Marsh McLennan Agency (MMA) provides business insurance, employee health & benefits, retirement & wealth, and private client insurance solutions to organizations and individuals seeking limitless possibilities. With over 15,000+ colleagues and 300+ offices across the United States and Canada, MMA combines the personalized service model of a local consultant with the global resources and expertise of the world’s leading professional services firm, Marsh McLennan (NYSE: MMC). MMA generates more than $5 billion in annualized revenue, making it one of the largest brokerage operations in North America.

Kapnick Insurance Group is an independent insurance brokerage dedicated to providing the best corporate risk, personal insurance, employee benefits, risk management, and financial strategy solutions to their clients across the US and internationally. We simplify the complex. We innovate. We partner. Our consultants and industry experts empower our clients with the strength, knowledge, and direction they need to minimize and manage risks in order to reduce costs.

Independent Financial Group, LLC is a securities and investment firm offering personalized services to individuals and institutional investors through our team of independent financial professionals. Our representatives offer professional advice and investments, including mutual funds, annuities, life insurance, fee-based asset management, direct participation programs, and stocks and bonds. Our commitment is directly to the independent investment representative. Therefore, Independent Financial Group offers no proprietary investment products. This enables our affiliated representatives to focus on their client’s individual goals and objectives without concerns about specific product quotas and corporate mandated sales goals. Independent Financial Group processes direct business accounts held through major mutual funds and insurance companies, as well as brokerage business through our clearing partner, Pershing, LLC. Independent Financial Group is a national independent broker–dealer firm with corporate headquarters in San Diego, California. Securities and advisory services through Independent Financial Group, LLC, a registered investment adviser. Member FINRA/SIPC.

Coverys, operating from a significant office in Lansing, MI, has carved out a notable presence in the insurance brokerage sector, particularly distinguished by their adept handling of self-funded clients. Their expertise is most prominently showcased in the hospitals industry, where they have successfully catered to both midsize and large employers, reflecting their versatility and comprehensive understanding of diverse organizational needs. Key highlights of their client portfolio include Mackinac Straits Health System and Otsego Memorial Hospital Association. Mackinac Straits, a stalwart in the hospitals industry based in Michigan, has entrusted Coverys with over 200 participants. Similarly, Otsego Memorial Hospital Association, another prominent name in the Michigan hospitals industry, has a robust collaboration with Coverys, encompassing more than 450 participants. These collaborations underscore Coverys' ability to manage complex, large-scale insurance needs effectively. As a local brokerage firm, Coverys brings a unique blend of community-focused service and broad industry knowledge. This local grounding allows them to offer tailored solutions that align closely with the regional nuances and requirements of Michigan-based employers. Their expertise is not just limited to handling large employer groups; Coverys also exhibits a strong track record with midsize employers, demonstrating their flexibility and adaptability in providing bespoke insurance solutions across a spectrum of employer sizes and needs. In summary, Coverys in Lansing, MI, stands out as a robust and reliable partner for employers seeking comprehensive, locally-informed insurance brokerage services, especially within the hospital industry. Their proven track record with both midsize and large employers, coupled with their focus on self-funded clients, makes them a commendable choice for businesses in need of nuanced and expert insurance solutions.

Kapnick Insurance Group is an independent insurance brokerage dedicated to providing the best corporate risk, personal insurance, employee benefits, risk management, and financial strategy solutions to their clients across the US and internationally. We simplify the complex. We innovate. We partner. Our consultants and industry experts empower our clients with the strength, knowledge, and direction they need to minimize and manage risks in order to reduce costs.