claims Management SIXTY YEARS OF UNIQUE SERVICE Since VTC Insurance Group was founded in 1957, a lot has changed. The economic landscape. Shifting regulatory and compliance forces. The sheer velocity of business, and of life. Of course, we’ve changed, too. Our company, our service lines, our carrier network, our technologies… all have expanded and improved. But from day one, the single most important factor driving that growth is the one thing that has never changed: our simple, person-to-person commitment to your success. We work hard on behalf of our customers. We anticipate their needs. And we keep our promises. Ours is a unique service philosophy. Every VTC associate is accountable to promises made, to meeting an urgent need with an urgent response, and to providing the trusted guidance that’s been our hallmark from day one. Guidance our clients count on to stay informed. Prepared. And confident for what’s next.

Centennial Associate's Lansing, MI office stands out as a prominent insurance brokerage, particularly adept at serving midsize employers across various industries. As a larger office within a local brokerage firm, they offer a unique blend of extensive resources and personalized service. Their expertise shines in industries such as industrial machinery manufacturing, specialized freight trucking, and depository credit intermediation. Notably, Centennial Associate has a strong track record working with self-funded clients, indicating a depth of knowledge in creating customized insurance solutions that align with the specific needs and financial strategies of these companies. This capability is especially beneficial for local and regional employers seeking tailored insurance packages. The office boasts an impressive portfolio of top clients, showcasing their ability to manage complex insurance needs. For instance, Causley Trucking, a player in the specialized freight trucking industry based in Michigan, with over 130 participants, trusts Centennial Associate for their insurance needs. Similarly, Lafcu, operating in the depository credit intermediation industry and boasting over 410 participants, and Maner Costerisan & Ellis PC, a firm in the accounting, tax preparation, bookkeeping, and payroll services sector with 80+ participants, also rely on Centennial Associate's expertise. The Lansing office's ability to effectively serve such diverse and significant clients demonstrates their competence in navigating the unique challenges and requirements of various industries. This adaptability, combined with their commitment to understanding and addressing the specific needs of each client, makes Centennial Associate a reliable and valuable partner for employers seeking comprehensive insurance solutions.

Founded in 1955, Meadowbrook Insurance Agency is a nationally recognized retail insurance agency operation. We provide a wide range of insurance products and solutions within the marketplace to protect our client’s assets including business insurance, group health & benefits, and personal insurance. As a national agency operation, our commitment is to help our clients prepare for what’s coming. Whether that’s offering data to enable better decision making, helping to mitigate rising costs, providing coverage options, or navigating through potential vulnerabilities, we have insights to help our clients manage risk. In addition to our innovative insurance coverages and risk management programs, we are also committed to making an impact within the communities in which we work, live, and serve our clients. We provide employees with organizational volunteer opportunities and encourage them to support causes they care about most. We also take pride in our quarterly Quotes For A Cause campaign’s community impact, which donates to non-profit organizations selected by our employees. Today, Meadowbrook Insurance Agency operates numerous agency locations nationwide. Explore our continual investment to our clients, the marketplace, and communities at: www.meadowbrookagency.com.

Choice Hotels International, Inc. (NYSE: CHH) is one of the largest lodging franchisors in the world. The challenger in upscale and a leader in midscale and extended stay, Choice® has nearly 7,500 hotels, representing more than 630,000 rooms, in 45 countries and territories. A diverse portfolio of 22 brands that range from full-service upper upscale properties to midscale, extended stay, and economy enables Choice® to meet travelers' needs in more places and for more occasions while driving more value for franchise owners and shareholders. The award-winning Choice Privileges® rewards program and co-brand credit card options provide members with a fast and easy way to earn reward nights and personalized perks. For more information, visit www.choicehotels.com. At our worldwide corporate headquarters in the Washington metropolitan area (North Bethesda, MD), our IT center in Scottsdale, AZ, and Minneapolis, MN, and through our associates across the globe, we keep those hotels humming by serving as a champion for our franchisees. When you #MakeItYourChoice, you will have the environment, the tools, and the momentum to drive your career and organizational success.

We give unbiased, no-conflict-of-interest, honest advice. We help our clients build their net worth while keeping their values intact. We offer attentive service and solutions that are tailored to each person's unique needs. We work with people who want to build a long-term relationship with a financial advisor who cares about their future. Our client's success is our success