Debra A. Youngs is a seasoned employee benefits broker with a firm foothold in Ann Arbor, MI, bringing valuable expertise to the local business landscape. With a focus on serving self-funded employers, Debra has honed her skills in navigating the complexities of employee benefits, offering tailored solutions that prioritize both employer and employee needs. Her reputation for excellence is underscored by her roster of esteemed clients, including ADRIAN STEEL COMPANY and MICHIGAN ADVOCACY PROGRAM. Debra's approach is marked by a deep commitment to understanding the unique challenges faced by each client, ensuring that her recommendations are not only comprehensive but also aligned with their specific objectives and budgetary constraints. In an industry where trust and reliability are paramount, Debra distinguishes herself through her unwavering dedication to client satisfaction. Whether it's crafting customized benefit packages, providing ongoing support, or staying abreast of regulatory changes, Debra consistently goes above and beyond to deliver results that exceed expectations. With her proven track record and client-centered approach, Debra A. Youngs is the go-to choice for businesses seeking expert guidance in navigating the complexities of employee benefits.

At Allstate, we're advocates for peace of mind and a good life. And that comes through in everything we do. From building diverse and innovative teams that truly understand our customers' needs, to challenging each other to develop our careers in a meaningful way, and finally to the incredible results we're able to achieve together. See how we’re creating a better future through innovation, advocacy, and empowering people and communities.

As an Independent Agent with LegalShield, LegalShield was one of the first companies in the United States organized solely to design, underwrite and market legal expense plans. For a low monthly fee of less than $25, the Company's legal expense plans (referred to as memberships) offer a variety of legal services. Plus the best when it comes to Identity Theft protection A LegalShield Legal plans give members access to professional legal counsel not only for trivial legal problems, but for the traumatic ones, like everyday events such as buying a house or a car, creating a will, handling a problem with an insurance company, dealing with identity theft, and much more where legal review should be routine, but rarely is. These events can be among the most important events in a person's life, yet there is a tendency for them to take place without proper legal review. For our members, access to legal counsel is only a toll-free phone call away. We offer our legal plans to families, small business owners, and to employees of companys as a voluntary benefit through payroll deduction added as an enhancement to their compensation benefits package. In addition, we offer a superior Identity Theft product, which in combination with our legal plan creates a wall of security that is unsurpassed in the industry to fight the growing issue of identity theft. In accordance with federal laws affecting employers, we also provide our clients with an option to enroll in a Premium Identity Theft Plan. Contact me by email or through the website. Are looking to Expand your portfolio and help people and make an incredible income? Reach out

Coverys, operating from a significant office in Lansing, MI, has carved out a notable presence in the insurance brokerage sector, particularly distinguished by their adept handling of self-funded clients. Their expertise is most prominently showcased in the hospitals industry, where they have successfully catered to both midsize and large employers, reflecting their versatility and comprehensive understanding of diverse organizational needs. Key highlights of their client portfolio include Mackinac Straits Health System and Otsego Memorial Hospital Association. Mackinac Straits, a stalwart in the hospitals industry based in Michigan, has entrusted Coverys with over 200 participants. Similarly, Otsego Memorial Hospital Association, another prominent name in the Michigan hospitals industry, has a robust collaboration with Coverys, encompassing more than 450 participants. These collaborations underscore Coverys' ability to manage complex, large-scale insurance needs effectively. As a local brokerage firm, Coverys brings a unique blend of community-focused service and broad industry knowledge. This local grounding allows them to offer tailored solutions that align closely with the regional nuances and requirements of Michigan-based employers. Their expertise is not just limited to handling large employer groups; Coverys also exhibits a strong track record with midsize employers, demonstrating their flexibility and adaptability in providing bespoke insurance solutions across a spectrum of employer sizes and needs. In summary, Coverys in Lansing, MI, stands out as a robust and reliable partner for employers seeking comprehensive, locally-informed insurance brokerage services, especially within the hospital industry. Their proven track record with both midsize and large employers, coupled with their focus on self-funded clients, makes them a commendable choice for businesses in need of nuanced and expert insurance solutions.

MFC Benefits, LLC, situated in Detroit, MI, stands as a prominent insurance broker with a robust track record in serving the diverse needs of employers. Boasting a substantial local presence in a larger office, their seasoned team specializes in catering to the insurance requirements of midsize and small employers alike. This office holds valuable expertise in collaborating with self-funded clients, offering vital support to local and regional employers. The office's prowess extends across various industries, including notable partnerships with key players such as Education Enrichment Services, a leader in educational services with over 160 participants, and Bertrandt Us, an architectural and engineering services company based in SC with a participant count exceeding 200. MFC Benefits, LLC, showcases a deep understanding of the nuances within the educational services and architectural, engineering, and related services sectors. Aligned with a local brokerage firm, this office epitomizes reliability and local market insight. With a proven ability to navigate the intricacies of employer benefits, MFC Benefits, LLC in Detroit emerges as a strategic ally for employers seeking comprehensive insurance solutions tailored to their specific needs.

Brown & Brown delivers risk management solutions to help protect and preserve what our customers value most. Our three business segments—Retail, Programs and Wholesale Brokerage—offer a wide range of insurance solutions to businesses and individuals. We are one of the insurance industry’s most powerful and influential leaders, with a strong, deeply rooted cultural foundation built on integrity, innovation, superior capabilities and discipline. The Power of WE ignites our performance, and while diverse and varied in abilities and experience, we are all connected through our core values, a commitment to our local communities and a shared mission—always doing what is best for our customers. Brown & Brown is proud to be certified as a Great Place to Work®, and we are always actively looking for talented teammates who embrace our culture to join our winning team. Find us on the NYSE as BRO.

Alliant Insurance Services is among the top 5 largest and fastest-growing insurance brokerage and consulting firms in the United States. Fueled by entrepreneurialism and driven by results, Alliant operates on the belief that more is possible and expectations are meant to be exceeded. Our clients and partners have profound confidence in us to deliver in all market climates through the design and delivery of innovative solutions and services across a broad range of industry verticals. Our people stand as the backbone of our organization. We proudly employ a team of diverse, driven, and exceptional people and invest heavily in their success, giving our brokerage and consulting teams the freedom and resources they need to help their clients grow their businesses to remarkable heights. The result is a dynamic team of professionals who consistently perform at the highest level, while caring and giving back to causes that impact their communities and the world at large. Alliant is built on teamwork and collaboration, a philosophy that has guided our growth and evolution for 100 years. We rise together to meet challenges, think together to drive innovation, and thrive together in our business and in the diverse communities where we operate.

Kapnick Insurance Group is an independent insurance brokerage dedicated to providing the best corporate risk, personal insurance, employee benefits, risk management, and financial strategy solutions to their clients across the US and internationally. We simplify the complex. We innovate. We partner. Our consultants and industry experts empower our clients with the strength, knowledge, and direction they need to minimize and manage risks in order to reduce costs.

Franklin Benefit Solutions is a reputable local insurance broker based in Grand Blanc, Michigan. With a strong presence in the Flint, MI market, they have garnered a reputation as one of the top brokerages in the area. Their office location in Grand Blanc allows them to serve clients across Michigan, providing a wide range of insurance solutions tailored to meet their unique needs. One notable example of Franklin Benefit Solutions' expertise lies in their partnership with the Ennis Center For Children, a prominent employer in the individual and family services industry. Collaborating closely with their HR and finance team, Franklin Benefit Solutions successfully set up a self-funding arrangement, HMO plan, PBM, and drug plan that catered specifically to the needs of Ennis Center For Children's 160 members. This experience highlights the broker's proficiency in working with self-funded employers and their commitment to designing comprehensive insurance solutions. Moreover, Franklin Benefit Solutions possesses extensive experience in working with clients and PPOs to ensure that member needs are met effectively. They also have a strong understanding of PBMs and other specialized pharmacy providers. Serving clients of midsize employers, Franklin Benefit Solutions has established relationships with notable organizations such as Human Development Commission and Richfield Industries. With a good M Score, Franklin Benefit Solutions demonstrates their broad expertise and experience across different client sizes and industries. Their outstanding customer service and profound knowledge have earned them high ratings and positive reviews from satisfied clients. Franklin Benefit Solutions remains dedicated to delivering excellent insurance brokerage services that address the distinct requirements of their diverse clientele.

A part of Hub Midwest East, Grace & Porta Benefits is an independent agency specializing in employee benefits consultation. We are here to simplify the employee benefits process, making for happier employers and healthier employees. We work with passion and pride to help employers meet their goals for employee benefits through listening and forming creative solutions. At Grace & Porta Benefits, we understand that when selecting health care plans, choosing the right benefits is only part of the decision. Let us make sure your company is cared for after that decision is made.