We are an outsource risk management company and independent insurance agent focused on delivering the best service to our customers. Our passion for innovative strategies helps customers overcome risk, delivering greater peace of mind. Business Risk Management - Running a business comes with risks. Smart planning with a trusted risk consultant and human resources consultant can help you alleviate or avoid those risks, keeping your business running in the event of loss, accident or liability. Ottawa Kent is a leading specialist in advance planning for the protection of business interests. Our consultative approach sets us apart, allowing us to evaluate risk, provide custom advice, and recommend appropriate and efficient ways to protect each company's interests. Personal Insurance - We specialize in fostering a trusted advisor relationship, continually focused on your total protection. Our clients gain the security and power to survive financially in the event of sickness, accidents or loss of income. For clients with significant assets or liability, we offer one-on-one consultation that goes beyond insurance. . Since 1973, our philosophy has been that the things you value most in life deserve more than a quick insurance policy transaction. Whether you need to safeguard your home, business or employees, our professionals deliver the right solutions.

Gallagher's South Bend, IN office is a trusted insurance broker with a strong focus on providing comprehensive employee benefits solutions to local and regional employers. Specializing in medical and ancillary benefits, they showcase exceptional expertise in tailoring insurance packages to meet the unique needs of businesses in the area. With a proven track record, Gallagher South Bend serves a diverse clientele, including top players like Alliance RV and American Technology Components. Alliance RV, a major player in the motor vehicle dealers industry, benefits from Gallagher's services with a plan covering 840+ participants. Similarly, American Technology Components, operating in the motor vehicle and motor vehicle parts and supplies merchant wholesalers industry, relies on Gallagher for a customized insurance solution supporting 40+ participants. The office boasts in-depth knowledge across various sectors, particularly excelling in the motor vehicle and motor vehicle parts and supplies merchant wholesalers industries. As a part of a large national insurance brokerage firm, clients benefit not only from local expertise but also from the vast resources and capabilities that come with being associated with a renowned industry player. Gallagher South Bend stands out as a reliable partner, offering tailored solutions that prioritize the well-being of both employers and their valued employees.

Edify North, a local insurance broker headquartered in Holland, Michigan, serves clients in Michigan, Maryland, and Illinois, specializing in comprehensive insurance solutions for large and midsize employers. Their office location in Holland has demonstrated notable success in collaborating with organizations like YMCA of Greater Grand Rapids, a prominent employer in the services industry with 190 members. Working closely with the HR and finance team of YMCA of Greater Grand Rapids, Edify North facilitated the implementation of a self-funding arrangement, HMO plan, PPO plan, PBM, and drug plan tailored to meet the unique needs of their members. This exemplifies their commitment to providing customized solutions to their clients. In addition to YMCA of Greater Grand Rapids, Edify North serves other esteemed employer clients, including Fazoli's Corporate Office, Rommel Capital Management LLC, Clarion Technologies Inc, and Continental Datalabel, spanning various industries. With a diverse range of experience and expertise across client sizes and industries, Edify North boasts a strong M Score, reflecting their comprehensive understanding and knowledge of insurance solutions. They have established themselves as a trusted brokerage, offering extensive experience in self-funded employers, HMOs, PPOs, and collaborating with clients to ensure their specific needs are met. Edify North's areas of specialization include printing and related support activities, services (except public administration), as well as securities and commodity contracts intermediation and brokerage. Their deep industry knowledge positions them to effectively navigate the complexities of these sectors and provide tailored insurance solutions. With their Holland office at the forefront, Edify North continues to deliver exceptional service, leveraging their expertise and experience to meet the insurance needs of their clients in Michigan, Maryland, and Illinois.

Rose Street Advisors is a highly reputable local insurance consultant located in Kalamazoo, Michigan. With an impressive track record, they have established themselves as one of the top brokerages in the region. They cater to a diverse range of clients, including large, midsize, and small employers, across various industries such as health care and social assistance, fabricated metal product manufacturing, and health practitioners. One noteworthy example of their expertise is their collaboration with Beacon Specialized Living, an employer in the health care and social assistance sector with 1,310 members. Rose Street Advisors worked closely with Beacon Specialized Living's HR and finance team to develop customized insurance solutions. They successfully implemented a self-funding arrangement, along with a tailored HMO plan, PPO plan, pharmacy benefits management (PBM), and drug plan to meet the unique needs of their members. Reviews from satisfied clients highlight Rose Street Advisors' exceptional customer service and industry knowledge, which have earned them a high rating. Their profound experience with self-funded employers, HMOs, PPOs, PBMs, and other pharmacy providers allows them to deliver tailored solutions that align with their clients' requirements. The breadth of their client base is further demonstrated by their roster of notable employers, including Grace Health, Michigan Turkey Producers, and Residential Opportunities Inc. As a result of their extensive experience and expertise, Rose Street Advisors possesses one of the highest M Scores possible, affirming their ability to deliver exceptional results across client sizes, industries, and product offerings.

OVD Insurance provides employee benefits and group health insurance to all sizes of employers in the Grand Rapids-Wyoming, MI Metro Area. OVD Insurance's office has an M Score of 5, one of the highest scores possible, representing a wide range of experiences and positive customer feedback. OVD Insurance is a local insurance broker serving the greater Michigan/Wyoming region. Their culture, drive, and people are what set them apart.

Edify North, a local insurance broker headquartered in Holland, Michigan, serves clients in Michigan, Maryland, and Illinois, specializing in comprehensive insurance solutions for large and midsize employers. Their office location in Holland has demonstrated notable success in collaborating with organizations like YMCA of Greater Grand Rapids, a prominent employer in the services industry with 190 members. Working closely with the HR and finance team of YMCA of Greater Grand Rapids, Edify North facilitated the implementation of a self-funding arrangement, HMO plan, PPO plan, PBM, and drug plan tailored to meet the unique needs of their members. This exemplifies their commitment to providing customized solutions to their clients. In addition to YMCA of Greater Grand Rapids, Edify North serves other esteemed employer clients, including Fazoli's Corporate Office, Rommel Capital Management LLC, Clarion Technologies Inc, and Continental Datalabel, spanning various industries. With a diverse range of experience and expertise across client sizes and industries, Edify North boasts a strong M Score, reflecting their comprehensive understanding and knowledge of insurance solutions. They have established themselves as a trusted brokerage, offering extensive experience in self-funded employers, HMOs, PPOs, and collaborating with clients to ensure their specific needs are met. Edify North's areas of specialization include printing and related support activities, services (except public administration), as well as securities and commodity contracts intermediation and brokerage. Their deep industry knowledge positions them to effectively navigate the complexities of these sectors and provide tailored insurance solutions. With their Holland office at the forefront, Edify North continues to deliver exceptional service, leveraging their expertise and experience to meet the insurance needs of their clients in Michigan, Maryland, and Illinois.

Gibson's Kalamazoo, MI office stands out as a premier insurance broker with a strong focus on serving local and regional employers, specializing in comprehensive medical and ancillary benefits. With a keen understanding of employer needs, Gibson brings extensive expertise to the table, ensuring tailored solutions that align with the unique requirements of businesses in various sectors. This office, an integral part of the regional insurance broker firm, boasts a track record of successful partnerships with key players in the grocery and related product merchant wholesalers industry. Notably, Stanz Cheese Co, a prominent entity in this sector based in IN, with over 150 participants, stands as a testament to Gibson's proficiency in delivering top-notch benefits solutions. Gibson's commitment extends beyond mere transactional relationships; they cultivate deep industry knowledge, particularly within grocery and related product merchant wholesalers. This nuanced understanding allows them to navigate the complexities of the market and deliver nuanced, effective insurance solutions. Whether engaging with established corporations or emerging businesses, Gibson's Kalamazoo team brings a wealth of experience to the table, creating a positive impact on employer benefits programs. Their local presence, coupled with regional insights, positions them as a trusted partner for employers seeking excellence in insurance brokerage services.

Keystone started in 1983 when four independent insurance agencies teamed up to pool their experience and expertise. Determined and scrappy in the face of a difficult market, this small group believed that agencies could be stronger and more successful if they linked arms. Today, that passion and spirit that started Keystone continues. Growing to almost 300 independent agency partners, Keystone provides its agents with a community of like-minded agencies, industry expertise, and access to specialized products for their clients. Keystone is ranked fourth on Insurance Journal's 2020 list of Top 20 Privately-Held Property/Casualty Agency Partnerships. For more information, go to www.keystoneinsgrp.com.

Since 1945, Nulty Insurance has been carrying on a legacy as a trusted independent insurance agency. Guiding and protecting our clients by providing maximum insurance protection matched with exceptional customer service. Your family, your business, your employees, and your possessions are all important to you, but you may not know how to best protect them. Our experience helps us navigate the unique risks you face, serving as your insurance advisor.