USI is one of the largest insurance brokerage and consulting firms in the world, delivering property and casualty, employee benefits, personal risk, program and retirement solutions to large risk management clients, middle market companies, smaller firms and individuals. Headquartered in Valhalla, New York, USI connects over 10,500 industry-leading professionals across approximately 200 offices to serve clients’ local, national and international needs. USI has become a premier insurance brokerage and consulting firm by leveraging the USI ONE Advantage®, an interactive platform that integrates proprietary and innovative client solutions, networked local resources and enterprise-wide collaboration to deliver customized results with positive, bottom-line impact. USI attracts best-in-class industry talent with a long history of deep and continuing investment in our local communities. For more information, visit usi.com.

Cornerstone Benefits - Detroit, MI operates from Troy, Michigan, as part of the Cornerstone Benefits organization. The office concentrates on manufacturing and transportation and warehousing employers, working primarily with mid-sized organizations. Its work spans self-funded arrangements and medical coverage placed through PPO and HMO structures, along with prescription drug benefits, ancillary lines and retirement plans. Example carriers include BCBS of MI, Unum and MetLife.

Highland Associates, Inc. - Detroit, MI is a standalone employee benefits brokerage office based in Dearborn, Michigan. Its work centers on transportation and warehousing employers, and it serves large employers, placing fully insured medical coverage and handling collectively bargained arrangements. Example carriers include Elevance and ULLICO.

The Ann Arbor, Michigan office of Debra A Youngs serves mid-sized employers, with client experience concentrated in manufacturing and professional business services. Its work spans self-funded arrangements and medical coverage placed through PPO and HMO structures, along with prescription drug benefits, ancillary lines and retirement plans. Employer clients including Gretchen's House, Inc. and Michigan Advocacy Program are well rated by their employees for benefits. Example carriers include BCBS of MI.

Doeren Mayhew's Detroit-area employee benefits office operates from Troy, Michigan, as part of the Doeren Mayhew firm. Its work centers on manufacturing and professional business services employers, primarily mid-sized organizations. The office places both self-funded and fully insured arrangements, with medical coverage structured through PPO and HMO plans, along with prescription drug coverage, ancillary lines and retirement plans. Example carriers include BCBS of MI, Cigna and Health Alliance Plan.

We are a group of professionals that serve as advocates to help your organization in multiple ways. We come to work every day to evaluate and refine a durable benefits strategy that meets the demands of your organization, while potentially reducing your administrative burden. Joseph Aiello & Associates strives to provide a level of service that exceeds the customer’s expectation, with deduction to integrity, professionalism and client advocacy. Securities offered through Sigma Financial Corporation, member FINRA (FINRA.org) and SIPC (SIPC.org). Investment Advisory services offered through Sigma Planning Corporation, a Registered Investment Advisor. Joseph Aiello & Associates Inc. is independent of Sigma Financial Corporation and Sigma Planning Corporation. Content is strictly for general purposes and is not an offer to sell or solicit any security. For regulatory purposes, we cannot respond to e-mails through this site and any individualized follow-up involving either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made to persons in states where the registered representative is not registered. Third party posts found on this profile have not been reviewed for accuracy or completeness by nor do they reflect the views of Sigma Financial Corporation, Sigma Planning Corporation or Joseph Aiello & Associates Inc. Furthermore, to ensure compliance with certain SEC and FINRA rules, we do not use client testimonials on social media sites; this includes receiving and/or posting recommendations or endorsements.