Debra A. Youngs is a seasoned employee benefits broker with a firm foothold in Ann Arbor, MI, bringing valuable expertise to the local business landscape. With a focus on serving self-funded employers, Debra has honed her skills in navigating the complexities of employee benefits, offering tailored solutions that prioritize both employer and employee needs. Her reputation for excellence is underscored by her roster of esteemed clients, including ADRIAN STEEL COMPANY and MICHIGAN ADVOCACY PROGRAM. Debra's approach is marked by a deep commitment to understanding the unique challenges faced by each client, ensuring that her recommendations are not only comprehensive but also aligned with their specific objectives and budgetary constraints. In an industry where trust and reliability are paramount, Debra distinguishes herself through her unwavering dedication to client satisfaction. Whether it's crafting customized benefit packages, providing ongoing support, or staying abreast of regulatory changes, Debra consistently goes above and beyond to deliver results that exceed expectations. With her proven track record and client-centered approach, Debra A. Youngs is the go-to choice for businesses seeking expert guidance in navigating the complexities of employee benefits.

We are a single-source financial solutions provider dedicated to driving positive change while supporting the growth and ambitions of asset managers, allocators, financial institutions, and family offices around the world. Established in Bermuda in 2003, we have continually disrupted the industry through our investment in innovation and talent. Today, we set the pace in fund and asset servicing and stand out for our unique single-source solution and unified cross asset-class platform which supports the entire value chain, harnesses leading innovative technology, and benefits from cross-jurisdictional expertise delivered by a long-standing management team and over 13,000 highly integrated professionals. As a pioneering data and fintech-enabled company, we are a disruptor driving digital tools into fund and asset servicing. However, our vision to drive positive change extends beyond the industry. The Apex Foundation, a not-for-profit entity, is our passionate commitment to empower sustainable change.

The employees of a company matter. Growing a company comes with a set of challenges. It requires the right system and expertise, the ability to control labor & benefit costs, and a culture where employees thrive. Great companies consistently attract the best people and operate as efficiently as possible. Since 2002, local companies like yours have trusted us to provide the dedicated HR support and expertise they need to grow. Taking the time to understand a company, tailoring a scalable solution that not only addresses the needs of the current state but enables them to stabilize and grow is what we do. You’ve worked hard to build your organization’s reputation, and we understand how important that is. Our reputation is equally crucial, based on building relationships, keeping commitments, and providing peace of mind. Working with DynamicHR means you’ll always have a supporting team on your side, working tirelessly to exceed your expectations and help you thrive.

We give unbiased, no-conflict-of-interest, honest advice. We help our clients build their net worth while keeping their values intact. We offer attentive service and solutions that are tailored to each person's unique needs. We work with people who want to build a long-term relationship with a financial advisor who cares about their future. Our client's success is our success

M&M Benefit Group is a highly reputable local insurance broker with an office situated in Novi, Michigan. Their unwavering commitment to exceptional customer service and expertise has earned them high ratings and positive reviews from clients. With a focus on serving clients of large and midsize employers, M&M Benefit Group has established itself as a trusted partner in the insurance industry. An exemplary illustration of M&M Benefit Group's capabilities lies in their collaboration with Success Mortgage Partners, Inc., a prominent employer in the offices of real estate agents and brokers industry with 750 members. M&M Benefit Group worked closely with the HR and finance team of Success Mortgage Partners, Inc. to create customized insurance solutions tailored to the unique needs of their members. This included the setup of a comprehensive HMO plan, PPO plan, PBM, and drug plan, ensuring comprehensive coverage and benefits for their employees. In addition to Success Mortgage Partners, Inc., M&M Benefit Group also serves esteemed employer clients like Kaul Safety International D/B/A Choctaw-Kaul Distribution. Their expertise spans across various industries, including offices of real estate agents and brokers and miscellaneous nondurable goods merchant wholesalers. With a strong presence in Pennsylvania, the Novi office of M&M Benefit Group extends its top-notch services to clients in the state. Their local expertise and dedication to delivering tailored insurance solutions have solidified their position as a reliable partner for large and midsize employers in Pennsylvania and beyond.

Among many advantages enjoyed by clients of VTC Insurance Group is the simple convenience of having a single source for every risk management need, regardless of scope or scale. We're honored to be the largest independent insurance and surety provider in Michigan, while serving clients in all 50 states. Our size also means we're better equipped to negotiate, on your behalf, the best-value coverage from top-rated carriers, with a broad menu of custom-tailored products. • Business Insurance • Surety Bonds • Employee Benefits • Personal Insurance • Strategic Risk Management • Coordinated Loss Control Services • Comprehensive Claims Management SIXTY YEARS OF UNIQUE SERVICE Since VTC Insurance Group was founded in 1957, a lot has changed. The economic landscape. Shifting regulatory and compliance forces. The sheer velocity of business, and of life. Of course, we’ve changed, too. Our company, our service lines, our carrier network, our technologies… all have expanded and improved. But from day one, the single most important factor driving that growth is the one thing that has never changed: our simple, person-to-person commitment to your success. We work hard on behalf of our customers. We anticipate their needs. And we keep our promises. Ours is a unique service philosophy. Every VTC associate is accountable to promises made, to meeting an urgent need with an urgent response, and to providing the trusted guidance that’s been our hallmark from day one. Guidance our clients count on to stay informed. Prepared. And confident for what’s next.