USI is one of the largest insurance brokerage and consulting firms in the world, delivering property and casualty, employee benefits, personal risk, program and retirement solutions to large risk management clients, middle market companies, smaller firms and individuals. Headquartered in Valhalla, New York, USI connects over 10,500 industry-leading professionals across approximately 200 offices to serve clients’ local, national and international needs. USI has become a premier insurance brokerage and consulting firm by leveraging the USI ONE Advantage®, an interactive platform that integrates proprietary and innovative client solutions, networked local resources and enterprise-wide collaboration to deliver customized results with positive, bottom-line impact. USI attracts best-in-class industry talent with a long history of deep and continuing investment in our local communities. For more information, visit usi.com.

Among many advantages enjoyed by clients of VTC Insurance Group is the simple convenience of having a single source for every risk management need, regardless of scope or scale. We're honored to be the largest independent insurance and surety provider in Michigan, while serving clients in all 50 states. Our size also means we're better equipped to negotiate, on your behalf, the best-value coverage from top-rated carriers, with a broad menu of custom-tailored products. • Business Insurance • Surety Bonds • Employee Benefits • Personal Insurance • Strategic Risk Management • Coordinated Loss Control Services • Comprehensive Claims Management SIXTY YEARS OF UNIQUE SERVICE Since VTC Insurance Group was founded in 1957, a lot has changed. The economic landscape. Shifting regulatory and compliance forces. The sheer velocity of business, and of life. Of course, we’ve changed, too. Our company, our service lines, our carrier network, our technologies… all have expanded and improved. But from day one, the single most important factor driving that growth is the one thing that has never changed: our simple, person-to-person commitment to your success. We work hard on behalf of our customers. We anticipate their needs. And we keep our promises. Ours is a unique service philosophy. Every VTC associate is accountable to promises made, to meeting an urgent need with an urgent response, and to providing the trusted guidance that’s been our hallmark from day one. Guidance our clients count on to stay informed. Prepared. And confident for what’s next.

Goodman Venegas Insurance Agency's Detroit, MI office stands out as a robust and experienced insurance broker catering to the diverse needs of both local and regional employers. Operating from a larger office, they specialize in providing comprehensive medical and ancillary benefits solutions. Their extensive expertise spans key industries such as machinery, equipment, and supplies merchant wholesalers, motor vehicle parts manufacturing, and retail trade. With a deep understanding of the local business landscape, Goodman Venegas has successfully served notable clients, including Binsons Hospital Supplies, a prominent player in the retail trade industry, boasting over 600 participants. Eissmann Automotive, a leader in motor vehicle parts manufacturing, with 330+ participants, and Ewie Group of Companies, specializing in machinery, equipment, and supplies merchant wholesaling, with 300+ participants, further showcase the broker's versatility. Part of a respected local brokerage firm, Goodman Venegas distinguishes itself with significant experience in working with midsize and large employers. Their track record reflects a commitment to delivering tailored insurance solutions, making them an ideal partner for employers seeking reliable expertise and comprehensive coverage in the dynamic landscape of employee benefits.

Koppinger & Associates is a team of dedicated and experienced advisors committed to helping clients better understand specific needs in protecting their business assets, reputation, and bottom line. They help their clients build strong organizations by driving growth and generating results with solutions that take their business to the next level.

The employees of a company matter. Growing a company comes with a set of challenges. It requires the right system and expertise, the ability to control labor & benefit costs, and a culture where employees thrive. Great companies consistently attract the best people and operate as efficiently as possible. Since 2002, local companies like yours have trusted us to provide the dedicated HR support and expertise they need to grow. Taking the time to understand a company, tailoring a scalable solution that not only addresses the needs of the current state but enables them to stabilize and grow is what we do. You’ve worked hard to build your organization’s reputation, and we understand how important that is. Our reputation is equally crucial, based on building relationships, keeping commitments, and providing peace of mind. Working with DynamicHR means you’ll always have a supporting team on your side, working tirelessly to exceed your expectations and help you thrive.

Choice Hotels International, Inc. (NYSE: CHH) is one of the largest lodging franchisors in the world. The challenger in upscale and a leader in midscale and extended stay, Choice® has nearly 7,500 hotels, representing more than 630,000 rooms, in 45 countries and territories. A diverse portfolio of 22 brands that range from full-service upper upscale properties to midscale, extended stay, and economy enables Choice® to meet travelers' needs in more places and for more occasions while driving more value for franchise owners and shareholders. The award-winning Choice Privileges® rewards program and co-brand credit card options provide members with a fast and easy way to earn reward nights and personalized perks. For more information, visit www.choicehotels.com. At our worldwide corporate headquarters in the Washington metropolitan area (North Bethesda, MD), our IT center in Scottsdale, AZ, and Minneapolis, MN, and through our associates across the globe, we keep those hotels humming by serving as a champion for our franchisees. When you #MakeItYourChoice, you will have the environment, the tools, and the momentum to drive your career and organizational success.

Allied Insurance Managers, Inc., based in Detroit, MI, presents a robust portfolio of employer benefits, particularly excelling in the medical and ancillary benefits arena. This local brokerage firm, known for its expertise in the death care services industry, boasts significant clients like Mt Elliott Cemetery Association, serving over 70 participants in Michigan. Their position as an independent insurance agent empowers them to offer a wider range of choices compared to other agencies. They are recognized as licensed experts, guiding employers on risk management and loss minimization strategies. In response to the escalating costs of medical care, Allied Insurance Managers has developed a comprehensive suite of health, disability, and long-term care insurance options, essential for any financial plan. This includes life insurance, which plays a crucial role in helping families manage estate tax and funeral expenses. They offer tailored health insurance solutions, adapting to varying risk tolerances, accessibility requirements, and cost considerations, enabling employers to provide customized coverage for their teams. Additionally, their disability insurance plans are designed to protect against workplace injuries and provide coverage for employees who may become disabled on the job. They also offer long-term care insurance policies, allowing clients to choose coverage levels to suit their needs, whether for home care agencies or nursing facilities. This comprehensive approach, combined with their specialized knowledge in niche industries like death care services, makes Allied Insurance Managers a formidable choice for employer benefits in the Detroit, MI area.

With offices in Newtown Square and Kingston, Pennsylvania, we support small, mid-sized and large employers in the tri-state area and across the country in a variety of industries. At Creative Benefits, we operate with the following core values at the forefront of all of our business dealings and in every relationship.

Lau & Lau Associates, LLC, located in Detroit, MI, boasts a substantial office with a seasoned team adept at catering to the diverse needs of employers. Specializing in employer benefits, this larger office has proven expertise in serving both small and midsize clients. Their local roots, as part of a distinguished local brokerage firm, contribute to their nuanced understanding of the regional business landscape. A standout feature is their proficiency in supporting self-funded clients, a testament to their comprehensive approach to insurance solutions. This office has successfully collaborated with notable businesses, such as Butzel Long A Professional Corporation, a legal services industry leader with over 160 participants, Covenant Community Care in health practitioners' offices with 140+ participants, and Judson Center in individual and family services with an impressive 380+ participants. Lau & Lau Associates, LLC excels across various industries, including automobile dealerships, management, scientific, and technical consulting services, as well as individual and family services. Their commitment to client success is underscored by their tailored strategies for each sector. With a track record of serving clients with diverse participant sizes, this office in Detroit, MI, stands out for its local market understanding and commitment to delivering comprehensive insurance solutions for employers.