ASR Group International, Inc. (ASR Group) is the world's largest refiner and marketer of cane sugar, with an annual production capacity of more than 6 million tons of sugar. The company produces a full line of grocery, industrial, food service and specialty sweetener products. Across North America, ASR Group owns and operates six sugar refineries, located in New York, California, Maryland, Louisiana, Canada and Mexico. In Europe, the company owns and operates sugar refineries in the United Kingdom, Portugal, and, with a joint venture partner, Italy. ASR Group also farms sugarcane and owns sugar mills in Mexico and Belize. The company's portfolio includes the leading brands Domino®, C&H®, Florida Crystals®, Redpath®, Tate & Lyle®, Lyle's®, Sidul® and Tellus®. ASR Group is owned by Florida-based cane sugar producer Florida Crystals Corporation. ASR Group owns Tellus Products, LLC, whose no added PFAS compostable products are made in the U.S. from U.S.-grown and imported plant fibers. For more information, visit www.ASR-Group.com.

Total Benefit Systems, Inc, based in Flint, MI, is a distinguished insurance broker operating from a larger office, emphasizing expertise in delivering comprehensive benefits solutions to both local and regional employers. With a specific focus on medical and ancillary benefits, this office location has demonstrated its commitment to understanding and meeting the diverse needs of businesses in the region. The broker's impressive portfolio includes successful collaborations with top clients such as Baker College Professional Services in educational services, Brighton Ford in the automobile dealers industry, and The Tobin Group in activities related to real estate. These partnerships, each with participant numbers ranging from 40 to 420+, underscore Total Benefit Systems, Inc's ability to navigate the intricacies of activities related to real estate, educational services, and automobile dealers industries, showcasing their versatility across various sectors. As a vital component of a local brokerage firm, Total Benefit Systems, Inc in Flint is deeply rooted in the community, providing localized support and understanding. Their demonstrated experience with midsize employers further positions them as a reliable and knowledgeable partner for employers seeking tailored benefits solutions to meet the unique needs of their workforce.

At Allstate, we're advocates for peace of mind and a good life. And that comes through in everything we do. From building diverse and innovative teams that truly understand our customers' needs, to challenging each other to develop our careers in a meaningful way, and finally to the incredible results we're able to achieve together. See how we’re creating a better future through innovation, advocacy, and empowering people and communities.

Based out of Detroit, MI, Highland Associates, Inc. stands as a trusted local partner in navigating the complexities of employee benefits. With a commitment to understanding the unique needs of each client, they offer tailored solutions that prioritize employee well-being and organizational goals alike. Their expertise extends across a spectrum of benefits services, including health insurance, retirement plans, and more. Highland Associates fosters lasting relationships built on trust and reliability, ensuring that clients receive personalized attention and comprehensive support every step of the way. Serving a diverse clientele, their reputation for excellence is exemplified by notable partnerships such as the Board of Trustees of the Indiana Teamsters Health Benefits Fund. Through their website at highland-associates.com, prospective clients can explore their services and discover how Highland Associates can enhance their employee benefits experience.

Independent Financial Group, LLC is a securities and investment firm offering personalized services to individuals and institutional investors through our team of independent financial professionals. Our representatives offer professional advice and investments, including mutual funds, annuities, life insurance, fee-based asset management, direct participation programs, and stocks and bonds. Our commitment is directly to the independent investment representative. Therefore, Independent Financial Group offers no proprietary investment products. This enables our affiliated representatives to focus on their client’s individual goals and objectives without concerns about specific product quotas and corporate mandated sales goals. Independent Financial Group processes direct business accounts held through major mutual funds and insurance companies, as well as brokerage business through our clearing partner, Pershing, LLC. Independent Financial Group is a national independent broker–dealer firm with corporate headquarters in San Diego, California. Securities and advisory services through Independent Financial Group, LLC, a registered investment adviser. Member FINRA/SIPC.