Innovative Insurance helps businesses and individuals optimize their health and protect their financial well-being. As a business and as individuals, we are committed to work that: -Helps our clients -Adds value to our team -Creates a better community for our neighbors, our families and ourselves

Scott Insurance, a division of James A. Scott & Son, Inc., is one of the largest independent, employee-owned providers of commercial insurance, employee benefits, risk management services, bonds, and financial management in the Southeast. In addition to providing comprehensive analyses of our clients'​ coverage needs, we pride ourselves on our trademarked, pro-active risk management services. Our dedicated team of Risk Performance Specialists offer risk occurrence prevention and claims management programs in the world of workers'​ compensation. Our Health Risk Performance Specialists provide employee wellness and financial health risk management programs for our clients'​ employee benefits needs. We have developed and currently lead property casualty and group health benefits captives. Scott has offices in Lynchburg, Richmond and Roanoke, Virginia; Charlotte, Greensboro and Raleigh, North Carolina; Greenville, South Carolina; and Knoxville and Nashville, Tennessee as well as Captive Insurance operations in the Grand Cayman and Vermont.

USI Insurance Services is a leading national insurance consultant with a specialized office located in Roanoke, Virginia. With extensive experience working with large, midsize, and small employers, they have established themselves as one of the top brokerages in the Roanoke, VA market. Their expertise extends to various industries, including pharmaceutical and medicine manufacturing, as well as miscellaneous nondurable goods merchant wholesalers. USI Insurance Services in Roanoke excels in tailoring insurance solutions to meet the unique needs of their clients. One notable example is their successful collaboration with Intelicare Direct, a 100-member employer in the professional, scientific, and technical services industry. Working closely with Intelicare Direct's HR and finance team, USI Insurance Services set up a comprehensive package that included a self-funding arrangement, HMO plan, PPO plan, PBM, and drug plan. This personalized approach ensures that each member receives the best coverage possible. The Roanoke office serves clients not only in Virginia but also across California, North Carolina, Idaho, Tennessee, and South Carolina. Among their notable clients are Essential Cabinetry Holdings Inc, Frontier Health, Hugh Chatham Health, and Prestage Farms, Inc. With a wide range of experience and expertise across client sizes, industries, and products, USI Insurance Services consistently achieves top-notch performance, reflected in their exceptional M Score. Whether it's working with self-funded employers, collaborating with HMOs and PPOs to meet member needs, or partnering with specific pharmacy providers, USI Insurance Services in Roanoke stands out as a reliable and trustworthy partner in navigating the complexities of the insurance landscape. Their commitment to delivering tailored insurance solutions has earned them a solid reputation in the industry.

Marsh McLennan Agency (MMA) provides business insurance, employee health & benefits, retirement, and private client insurance solutions to organizations and individuals seeking limitless possibilities. With over 9,000 colleagues and 160 offices across the United States and Canada, MMA combines the personalized service model of a local consultant with the global resources and expertise of the world’s leading professional services firm, Marsh McLennan (NYSE: MMC). MMA generates more than $2 billion in annualized revenue, making it one of the largest brokerage operations in North America.

Beneficial Associates Inc is a financial services company based out of 115 Goldenrod Dr, Lynchburg, Virginia, United States.

Trustpoint Insurance is an independent insurance agency selling property, general liability and professional liability, bonds, life and health products to commercial and individual clients throughout the United States. Coverage is offered through a variety of standard insurance companies directly represented by this agency and wholesale brokers. Our strength is in the quality and depth of our products and staff. People choose to do business with us because they believe in our ability to meet or exceed their expectations of price, service, and expertise. We emphasize the importance of good communication between agent and client to ensure you are offered customized coverage. Through these kinds of discussions our clients become better informed about risk exposure, risk management, risk transfer and getting the most value from every dollar of insurance premium.

Benchmark Benefits LLC, based in Roanoke, VA, offers a comprehensive approach to employee benefits, specializing in medical and ancillary benefits for local and regional employers. Their expertise is evident in their handling of significant clients like Mkg Operations, a prominent player in the restaurants and eating places industry in Virginia, with over 110 participants. At the core of Benchmark Benefits LLC's philosophy is the provision of personal, straightforward customer service tailored to the specific needs of their clients. They recognize the diverse options available in the employee and group benefits market, which drives their commitment to offering customized solutions. This includes a free, powerful benefits-administration software package, ensuring that business customers are equipped with the necessary tools to efficiently manage their benefits. Distinguished by their approach to customer service, Benchmark Benefits LLC ensures that all clients have direct access to live customer service professionals, avoiding the frustration of automated phone systems. This emphasis on human interaction underlines their role as a sounding board, problem solver, and business partner to their clients. They stand out in their field by offering real-time support and guidance, fostering a relationship that extends beyond the typical client-broker dynamic. Understanding the importance of benefits and insurance decisions, Benchmark Benefits LLC is dedicated to assisting their clients in making informed choices. They offer a free, no-obligation consultation to prospective clients, demonstrating their commitment to finding the best possible solutions for each unique situation.

Business Solutions, Inc, a local insurance broker headquartered in Salem, Virginia, is committed to delivering exceptional insurance solutions to clients across the state. With their expertise and dedication to customer service, they have earned high praise and ratings from satisfied clients. One notable example of their work in the Salem office is their collaboration with Turman & Assoc./Turman Hardwood, a prominent employer in the logging industry with 280 members. Business Solutions, Inc closely partnered with Turman & Assoc./Turman Hardwood's HR and finance team to design a comprehensive benefit package, including a self-funding arrangement, a customized PPO plan, and a pharmacy benefit management (PBM) and drug plan. These tailored solutions effectively meet the unique needs of the employer's members. Business Solutions, Inc brings extensive experience in working with self-funded employers and collaborating with clients and PPOs to meet member needs. Their expertise extends to serving large and midsize employers across various industries. Their client base in the Salem office includes notable organizations such as Coordinated Services Management Inc, Goodwill Industries of the Valleys Roanoke Office, National University Services Inc, and Roanoke College. This diverse portfolio showcases Business Solutions, Inc's ability to cater to the insurance needs of different sectors, including educational services, logging, and computer systems design, among others. As one of the top brokerages in the Roanoke, VA market, Business Solutions, Inc has earned a solid reputation for their extensive experience, wide-ranging expertise, and commitment to client satisfaction. Their good M Score reflects their proficiency in serving clients of varying sizes and industries. Clients consistently laud Business Solutions, Inc for their excellent customer service and insurance expertise. With a focus on delivering tailored solutions and a deep understanding of the insurance landscape, they continue to be a trusted partner for businesses in Virginia seeking reliable insurance coverage.