Benefit Watch, LLC, founded in 1992, has rapidly become one of the most respected firms in the employee benefits marketplace. By tailoring our services to the precise understanding of our clients’ objectives, Benefit Watch, LLC designs and develops benefit programs that meet corporate needs in a cost-effective manner. The purpose of any benefits program is to attract and maintain quality employees. It is our responsibility to design the program, communicate the benefits to the employee base, and continually service the program as it grows. The areas in which Benefit Watch, LLC provides superior product development to match a clients exact requirements are: - Group Medical Insurance - Group Life Insurance - Group Dental Insurance - Group Vision Insurance - Consumer-Directed Health Plans (HRA/HSA) - Retirement Benefits - Group Disability Insurance - Flexible Spending Accounts - Voluntary Benefit Packages - Flexible Spending Accounts - 401(k) Plans @investmentwatchllc - Individual Life Insurance - Individual Disability Insurance We offer a variety of technological solutions to enhance benefits administration. By taking a "vendor-neutral"​ approach, we provide technology from any administrator, carrier or professional employment organization to streamline benefits. Our use of the latest technology allows us to communicate more efficiently with the carriers, employers, and employees we represent. Some benefit options from our technology platform include: - Benefit Summaries and Comparisons - Customized Reporting - Online Benefit Statements - Online Enrollments - Employee Handbooks - Billing Statements For more information, visit our website: http://benefitwatch.com/ Or give us a call: 866.712.6294

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Founded in 1963 by Nikitas G. Kambanis, Capital Point Insurance, formerly Federal Insurance Federation, Inc. of Potomac, Maryland is a family-owned Independent Insurance Agency representing many companies in all lines of insurance. The agency is owned by Marietta Kambanis Frizzell, Anna Manolakos and George Kambanis. It is located in Potomac, servicing Maryland, District of Columbia, Virginia, Delaware and Pennsylvania. Capital Point Insurance is a professional organization that provides insureds with a personal approach to total risk analysis. We pledge to provide excellent customer service and to research the marketplace for products that best meet the changing needs of our clients’ businesses and personal exposures.

At WTW (NASDAQ: WTW), we provide data-driven, insight-led solutions in the areas of people, risk and capital. Leveraging the global view and local expertise of our colleagues serving 140 countries and markets, we help you sharpen your strategy, enhance organizational resilience, motivate your workforce and maximize performance.

USI is one of the largest insurance brokerage and consulting firms in the world, delivering property and casualty, employee benefits, personal risk, program and retirement solutions to large risk management clients, middle market companies, smaller firms and individuals. Headquartered in Valhalla, New York, USI connects over 10,500 industry-leading professionals across approximately 200 offices to serve clients’ local, national and international needs. USI has become a premier insurance brokerage and consulting firm by leveraging the USI ONE Advantage®, an interactive platform that integrates proprietary and innovative client solutions, networked local resources and enterprise-wide collaboration to deliver customized results with positive, bottom-line impact. USI attracts best-in-class industry talent with a long history of deep and continuing investment in our local communities. For more information, visit usi.com.

Hi, we’re HUB. We advise businesses and individuals on how to reach their goals. When you partner with us, you’re at the center of a vast network of risk, insurance, employee benefits, retirement and wealth management specialists that bring clarity to a changing world with tailored solutions and unrelenting advocacy. So you’re ready for tomorrow. About Hub International Headquartered in Chicago, Illinois, Hub International Limited (Hub) is a leading full-service global insurance broker providing property and casualty, life and health, employee benefits, investment and risk management products and services. From offices located throughout North America, Hub’s vast network of specialists provides peace of mind on what matters most by protecting clients through unrelenting advocacy and tailored insurance solutions. For more information, please visit hubinternational.com.

At WTW (NASDAQ: WTW), we provide data-driven, insight-led solutions in the areas of people, risk and capital. Leveraging the global view and local expertise of our colleagues serving 140 countries and markets, we help you sharpen your strategy, enhance organizational resilience, motivate your workforce and maximize performance.

Golden & Cohen has been rated one of the top health benefits consulting companies in the Washington, D.C. metropolitan area for years because we provide access to the full spectrum of insurance products available in the marketplace today. We know that the relationship between an insurance broker and client is based entirely on trust and encourage our clients to consider these questions: Do you believe the broker has recommended the plan that really is the best for your business? Can you be sure the broker has negotiated the very best deal possible? And are you comfortable that the broker is providing you with accurate information on products for your company? Let us begin earning your trust today by calling for options and quotes: 866-330-0195. Here’s to your good health! • Stephanie Cohen, CEO: [email protected] • Scott Golden, CFO: [email protected] • Jack Cohen, COO: [email protected]

Workforce Concepts in Baltimore, MD, stands as a prominent insurance broker, boasting a sizable office equipped with a team of seasoned professionals. With a robust focus on serving local and regional employers, this larger office excels in crafting comprehensive medical and ancillary benefits packages tailored to the unique needs of businesses in diverse industries. Drawing from a wealth of experience, Workforce Concepts has established itself as a go-to partner for midsize employers seeking expert guidance. Their extensive knowledge spans key sectors such as computer systems design and related services, individual and family services, and even the niche industry of animal slaughtering and processing. The broker's impressive client portfolio includes Gama-1 Technologies, a leader in computer systems design, Healthcare Access Maryland in the individual and family services sector, and Brillient Corporation, a major player in computer systems design based in Virginia. These partnerships showcase Workforce Concepts' versatility and effectiveness in meeting the distinctive requirements of businesses with varying participant sizes. As a pivotal player in the local brokerage landscape, Workforce Concepts has consistently demonstrated its commitment to delivering tailored solutions. Their expertise extends beyond conventional offerings, making them a reliable choice for employers navigating the complex landscape of insurance benefits.