Independent Financial Group, LLC is a securities and investment firm offering personalized services to individuals and institutional investors through our team of independent financial professionals. Our representatives offer professional advice and investments, including mutual funds, annuities, life insurance, fee-based asset management, direct participation programs, and stocks and bonds. Our commitment is directly to the independent investment representative. Therefore, Independent Financial Group offers no proprietary investment products. This enables our affiliated representatives to focus on their client’s individual goals and objectives without concerns about specific product quotas and corporate mandated sales goals. Independent Financial Group processes direct business accounts held through major mutual funds and insurance companies, as well as brokerage business through our clearing partner, Pershing, LLC. Independent Financial Group is a national independent broker–dealer firm with corporate headquarters in San Diego, California. Securities and advisory services through Independent Financial Group, LLC, a registered investment adviser. Member FINRA/SIPC.

Renel & Renel Assoc is a trusted employee benefits broker nestled in the heart of Detroit, Michigan. With a firm commitment to delivering tailored solutions, they specialize in serving self-funded employers with precision and care. Renel & Renel Assoc's expertise extends beyond mere transactions; they prioritize building lasting relationships with their clients, ensuring their needs are understood and met with unwavering dedication. Notable among their satisfied clientele are industry leaders like ABSOPURE COMPANY and SUMMIT MANAGEMENT CONSULTING. Renel & Renel Assoc's approach is characterized by a blend of professionalism and personalized attention, making them a go-to resource for businesses seeking comprehensive benefits solutions in the Detroit area and beyond.

We are a single-source financial solutions provider dedicated to driving positive change while supporting the growth and ambitions of asset managers, allocators, financial institutions, and family offices around the world. Established in Bermuda in 2003, we have continually disrupted the industry through our investment in innovation and talent. Today, we set the pace in fund and asset servicing and stand out for our unique single-source solution and unified cross asset-class platform which supports the entire value chain, harnesses leading innovative technology, and benefits from cross-jurisdictional expertise delivered by a long-standing management team and over 13,000 highly integrated professionals. As a pioneering data and fintech-enabled company, we are a disruptor driving digital tools into fund and asset servicing. However, our vision to drive positive change extends beyond the industry. The Apex Foundation, a not-for-profit entity, is our passionate commitment to empower sustainable change.

Among many advantages enjoyed by clients of VTC Insurance Group is the simple convenience of having a single source for every risk management need, regardless of scope or scale. We're honored to be the largest independent insurance and surety provider in Michigan, while serving clients in all 50 states. Our size also means we're better equipped to negotiate, on your behalf, the best-value coverage from top-rated carriers, with a broad menu of custom-tailored products. • Business Insurance • Surety Bonds • Employee Benefits • Personal Insurance • Strategic Risk Management • Coordinated Loss Control Services • Comprehensive Claims Management SIXTY YEARS OF UNIQUE SERVICE Since VTC Insurance Group was founded in 1957, a lot has changed. The economic landscape. Shifting regulatory and compliance forces. The sheer velocity of business, and of life. Of course, we’ve changed, too. Our company, our service lines, our carrier network, our technologies… all have expanded and improved. But from day one, the single most important factor driving that growth is the one thing that has never changed: our simple, person-to-person commitment to your success. We work hard on behalf of our customers. We anticipate their needs. And we keep our promises. Ours is a unique service philosophy. Every VTC associate is accountable to promises made, to meeting an urgent need with an urgent response, and to providing the trusted guidance that’s been our hallmark from day one. Guidance our clients count on to stay informed. Prepared. And confident for what’s next.

As an Independent Agent with LegalShield, LegalShield was one of the first companies in the United States organized solely to design, underwrite and market legal expense plans. For a low monthly fee of less than $25, the Company's legal expense plans (referred to as memberships) offer a variety of legal services. Plus the best when it comes to Identity Theft protection A LegalShield Legal plans give members access to professional legal counsel not only for trivial legal problems, but for the traumatic ones, like everyday events such as buying a house or a car, creating a will, handling a problem with an insurance company, dealing with identity theft, and much more where legal review should be routine, but rarely is. These events can be among the most important events in a person's life, yet there is a tendency for them to take place without proper legal review. For our members, access to legal counsel is only a toll-free phone call away. We offer our legal plans to families, small business owners, and to employees of companys as a voluntary benefit through payroll deduction added as an enhancement to their compensation benefits package. In addition, we offer a superior Identity Theft product, which in combination with our legal plan creates a wall of security that is unsurpassed in the industry to fight the growing issue of identity theft. In accordance with federal laws affecting employers, we also provide our clients with an option to enroll in a Premium Identity Theft Plan. Contact me by email or through the website. Are looking to Expand your portfolio and help people and make an incredible income? Reach out