Total Benefit Systems, Inc, based in Flint, MI, is a distinguished insurance broker operating from a larger office, emphasizing expertise in delivering comprehensive benefits solutions to both local and regional employers. With a specific focus on medical and ancillary benefits, this office location has demonstrated its commitment to understanding and meeting the diverse needs of businesses in the region. The broker's impressive portfolio includes successful collaborations with top clients such as Baker College Professional Services in educational services, Brighton Ford in the automobile dealers industry, and The Tobin Group in activities related to real estate. These partnerships, each with participant numbers ranging from 40 to 420+, underscore Total Benefit Systems, Inc's ability to navigate the intricacies of activities related to real estate, educational services, and automobile dealers industries, showcasing their versatility across various sectors. As a vital component of a local brokerage firm, Total Benefit Systems, Inc in Flint is deeply rooted in the community, providing localized support and understanding. Their demonstrated experience with midsize employers further positions them as a reliable and knowledgeable partner for employers seeking tailored benefits solutions to meet the unique needs of their workforce.

Among many advantages enjoyed by clients of VTC Insurance Group is the simple convenience of having a single source for every risk management need, regardless of scope or scale. We're honored to be the largest independent insurance and surety provider in Michigan, while serving clients in all 50 states. Our size also means we're better equipped to negotiate, on your behalf, the best-value coverage from top-rated carriers, with a broad menu of custom-tailored products. • Business Insurance • Surety Bonds • Employee Benefits • Personal Insurance • Strategic Risk Management • Coordinated Loss Control Services • Comprehensive Claims Management SIXTY YEARS OF UNIQUE SERVICE Since VTC Insurance Group was founded in 1957, a lot has changed. The economic landscape. Shifting regulatory and compliance forces. The sheer velocity of business, and of life. Of course, we’ve changed, too. Our company, our service lines, our carrier network, our technologies… all have expanded and improved. But from day one, the single most important factor driving that growth is the one thing that has never changed: our simple, person-to-person commitment to your success. We work hard on behalf of our customers. We anticipate their needs. And we keep our promises. Ours is a unique service philosophy. Every VTC associate is accountable to promises made, to meeting an urgent need with an urgent response, and to providing the trusted guidance that’s been our hallmark from day one. Guidance our clients count on to stay informed. Prepared. And confident for what’s next.

BSI Corporate Benefits (BSI) was founded in 2003 by Founder and Chief Executive Officer, Anthony (Tony) DaRe. Prior to founding BSI, Tony served clients on the insurance carrier side for Geisinger Health Plan and the University of Michigan M-Care. During that time, Tony realized his true passion was to be an advocate for clients rather than insurance carriers. He started BSI with the mission to be an advocate for clients on both a HUMAN and a FINANCIAL level. Today, BSI is a fiercely independent national employee benefits consulting firm with client groups ranging in size from 50 - 15,000 employees. BSI’s ability to successfully identify, implement, and execute immediate and long-term cost-control strategies to effectively manage our clients’ healthcare costs has resulted in BSI being named “Best Benefits Consulting Firm” since 2017. Our executive team has over 110 years of combined insurance industry experience and currently manages over $550 million in healthcare spend throughout the country. It is because of our book of business, reputation, and personal relationships with top executives at the carrier level that we are able to consistently deliver results to our clients that cannot be matched. For more information about BSI Corporate Benefits, please visit www.BSIcorporate.com or call toll-free 1-866-BSI-BENEFITS.

Hi, we’re HUB. We advise businesses and individuals on how to reach their goals. When you partner with us, you’re at the center of a vast network of risk, insurance, employee benefits, retirement and wealth management specialists that bring clarity to a changing world with tailored solutions and unrelenting advocacy. So you’re ready for tomorrow. About Hub International Headquartered in Chicago, Illinois, Hub International Limited (Hub) is a leading full-service global insurance broker providing property and casualty, life and health, employee benefits, investment and risk management products and services. From offices located throughout North America, Hub’s vast network of specialists provides peace of mind on what matters most by protecting clients through unrelenting advocacy and tailored insurance solutions. For more information, please visit hubinternational.com.

MFC Benefits, LLC, situated in Detroit, MI, stands as a prominent insurance broker with a robust track record in serving the diverse needs of employers. Boasting a substantial local presence in a larger office, their seasoned team specializes in catering to the insurance requirements of midsize and small employers alike. This office holds valuable expertise in collaborating with self-funded clients, offering vital support to local and regional employers. The office's prowess extends across various industries, including notable partnerships with key players such as Education Enrichment Services, a leader in educational services with over 160 participants, and Bertrandt Us, an architectural and engineering services company based in SC with a participant count exceeding 200. MFC Benefits, LLC, showcases a deep understanding of the nuances within the educational services and architectural, engineering, and related services sectors. Aligned with a local brokerage firm, this office epitomizes reliability and local market insight. With a proven ability to navigate the intricacies of employer benefits, MFC Benefits, LLC in Detroit emerges as a strategic ally for employers seeking comprehensive insurance solutions tailored to their specific needs.

Brown & Brown delivers risk management solutions to help protect and preserve what our customers value most. Our three business segments—Retail, Programs and Wholesale Brokerage—offer a wide range of insurance solutions to businesses and individuals. We are one of the insurance industry’s most powerful and influential leaders, with a strong, deeply rooted cultural foundation built on integrity, innovation, superior capabilities and discipline. The Power of WE ignites our performance, and while diverse and varied in abilities and experience, we are all connected through our core values, a commitment to our local communities and a shared mission—always doing what is best for our customers. Brown & Brown is proud to be certified as a Great Place to Work®, and we are always actively looking for talented teammates who embrace our culture to join our winning team. Find us on the NYSE as BRO.

ICA is an organization of professional consultants experienced in facing the risk management and insurance challenges of its clients and implementing creative and cost effective solutions. ICA does not sell insurance and operates with complete impartiality and independence. With ICA as your advocate, you will be able to flourish in the business you know best, assured that your risk management and insurance concerns are properly protected.