We are people helping people, passionate to do what is best for our clients. Our agents are knowledgeable, professional, and know you. We endeavor to be your trusted insurance adviser, providing the right fit for your insurance needs. As one of the largest insurance agencies in the area, our clients enjoy access to hundreds of insurance companies with best-in-class pricing. We provide our clients all of the resources and benefits of a large agency without sacrificing the most important aspects: local customer service and management. Our agents are fully licensed and trained, providing comprehensive coverage to our clients and their businesses. Through our partnerships with many of the major insurance companies, we offer complete insurance packages, whether home, auto, business, or employee benefits.

Spherient Advisors, based in the vibrant city of Richmond, VA, is a trusted insurance broker specializing in comprehensive solutions for employer benefits. With a strong emphasis on medical and ancillary benefits, this office serves the unique needs of both local and regional employers. As part of a local brokerage firm, Spherient Advisors seamlessly integrates local insights with a broader network, ensuring a comprehensive and well-informed approach to benefit solutions. The success of Spherient Advisors is evident through its partnerships with key clients, including Crossroads Community Services Board in the outpatient care centers industry, featuring over 300 participants. This collaboration highlights the office's proficiency in meeting the distinctive needs of businesses within the outpatient care centers sector. Spherient Advisors demonstrates great expertise across outpatient care centers industries, showcasing a nuanced understanding of the challenges and requirements within this sector. Employers evaluating this Richmond-based office can rely on their ability to deliver effective, customized benefit solutions, supported by a proven track record of successful partnerships with significant clients in the region. With demonstrated experience in serving midsize employers, Spherient Advisors stands as a strategic ally for businesses seeking tailored and impactful benefit solutions.

The Virginia Bankers Association has served as the organized voice for the Commonwealth’s banking industry since 1893 providing solutions to aid in resolving differences, unifying efforts, and accomplishing objectives otherwise not achievable. The VBA represents all Virginia state and commercial banks from the smallest to the largest and works to represent the issues and activities that are of utmost importance to the banking industry. The government affairs and legal department work effortlessly with the legislature and congress to protect the values and standards around which the banking industry was built. The professional development team ensures that there are a multitude of quality seminars, workshops, and conferences each year to promote lifelong learning among bank associates. Through partnerships with trustworthy and cost effective vendors, the VBA is able to offer products and services banks need in order to be successful in serving their customers. While working to better the industry as a whole, the VBA also cares about the well-being of its members and of the community. Through the VBA Benefits Corporation, members of the Virginia Bankers Association are able to obtain health benefits, coverages, and rates not available otherwise.

Managed Benefits, Inc. (MBI) is a privately owned consulting firm serving the Mid-Atlantic States and beyond. Expertise and customer service have always been the foundation of our organization, and that client-centered focus continues to guide our future. This client-centered focus is the driving force behind The MBI Difference. The MBI Mission •To listen to our clients and understand their needs. •To provide our clients with custom tailored services. •To earn the trust and respect of our clients each and every day. •To build upon our professional commitment of being subject matter experts. The MBI Difference So what’s the MBI Difference? (hint)…it all begins with you. You are the expert of your business. Let us learn from you. MBI has a wide range of expertise and tools designed to meet your needs. But really, technology without expertise and personal service is simply annoying. The MBI Difference provides you with staff that are certified, licensed, bonded, experienced, and receive extensive ongoing training to make sure that you have the information you need, when you need it. We stay ahead of the constantly changing and confusing compliance issues that directly impact you. A big component of the MBI Difference is our partnership with United Benefit Advisors, an alliance of over 140 premier independent benefit advisory firms. This allows us to offer you solutions that are innovative, customizable, and cost efficient. A Simple Philosophy with Big Results If a service improves the work lives of our clients and we’ve delivered on our promises, then we believe success has been earned. This philosophy is why MBI maintains a 98% client retention rate. Want to find out how you can make MBI a part of your team? Just call us at 800.948.1709 or contact us.

McAvinney Employee Benefits Services is a boutique employee benefits firm with national alliances that can service business from 2 employees to hundreds of employees. We work with our clients to find the right options for their need in group health insurance, short term and long term disability insurance, group life insurance, group dental, voluntary benefits, pension plans, COBRA administration, flexible spending accounts, HSA health savings and HRA health reimbursement plans. Our clients use an online HR and benefit system that allows them to go paperless in these support functions.

USI is one of the largest insurance brokerage and consulting firms in the world, delivering property and casualty, employee benefits, personal risk, program and retirement solutions to large risk management clients, middle market companies, smaller firms and individuals. Headquartered in Valhalla, New York, USI connects over 10,500 industry-leading professionals across approximately 200 offices to serve clients’ local, national and international needs. USI has become a premier insurance brokerage and consulting firm by leveraging the USI ONE Advantage®, an interactive platform that integrates proprietary and innovative client solutions, networked local resources and enterprise-wide collaboration to deliver customized results with positive, bottom-line impact. USI attracts best-in-class industry talent with a long history of deep and continuing investment in our local communities. For more information, visit usi.com.

We exist to shape decisions for the better — to protect and enrich the lives of people around the world. Through actionable analytic insight, globally integrated Risk Capital and Human Capital expertise, and locally relevant solutions, our colleagues provide clients in over 120 countries with the clarity and confidence to make better risk and people decisions that help protect and grow their businesses.

Scott Insurance, a division of James A. Scott & Son, Inc., is one of the largest independent, employee-owned providers of commercial insurance, employee benefits, risk management services, bonds, and financial management in the Southeast. In addition to providing comprehensive analyses of our clients'​ coverage needs, we pride ourselves on our trademarked, pro-active risk management services. Our dedicated team of Risk Performance Specialists offer risk occurrence prevention and claims management programs in the world of workers'​ compensation. Our Health Risk Performance Specialists provide employee wellness and financial health risk management programs for our clients'​ employee benefits needs. We have developed and currently lead property casualty and group health benefits captives. Scott has offices in Lynchburg, Richmond and Roanoke, Virginia; Charlotte, Greensboro and Raleigh, North Carolina; Greenville, South Carolina; and Knoxville and Nashville, Tennessee as well as Captive Insurance operations in the Grand Cayman and Vermont.

The Financial Group of Virginia, Inc., situated in the thriving city of Richmond, VA, operates from a larger office, signifying a robust presence in the insurance brokerage landscape. With substantial expertise tailored for local and regional employers, this office excels in providing comprehensive solutions for medical and ancillary benefits. Their commitment to excellence is evident through successful partnerships with diverse clients, including Gastrointestinal Specialists in the offices of physicians industry and Immigration Centers of America-Farmville in the legal services sector, each catering to over 150 and 190 participants, respectively. The Financial Group of Virginia, Inc. showcases significant proficiency in both the offices of physicians and legal services industries. This positions them as a strategic partner capable of navigating and addressing the specific challenges presented by these specialized sectors. As part of a local brokerage firm, The Financial Group of Virginia, Inc. seamlessly integrates localized insights with industry-specific knowledge. Their demonstrated experience with midsize employers underscores their adaptability and reliability in the intricate landscape of employee benefits. Employers evaluating this office can trust The Financial Group of Virginia, Inc.'s proven track record and dedication to delivering highly effective and customized insurance solutions within the offices of physicians and legal services industries.