At Integrum Advisors, we come to work each and every day to ensure we have you covered. We take pride in providing sound advice to all of our clients. Our job is not done until you have complete peace of mind that you and your employees are receiving the best benefits and service available.

Mcavinney Employee Benefit Services is a reputable local insurance broker based in Fredericksburg, Virginia. With a focus on serving large and midsize employers, Mcavinney Employee Benefit Services offers valuable expertise in working with self-funded employers. One notable example of their successful work in Fredericksburg is their partnership with SimVentions Inc., a leading employer in the computer systems design and related services industry with 290 members. Mcavinney Employee Benefit Services collaborated closely with SimVentions' HR and finance team to establish a tailored self-funding arrangement and a comprehensive PPO plan designed to meet the unique needs of their members. Operating across Georgia and Virginia, Mcavinney Employee Benefit Services extends their services to a diverse range of clients. Notable employer clients in Fredericksburg include SimVentions Inc. and Corps Solutions LLC. Mcavinney Employee Benefit Services possesses strong expertise in industries such as computer systems design and related services, as well as business support services. This in-depth knowledge enables them to provide customized insurance solutions that effectively address the specific requirements and challenges faced by clients in these sectors. Their office in Fredericksburg serves as a hub for delivering exceptional service and support to clients throughout the region. Mcavinney Employee Benefit Services is committed to ensuring client satisfaction and tailors their services to meet the unique needs of each employer. By leveraging their experience, expertise, and industry knowledge, Mcavinney Employee Benefit Services helps their clients navigate the complex world of employee benefits, providing them with comprehensive coverage and peace of mind.

Scott Insurance, a division of James A. Scott & Son, Inc., is one of the largest independent, employee-owned providers of commercial insurance, employee benefits, risk management services, bonds, and financial management in the Southeast. In addition to providing comprehensive analyses of our clients'​ coverage needs, we pride ourselves on our trademarked, pro-active risk management services. Our dedicated team of Risk Performance Specialists offer risk occurrence prevention and claims management programs in the world of workers'​ compensation. Our Health Risk Performance Specialists provide employee wellness and financial health risk management programs for our clients'​ employee benefits needs. We have developed and currently lead property casualty and group health benefits captives. Scott has offices in Lynchburg, Richmond and Roanoke, Virginia; Charlotte, Greensboro and Raleigh, North Carolina; Greenville, South Carolina; and Knoxville and Nashville, Tennessee as well as Captive Insurance operations in the Grand Cayman and Vermont.

McGriff Insurance Services, a renowned national insurance broker, operates an office in Richmond, Virginia, serving clients of varying sizes, including large and midsize employers. With their extensive experience in working with self-funded employers and their strong expertise in partnering with clients and PPOs, they excel at meeting the unique needs of their diverse clientele. A notable example of their success in the Richmond area is their collaboration with JTH Tax Inc, an esteemed employer in the accounting, tax preparation, bookkeeping, and payroll services industry, boasting a workforce of 530 members. McGriff Insurance Services worked closely with the HR and finance team at JTH Tax Inc. to establish a comprehensive self-funding arrangement. This included the implementation of an HMO plan, as well as a pharmacy benefit management (PBM) and drug plan tailored specifically to meet the needs of their members. The Richmond office of McGriff Insurance Services serves a range of employer clients, including Imia Group Holdings LLC, JTH Tax Inc, Tuckahoe Holdings, and Ripley Heatwole Company Inc. Their dedication to providing exceptional services and tailored insurance solutions has earned them a strong reputation in the region. With a wide range of experience and expertise across industries, McGriff Insurance Services boasts a solid M Score, indicative of their ability to deliver quality service and meet the diverse needs of their clients. They possess strong knowledge in the management of companies and enterprises, rubber product manufacturing, and nonresidential building construction industries. The Richmond location of McGriff Insurance Services continues to demonstrate their commitment to delivering comprehensive insurance solutions and personalized support to their clients in Virginia and beyond, solidifying their position as a trusted insurance brokerage in the region.

At Integrum Advisors, we come to work each and every day to ensure we have you covered. We take pride in providing sound advice to all of our clients. Our job is not done until you have complete peace of mind that you and your employees are receiving the best benefits and service available.

Who We are: Regional, independent retirement plan, employee benefits, and insurance advisory firm. We utilize a client-centric approach to ensure we understand our client's needs and values in order to help them assess risk, implement programs, and control costs related to qualified retirement plans, benefits, and commercial insurance. Our Mission: Develop long-term client relationships by delivering business solutions, expertise, and unparalleled customer service. We aim to provide the best available outcome for you and your employees. What Makes Us Unique: We only work with employers. Our commitment to consult solely in the business space leads to benefits and insurance best practices, forward-thinking business solutions and the ability to be a true partner to the clients that we serve.

Marsh McLennan Agency (MMA) provides business insurance, employee health & benefits, retirement, and private client insurance solutions to organizations and individuals seeking limitless possibilities. With over 9,000 colleagues and 160 offices across the United States and Canada, MMA combines the personalized service model of a local consultant with the global resources and expertise of the world’s leading professional services firm, Marsh McLennan (NYSE: MMC). MMA generates more than $2 billion in annualized revenue, making it one of the largest brokerage operations in North America.

We are a full service employee benefit advisory firm with a special focus on small and mid-size employers. This segment of the business community has been impacted greatly by the Affordable Care Act (ACA) but has fewer choices when it comes to highly qualified employee benefit guidance. Many times these businesses have been left to go it alone by their current brokers when it comes to very complicated decisions. Our role is to simplify the employee benefit buying and management experience for our clients. This is accomplished by taking a high touch and engaged consultative approach with extremely knowledgeable staff.

We are a full service Independent Insurance Agency that represents many top rated companies. We assess risks, shop companies, & save our clients money. Our mission is to provide insurance and financial services products to Virginia residents with the highest level of extra-ordinary customer service. The Insurance Advisor is a full service Independent Insurance Agency that represents many top rated companies. We assess risks and shop companies to find the best coverage for the price. Our clients get the best value for the insurance they need. Personal Lines Insurance Products include: Auto, Home, Condos, Life, Health, Motorcycle, RV, & Boat, Mobile Homes, Residential Rental Properties. Personal Financial Products include: Life and Annuities. Business Lines Insurance Products include: Business Auto, Commercial Business, Business Property, General Liability, Workers Comp, Rental Properties, Group Health and Life. Insurance Carriers we represent included: AIC, Augusta Mutual, Anthem, Arrowhead, Blue Cross Blue Shield, BTIS, CNA, Dairyland, Donegal, Encompass, Foremost, Grange, Hagerty, Humana; Kemper, Main Street, Lincoln Financial, Mercury, MetLife Auto & Home, Mutual of Omaha, Ohio National, Safeco, Starr DoveTail, The Hartford, Titan, Travelers, Zurich, and many more.

Managed Benefits, Inc. (MBI) is a privately owned consulting firm serving the Mid-Atlantic States and beyond. Expertise and customer service have always been the foundation of our organization, and that client-centered focus continues to guide our future. This client-centered focus is the driving force behind The MBI Difference. The MBI Mission •To listen to our clients and understand their needs. •To provide our clients with custom tailored services. •To earn the trust and respect of our clients each and every day. •To build upon our professional commitment of being subject matter experts. The MBI Difference So what’s the MBI Difference? (hint)…it all begins with you. You are the expert of your business. Let us learn from you. MBI has a wide range of expertise and tools designed to meet your needs. But really, technology without expertise and personal service is simply annoying. The MBI Difference provides you with staff that are certified, licensed, bonded, experienced, and receive extensive ongoing training to make sure that you have the information you need, when you need it. We stay ahead of the constantly changing and confusing compliance issues that directly impact you. A big component of the MBI Difference is our partnership with United Benefit Advisors, an alliance of over 140 premier independent benefit advisory firms. This allows us to offer you solutions that are innovative, customizable, and cost efficient. A Simple Philosophy with Big Results If a service improves the work lives of our clients and we’ve delivered on our promises, then we believe success has been earned. This philosophy is why MBI maintains a 98% client retention rate. Want to find out how you can make MBI a part of your team? Just call us at 800.948.1709 or contact us.