Saginaw Bay Underwriters (SBU) is an independent insurance agency in the Great Lakes Bay Region of Michigan, offering risk advising and insurance services to businesses, employers, and individuals and families. We use a proprietary, three-step approach called The Clear Advantage™ to ensure clear results for our clients, not just insurance. Originally founded in 1863 to insure the lumber industry throughout the Saginaw Valley, SBU is now one of Michigan’s largest insurance agencies, serving more than 12,000 clients.

Gallagher, a global insurance brokerage, risk management, and consulting firm, serves communities around the globe, helping clients address risk, protecting assets, and recovering from losses. The products and services we provide keep businesses and institutions running, and enable individuals and families to face their future with confidence. Gallagher provides retail and wholesale property and casualty brokerage, alternative risk transfer services, employee benefit consulting, and actuarial services. Gallagher also offers claims and information management, risk control consulting and appraisal services, human resource consulting, and retirement services. Follow us on social: Instagram: http://instagram.com/gallagherglobal Facebook: http://www.facebook.com/GallagherGlobal Twitter: https://twitter.com/GallagherGlobal YouTube: https://www.youtube.com/GallagherGlobal

We are THE independent, group health, and benefits insurance brokerage firm for small businesses just like yours. At ABS, we know all our clients; you are not just a number. We value your time, your questions, and your employees. When you call with a question or concern, we’ll answer the phone. Our goal is to simplify the insurance and benefits process and utilize our team’s experience and our access to top technology to do so.

K&M Accounting LLC, based in Newaygo, MI, provides a comprehensive range of employee benefits brokerage services tailored to meet the unique needs of businesses and organizations. With a focus on serving both traditional and self-funded employers, K&M Accounting has established itself as a trusted partner in the complex world of employee benefits. Their expertise is highlighted by their successful collaboration with clients such as the Dearborn Schools Employee Healthcare Program Voluntary Employee, showcasing their ability to manage and optimize benefits programs for diverse groups. The team at K&M Accounting prides itself on offering personalized, detailed guidance to ensure that clients navigate the benefits landscape with confidence. Through their dedicated approach, they assist companies in enhancing their benefits offerings, aiming to improve employee satisfaction and retention, while also focusing on cost-efficiency and compliance. K&M Accounting is committed to building lasting relationships with their clients, providing them with the knowledge and resources needed to make informed decisions about their employee benefits programs.

The General Agency Company, an independent insurance agency since 1915, specializing in oil & gas insurance, public & charter school insurance, and other "tough to find"​ commercial insurance coverages. An agency that provides a full line of personal insurances products - homeowners, renters, automobile, personal umbrella, life and disability insurance. An independent insurance agency endorsed by: * Michigan Petroleum Association and the Michigan Association of Convenience Stores (MPA/MACS) - since 1995 * Michigan Association of Public School Academies (MAPSA) - since 1997 * Michigan Septic Tank Association (MSTA) - since 2010 An agency with a commitment to risk management and clients that range from manufacturers to restaurant/real estate chains, oil & gas exploration companies, convenience store chain owner/operators, long haul trucking companies and financial lending institutions. The General Agency Company, an agency with a specialization in the healthcare arena, specifically the Affordable Care Act (ACA), and a staff that remain knowledgeable as the law changes frequently, communicating effectively with their clients and prospects about options, choices, decisions. With a 92 percent retention rate in personal lines across more than 2,500 customers and an 88 percent retention rate in commercial lines, it is evident that The General Agency Company remains at the cutting edge of protective services that allow their clients to do what they do best -- run their businesses, and run them very well.