The Strategic Advantage provides you with the solutions to help reach your goals. The Strategic Benefits team of experts understands the impact a company’s benefit package has on employees, owners, and the bottom line. We know sophisticated problems require sophisticated solutions, not cookie cutter answers. This is why we utilize a team approach, calling on the expertise of our consultants, who bring years of specialized experience to build relationships and guide you every step of the way. Our commitment is to help you make prudent business decisions regarding your employee benefit plans. We achieve this by combining innovative products with our outstanding expertise and service to best meet your needs.

Coverys, operating from a significant office in Lansing, MI, has carved out a notable presence in the insurance brokerage sector, particularly distinguished by their adept handling of self-funded clients. Their expertise is most prominently showcased in the hospitals industry, where they have successfully catered to both midsize and large employers, reflecting their versatility and comprehensive understanding of diverse organizational needs. Key highlights of their client portfolio include Mackinac Straits Health System and Otsego Memorial Hospital Association. Mackinac Straits, a stalwart in the hospitals industry based in Michigan, has entrusted Coverys with over 200 participants. Similarly, Otsego Memorial Hospital Association, another prominent name in the Michigan hospitals industry, has a robust collaboration with Coverys, encompassing more than 450 participants. These collaborations underscore Coverys' ability to manage complex, large-scale insurance needs effectively. As a local brokerage firm, Coverys brings a unique blend of community-focused service and broad industry knowledge. This local grounding allows them to offer tailored solutions that align closely with the regional nuances and requirements of Michigan-based employers. Their expertise is not just limited to handling large employer groups; Coverys also exhibits a strong track record with midsize employers, demonstrating their flexibility and adaptability in providing bespoke insurance solutions across a spectrum of employer sizes and needs. In summary, Coverys in Lansing, MI, stands out as a robust and reliable partner for employers seeking comprehensive, locally-informed insurance brokerage services, especially within the hospital industry. Their proven track record with both midsize and large employers, coupled with their focus on self-funded clients, makes them a commendable choice for businesses in need of nuanced and expert insurance solutions.

Marsh McLennan: Trusted Insurance Consultant Serving Michigan and Tennessee Clients Marsh McLennan, a nationally recognized insurance consultant, has a dedicated office in Lansing, Michigan, providing exceptional services to clients across both Michigan and Tennessee. With a strong focus on clients of all sizes, Marsh McLennan serves as a reliable partner for large, midsize, and small employers in the region. Their extensive experience and expertise in the Lansing, MI market have established them as one of the top brokerages in the area. An excellent example of their work in this location is their collaboration with Lawrence Plastics LLC, an employer in the industrial machinery manufacturing industry with 110 members. Marsh McLennan worked closely with Lawrence Plastics' HR and finance team to establish a self-funding arrangement, as well as customized HMO, PPO, PBM, and drug plans designed specifically to address the unique needs of their members. Marsh McLennan's office in Lansing boasts a diverse client base, including companies like Advance Packaging Corporation, Azo Service Inc, Continental Canteen, and Ideal Group. These clients span across industries such as industrial machinery manufacturing, automobile dealers, and fabricated metal product manufacturing. Marsh McLennan's deep expertise in these sectors allows them to provide tailored insurance solutions and industry-specific insights to their clients. With a stellar reputation and an exceptional M Score, Marsh McLennan stands out for their extensive experience across client sizes, industries, and products. Their team possesses highly specialized knowledge in working with self-funded clients, HMOs, and clients seeking PPO plans. Furthermore, they excel in carving out drug and pharmacy plans compared to other brokers in the market. Clients can rely on Marsh McLennan's Lansing office for their insurance needs, benefiting from their broad expertise, exemplary service, and commitment to providing the best possible solutions for their unique requirements.

Schiller & Associates is an esteemed insurance broker, renowned for their expertise and extensive experience in serving large and midsize employers. With a deep understanding of the insurance industry, they specialize in working with self-funded employers, HMOs, and PPOs to provide tailored solutions that best meet their clients' unique needs. Their proficiency extends to collaborating with PBMs and other specific pharmacy providers, ensuring comprehensive coverage for their clients. Situated in Milford Charter Township, Michigan, Schiller & Associates operates as a local insurance consultant. They have earned a stellar reputation for their exceptional work with American House, Corporate Office, a prominent 560-member employer in the real estate industry. Schiller & Associates worked closely with American House's HR and finance teams to establish a self-funding arrangement, along with a meticulously designed HMO plan, PPO plan, PBM, and drug plan, all tailored to suit the needs of their members. The office location in Milford Charter Township is well-regarded for its broad expertise across diverse industries. Schiller & Associates excels in nondepository credit intermediation, information, and industrial machinery manufacturing sectors. Their exceptional track record and unparalleled knowledge have led to an impressive M Score, reflecting their ability to consistently deliver optimal solutions across clients of varying sizes, industries, and product requirements. Beyond their local presence, Schiller & Associates extends their services to clients in Michigan, Texas, Ohio, Illinois, and Arizona. Notable employer clients include ARCH Global Holdings, LLC, Aria Energy, and Centauri Health Solutions Inc. With their unwavering commitment to excellence, Schiller & Associates continues to be a trusted partner for businesses seeking comprehensive insurance solutions tailored to their specific needs.

Brogan Insurance Brokerage, located in East Lansing, Michigan, is a trusted local insurance consultant with an exceptional reputation. Led by Brogan, their team boasts extensive expertise and experience in providing tailored insurance solutions to a diverse range of clients. With a focus on self-funded employers, Brogan excels in designing comprehensive and cost-effective plans that meet the unique needs of organizations. One notable success story is their collaboration with DTN Management Co, a prominent player in the lessors of real estate industry. Brogan worked closely with DTN's HR and finance team to establish a self-funding arrangement and implemented a suite of insurance solutions, including a customized HMO plan, PPO plan, PBM, and drug plan. This strategic partnership showcases Brogan's ability to deliver innovative solutions that align with their clients' specific requirements. Brogan's client portfolio spans across large and midsize employers in various industries. Noteworthy clients include Eckhart, Michigan State University Federal Credit Union, TechSmith Corporation, and Bekum America Corporation. Their extensive experience across different sectors, such as depository credit intermediation, industrial machinery manufacturing, and lessors of real estate, showcases their versatility and adaptability in providing comprehensive coverage. Brogan's commitment to exceptional customer service and expertise has earned them a reputation for excellence. Their clients consistently praise them for their dedication, knowledge, and ability to go above and beyond. The high customer satisfaction is evident in their outstanding ratings and reviews. As one of the leading brokerages in the Lansing, MI market, Brogan's success is underscored by their wide range of experience, strong industry relationships, and a deep understanding of insurance products. With their impressive track record and ability to deliver customized solutions, Brogan Insurance Brokerage is the go-to choice for businesses seeking comprehensive insurance coverage in the East Lansing area.

Ann Arbor Insurance Centre is a trusted local insurance broker based in Ann Arbor, Michigan. With a strong focus on serving large employers, they possess extensive experience working with self-funded companies, demonstrating their ability to navigate complex insurance needs. They also have a proven track record of effectively collaborating with clients and PPOs to meet the unique requirements of each member. One standout example of their expertise is their partnership with Administrative Employer Services, a prominent employer in the employment services industry. Ann Arbor Insurance Centre collaborated closely with their HR and finance team to establish a comprehensive range of insurance solutions. This included developing a self-funding arrangement, HMO plan, PPO plan, as well as a PBM and drug plan that precisely catered to the specific needs of their 2,660 members. Ranked among the top brokerages in the Ann Arbor, MI market, Ann Arbor Insurance Centre boasts an excellent M Score, highlighting their broad expertise across various industries and client sizes. Their strong proficiency in depository credit intermediation and employment services further solidifies their position as a leading insurance provider. Serving clients throughout Michigan and Indiana, Ann Arbor Insurance Centre has established enduring relationships with esteemed organizations such as Administrative Employer Services, First Savings Bank Center, and University Bank. Their commitment to delivering exceptional service and tailored insurance solutions has earned them a stellar reputation in the region. Whether it's navigating the complexities of self-funding, collaborating with PPOs, or engaging with PBMs and pharmacy providers, Ann Arbor Insurance Centre possesses the expertise and experience needed to provide comprehensive insurance coverage and support to their clients.

Richmond Agency's Jackson, MI location stands out as a trusted insurance broker with a strong focus on serving local and regional employers. With a robust understanding of the unique needs in the medical and ancillary benefits landscape, this office has become a go-to resource for businesses in the area. A key strength of Richmond Agency lies in its deep expertise in catering to midsize employers. This is evident in their successful partnerships with notable clients, such as Mid-America Machining, a prominent player in the professional, scientific, and technical services industry. With over 210 participants, Richmond Agency has demonstrated its ability to tailor comprehensive insurance solutions to meet the specific requirements of sizable organizations. Another noteworthy client is Spartan Light Metal Products, a leader in the fabricated metal product manufacturing industry based in MO, boasting over 110 participants. The agency's proven track record with such diverse clients underscores its adaptability and effectiveness in navigating the intricacies of different industries. Operating as part of a local brokerage firm, Richmond Agency's Jackson, MI location seamlessly integrates local insights with industry expertise. Employers in the region can rely on this broker for tailored, high-quality insurance solutions that address the evolving needs of their workforce.

Naile Palaj's Adrian, MI location stands out as a reputable insurance broker, specializing in delivering expert services to local and regional employers. With a keen focus on medical and ancillary benefits, this office boasts a profound understanding of the unique needs and challenges faced by businesses in the area. One of Naile Palaj's notable achievements is its successful partnership with Dominion Technologies Group, a key player in the general purpose machinery manufacturing industry. This collaboration has seen Naile Palaj providing comprehensive insurance solutions to over 320 participants within the company. Such a significant client relationship underscores the broker's ability to cater to the diverse needs of sizable organizations. Situated within a local brokerage firm, Naile Palaj's Adrian office leverages its community connections to provide personalized service and tailor-made insurance solutions. The team's commitment to understanding the intricacies of the local market ensures that employers receive not only competitive options but also insights that align with the region's specific dynamics. With a proven track record in serving businesses of varying sizes, Naile Palaj's Adrian, MI location emerges as a reliable partner for employers seeking top-notch expertise and customized insurance solutions in the ever-evolving landscape of employer benefits.