Brown & Brown delivers risk management solutions to help protect and preserve what our customers value most. Our three business segments—Retail, Programs and Wholesale Brokerage—offer a wide range of insurance solutions to businesses and individuals. We are one of the insurance industry’s most powerful and influential leaders, with a strong, deeply rooted cultural foundation built on integrity, innovation, superior capabilities and discipline. The Power of WE ignites our performance, and while diverse and varied in abilities and experience, we are all connected through our core values, a commitment to our local communities and a shared mission—always doing what is best for our customers. Brown & Brown is proud to be certified as a Great Place to Work®, and we are always actively looking for talented teammates who embrace our culture to join our winning team. Find us on the NYSE as BRO.

Saginaw Bay Underwriters (SBU) is an independent insurance agency in the Great Lakes Bay Region of Michigan, offering risk advising and insurance services to businesses, employers, and individuals and families. We use a proprietary, three-step approach called The Clear Advantage™ to ensure clear results for our clients, not just insurance. Originally founded in 1863 to insure the lumber industry throughout the Saginaw Valley, SBU is now one of Michigan’s largest insurance agencies, serving more than 12,000 clients.

The Strategic Advantage provides you with the solutions to help reach your goals. The Strategic Benefits team of experts understands the impact a company’s benefit package has on employees, owners, and the bottom line. We know sophisticated problems require sophisticated solutions, not cookie cutter answers. This is why we utilize a team approach, calling on the expertise of our consultants, who bring years of specialized experience to build relationships and guide you every step of the way. Our commitment is to help you make prudent business decisions regarding your employee benefit plans. We achieve this by combining innovative products with our outstanding expertise and service to best meet your needs.

The General Agency Company, an independent insurance agency since 1915, specializing in oil & gas insurance, public & charter school insurance, and other "tough to find"​ commercial insurance coverages. An agency that provides a full line of personal insurances products - homeowners, renters, automobile, personal umbrella, life and disability insurance. An independent insurance agency endorsed by: * Michigan Petroleum Association and the Michigan Association of Convenience Stores (MPA/MACS) - since 1995 * Michigan Association of Public School Academies (MAPSA) - since 1997 * Michigan Septic Tank Association (MSTA) - since 2010 An agency with a commitment to risk management and clients that range from manufacturers to restaurant/real estate chains, oil & gas exploration companies, convenience store chain owner/operators, long haul trucking companies and financial lending institutions. The General Agency Company, an agency with a specialization in the healthcare arena, specifically the Affordable Care Act (ACA), and a staff that remain knowledgeable as the law changes frequently, communicating effectively with their clients and prospects about options, choices, decisions. With a 92 percent retention rate in personal lines across more than 2,500 customers and an 88 percent retention rate in commercial lines, it is evident that The General Agency Company remains at the cutting edge of protective services that allow their clients to do what they do best -- run their businesses, and run them very well.