Among many advantages enjoyed by clients of VTC Insurance Group is the simple convenience of having a single source for every risk management need, regardless of scope or scale. We're honored to be the largest independent insurance and surety provider in Michigan, while serving clients in all 50 states. Our size also means we're better equipped to negotiate, on your behalf, the best-value coverage from top-rated carriers, with a broad menu of custom-tailored products. • Business Insurance • Surety Bonds • Employee Benefits • Personal Insurance • Strategic Risk Management • Coordinated Loss Control Services • Comprehensive Claims Management SIXTY YEARS OF UNIQUE SERVICE Since VTC Insurance Group was founded in 1957, a lot has changed. The economic landscape. Shifting regulatory and compliance forces. The sheer velocity of business, and of life. Of course, we’ve changed, too. Our company, our service lines, our carrier network, our technologies… all have expanded and improved. But from day one, the single most important factor driving that growth is the one thing that has never changed: our simple, person-to-person commitment to your success. We work hard on behalf of our customers. We anticipate their needs. And we keep our promises. Ours is a unique service philosophy. Every VTC associate is accountable to promises made, to meeting an urgent need with an urgent response, and to providing the trusted guidance that’s been our hallmark from day one. Guidance our clients count on to stay informed. Prepared. And confident for what’s next.

BSI Corporate Benefits (BSI) was founded in 2003 by Founder and Chief Executive Officer, Anthony (Tony) DaRe. Prior to founding BSI, Tony served clients on the insurance carrier side for Geisinger Health Plan and the University of Michigan M-Care. During that time, Tony realized his true passion was to be an advocate for clients rather than insurance carriers. He started BSI with the mission to be an advocate for clients on both a HUMAN and a FINANCIAL level. Today, BSI is a fiercely independent national employee benefits consulting firm with client groups ranging in size from 50 - 15,000 employees. BSI’s ability to successfully identify, implement, and execute immediate and long-term cost-control strategies to effectively manage our clients’ healthcare costs has resulted in BSI being named “Best Benefits Consulting Firm” since 2017. Our executive team has over 110 years of combined insurance industry experience and currently manages over $550 million in healthcare spend throughout the country. It is because of our book of business, reputation, and personal relationships with top executives at the carrier level that we are able to consistently deliver results to our clients that cannot be matched. For more information about BSI Corporate Benefits, please visit www.BSIcorporate.com or call toll-free 1-866-BSI-BENEFITS.

Hi, we’re HUB. We advise businesses and individuals on how to reach their goals. When you partner with us, you’re at the center of a vast network of risk, insurance, employee benefits, retirement and wealth management specialists that bring clarity to a changing world with tailored solutions and unrelenting advocacy. So you’re ready for tomorrow. About Hub International Headquartered in Chicago, Illinois, Hub International Limited (Hub) is a leading full-service global insurance broker providing property and casualty, life and health, employee benefits, investment and risk management products and services. From offices located throughout North America, Hub’s vast network of specialists provides peace of mind on what matters most by protecting clients through unrelenting advocacy and tailored insurance solutions. For more information, please visit hubinternational.com.

ICA is an organization of professional consultants experienced in facing the risk management and insurance challenges of its clients and implementing creative and cost effective solutions. ICA does not sell insurance and operates with complete impartiality and independence. With ICA as your advocate, you will be able to flourish in the business you know best, assured that your risk management and insurance concerns are properly protected.

Wilson Partners II, based in Detroit, MI, boasts a robust and sizable office that stands out for its extensive experience in serving diverse clients. This local brokerage firm has proven expertise in catering to both small and midsize employers, making them a versatile choice for businesses of various scales. With a focus on self-funded clients, Wilson Partners II has demonstrated proficiency in supporting local and regional employers. Their impressive track record includes collaborating with notable companies such as Asset Health, a leader in the agencies, brokerages, and insurance-related activities industry, with over 120 participants. Additionally, they have successfully partnered with Mersino Dewatering and Mersino Management Company, both prominent players in the specialty trade contractors industry, boasting 340+ and 410+ participants, respectively. The Detroit office excels in providing insurance solutions across machinery, equipment, and supplies merchant wholesalers, as well as professional and commercial equipment and supplies merchant wholesalers industries. This diverse industry expertise positions Wilson Partners II as a comprehensive and reliable insurance broker for employers seeking tailored solutions. In summary, the Detroit location of Wilson Partners II stands out for its expansive capabilities, industry-specific knowledge, and a proven track record of delivering effective insurance solutions to businesses of varying sizes.

We exist to shape decisions for the better — to protect and enrich the lives of people around the world. Through actionable analytic insight, globally integrated Risk Capital and Human Capital expertise, and locally relevant solutions, our colleagues provide clients in over 120 countries with the clarity and confidence to make better risk and people decisions that help protect and grow their businesses.

Based in Orlando, Florida, AssuredPartners stands as a global frontrunner in the insurance brokerage landscape, with special expertise in industry-specific insurance solutions for both businesses and consumers. We offer a comprehensive range of services, including commercial insurance, risk management, and employee benefits. As strategic advisors in the insurance domain, our unparalleled expertise empowers us to deliver tailor-made solutions designed to meet the unique needs of our clients. With a team of over 10,000 professionals, we serve clients from strategically located offices across North America, England, Ireland, Belgium, and Scotland. Committed to building strong, long-lasting relationships, we foster an environment of trust, transparency, and mutual respect with our partners. This ethos is encapsulated in our guiding principle: Power through Partnership. For further information, please visit www.assuredpartners.com.

PM Group Benefit Advisors II, nestled in Detroit, MI, epitomizes an expansive hub of insurance expertise. As a larger office, their stronghold lies in navigating the intricate landscape of employer benefits, especially within the realms of self-funded clients. Their prowess extends beyond mere consultation; they are a beacon of insight into stop-loss mechanisms, limits, and intricate pharmacy cost dynamics. What sets them apart is their impressive portfolio, boasting partnerships with major players across diverse industries. Noteworthy collaborations include Better Made Snack Foods, Cranbrook Educational Community, and Detroit Country Day School, all pillars in their respective sectors, entrusting PM Group Benefit Advisors II with over 290 to 380+ participants. Their domain of excellence spans architectural, engineering, and related services, educational services, and even spectator sports industries. A part of a local brokerage firm, their roots in the community are deep, fostering a nuanced understanding of the local market's pulse. The office showcases a remarkable spectrum of experience, adeptly catering to the nuances of midsize, large, and small employers. This diverse range of clientele underpins their adaptive approach, ensuring tailored solutions for various scales of operation. In essence, PM Group Benefit Advisors II embodies a seasoned, versatile partner, leveraging their wealth of experience to deliver tailored, client-centric insurance solutions.

Lau & Lau Associates, LLC, located in Detroit, MI, boasts a substantial office with a seasoned team adept at catering to the diverse needs of employers. Specializing in employer benefits, this larger office has proven expertise in serving both small and midsize clients. Their local roots, as part of a distinguished local brokerage firm, contribute to their nuanced understanding of the regional business landscape. A standout feature is their proficiency in supporting self-funded clients, a testament to their comprehensive approach to insurance solutions. This office has successfully collaborated with notable businesses, such as Butzel Long A Professional Corporation, a legal services industry leader with over 160 participants, Covenant Community Care in health practitioners' offices with 140+ participants, and Judson Center in individual and family services with an impressive 380+ participants. Lau & Lau Associates, LLC excels across various industries, including automobile dealerships, management, scientific, and technical consulting services, as well as individual and family services. Their commitment to client success is underscored by their tailored strategies for each sector. With a track record of serving clients with diverse participant sizes, this office in Detroit, MI, stands out for its local market understanding and commitment to delivering comprehensive insurance solutions for employers.