Our Philosophy: "To provide our policyholders with as near perfect protection,as near perfect service, as is humanly possible, and to do so at the lowest possible cost." We are a full-service, independent agency. Call us today at 804-746-0950 to quote your personal or business insurance needs.

Among many advantages enjoyed by clients of VTC Insurance Group is the simple convenience of having a single source for every risk management need, regardless of scope or scale. We're honored to be the largest independent insurance and surety provider in Michigan, while serving clients in all 50 states. Our size also means we're better equipped to negotiate, on your behalf, the best-value coverage from top-rated carriers, with a broad menu of custom-tailored products. • Business Insurance • Surety Bonds • Employee Benefits • Personal Insurance • Strategic Risk Management • Coordinated Loss Control Services • Comprehensive Claims Management SIXTY YEARS OF UNIQUE SERVICE Since VTC Insurance Group was founded in 1957, a lot has changed. The economic landscape. Shifting regulatory and compliance forces. The sheer velocity of business, and of life. Of course, we’ve changed, too. Our company, our service lines, our carrier network, our technologies… all have expanded and improved. But from day one, the single most important factor driving that growth is the one thing that has never changed: our simple, person-to-person commitment to your success. We work hard on behalf of our customers. We anticipate their needs. And we keep our promises. Ours is a unique service philosophy. Every VTC associate is accountable to promises made, to meeting an urgent need with an urgent response, and to providing the trusted guidance that’s been our hallmark from day one. Guidance our clients count on to stay informed. Prepared. And confident for what’s next.

We give unbiased, no-conflict-of-interest, honest advice. We help our clients build their net worth while keeping their values intact. We offer attentive service and solutions that are tailored to each person's unique needs. We work with people who want to build a long-term relationship with a financial advisor who cares about their future. Our client's success is our success

Goodman Venegas Insurance Agency's Detroit, MI office stands out as a robust and experienced insurance broker catering to the diverse needs of both local and regional employers. Operating from a larger office, they specialize in providing comprehensive medical and ancillary benefits solutions. Their extensive expertise spans key industries such as machinery, equipment, and supplies merchant wholesalers, motor vehicle parts manufacturing, and retail trade. With a deep understanding of the local business landscape, Goodman Venegas has successfully served notable clients, including Binsons Hospital Supplies, a prominent player in the retail trade industry, boasting over 600 participants. Eissmann Automotive, a leader in motor vehicle parts manufacturing, with 330+ participants, and Ewie Group of Companies, specializing in machinery, equipment, and supplies merchant wholesaling, with 300+ participants, further showcase the broker's versatility. Part of a respected local brokerage firm, Goodman Venegas distinguishes itself with significant experience in working with midsize and large employers. Their track record reflects a commitment to delivering tailored insurance solutions, making them an ideal partner for employers seeking reliable expertise and comprehensive coverage in the dynamic landscape of employee benefits.

M&M Benefit Group is a highly reputable local insurance broker with an office situated in Novi, Michigan. Their unwavering commitment to exceptional customer service and expertise has earned them high ratings and positive reviews from clients. With a focus on serving clients of large and midsize employers, M&M Benefit Group has established itself as a trusted partner in the insurance industry. An exemplary illustration of M&M Benefit Group's capabilities lies in their collaboration with Success Mortgage Partners, Inc., a prominent employer in the offices of real estate agents and brokers industry with 750 members. M&M Benefit Group worked closely with the HR and finance team of Success Mortgage Partners, Inc. to create customized insurance solutions tailored to the unique needs of their members. This included the setup of a comprehensive HMO plan, PPO plan, PBM, and drug plan, ensuring comprehensive coverage and benefits for their employees. In addition to Success Mortgage Partners, Inc., M&M Benefit Group also serves esteemed employer clients like Kaul Safety International D/B/A Choctaw-Kaul Distribution. Their expertise spans across various industries, including offices of real estate agents and brokers and miscellaneous nondurable goods merchant wholesalers. With a strong presence in Pennsylvania, the Novi office of M&M Benefit Group extends its top-notch services to clients in the state. Their local expertise and dedication to delivering tailored insurance solutions have solidified their position as a reliable partner for large and midsize employers in Pennsylvania and beyond.

Renel & Renel Assoc is a trusted employee benefits broker nestled in the heart of Detroit, Michigan. With a firm commitment to delivering tailored solutions, they specialize in serving self-funded employers with precision and care. Renel & Renel Assoc's expertise extends beyond mere transactions; they prioritize building lasting relationships with their clients, ensuring their needs are understood and met with unwavering dedication. Notable among their satisfied clientele are industry leaders like ABSOPURE COMPANY and SUMMIT MANAGEMENT CONSULTING. Renel & Renel Assoc's approach is characterized by a blend of professionalism and personalized attention, making them a go-to resource for businesses seeking comprehensive benefits solutions in the Detroit area and beyond.