Managed Benefits, Inc. (MBI) is a privately owned consulting firm serving the Mid-Atlantic States and beyond. Expertise and customer service have always been the foundation of our organization, and that client-centered focus continues to guide our future. This client-centered focus is the driving force behind The MBI Difference. The MBI Mission •To listen to our clients and understand their needs. •To provide our clients with custom tailored services. •To earn the trust and respect of our clients each and every day. •To build upon our professional commitment of being subject matter experts. The MBI Difference So what’s the MBI Difference? (hint)…it all begins with you. You are the expert of your business. Let us learn from you. MBI has a wide range of expertise and tools designed to meet your needs. But really, technology without expertise and personal service is simply annoying. The MBI Difference provides you with staff that are certified, licensed, bonded, experienced, and receive extensive ongoing training to make sure that you have the information you need, when you need it. We stay ahead of the constantly changing and confusing compliance issues that directly impact you. A big component of the MBI Difference is our partnership with United Benefit Advisors, an alliance of over 140 premier independent benefit advisory firms. This allows us to offer you solutions that are innovative, customizable, and cost efficient. A Simple Philosophy with Big Results If a service improves the work lives of our clients and we’ve delivered on our promises, then we believe success has been earned. This philosophy is why MBI maintains a 98% client retention rate. Want to find out how you can make MBI a part of your team? Just call us at 800.948.1709 or contact us.

Offering low and affordable rates, Faison Group is a full service insurance broker offering a wide range of services from group health insurance and wellness solutions, to HR software and payroll. As preferred vendors of all major health insurance carriers, over 25 wellness vendors, and premier partners of ADP, we add value by providing a one-stop shop for everything you need to manage your employees smoothly. We offer one-on-one enrollments, compliance assistance, individualized claims support, HR software, an HR Telephone Help Desk, PEO options, payroll options and so much more. Visit www.faisongroup.com to learn more.

At Mercer, we believe in building brighter futures. Together, our 25,000 employees in over 130 counties are helping redefine the future of work, reshape retirement and investment outcomes, and unlock real health and well-being. For over 75 years, we’ve provided trusted advice and solutions to build healthier and more sustainable futures for our clients, colleagues and communities. Balancing economics and empathy in our approach, we work side by side with you to find solutions to benefit your people and your business. By turning ideas into actions that spark positive change, we help you enrich employees’ lives and careers and drive innovation, progress and performance. Mercer is a business of Marsh McLennan. Get to know us better: Click the “learn more” button at the top of the page to discover everything we do to help you meet the needs of today and tomorrow. Follow us on Twitter at @Mercer.

Spherient Advisors, based in the vibrant city of Richmond, VA, is a trusted insurance broker specializing in comprehensive solutions for employer benefits. With a strong emphasis on medical and ancillary benefits, this office serves the unique needs of both local and regional employers. As part of a local brokerage firm, Spherient Advisors seamlessly integrates local insights with a broader network, ensuring a comprehensive and well-informed approach to benefit solutions. The success of Spherient Advisors is evident through its partnerships with key clients, including Crossroads Community Services Board in the outpatient care centers industry, featuring over 300 participants. This collaboration highlights the office's proficiency in meeting the distinctive needs of businesses within the outpatient care centers sector. Spherient Advisors demonstrates great expertise across outpatient care centers industries, showcasing a nuanced understanding of the challenges and requirements within this sector. Employers evaluating this Richmond-based office can rely on their ability to deliver effective, customized benefit solutions, supported by a proven track record of successful partnerships with significant clients in the region. With demonstrated experience in serving midsize employers, Spherient Advisors stands as a strategic ally for businesses seeking tailored and impactful benefit solutions.

We are people helping people, passionate to do what is best for our clients. Our agents are knowledgeable, professional, and know you. We endeavor to be your trusted insurance adviser, providing the right fit for your insurance needs. As one of the largest insurance agencies in the area, our clients enjoy access to hundreds of insurance companies with best-in-class pricing. We provide our clients all of the resources and benefits of a large agency without sacrificing the most important aspects: local customer service and management. Our agents are fully licensed and trained, providing comprehensive coverage to our clients and their businesses. Through our partnerships with many of the major insurance companies, we offer complete insurance packages, whether home, auto, business, or employee benefits.

At Integrum Advisors, we come to work each and every day to ensure we have you covered. We take pride in providing sound advice to all of our clients. Our job is not done until you have complete peace of mind that you and your employees are receiving the best benefits and service available.

USI is one of the largest insurance brokerage and consulting firms in the world, delivering property and casualty, employee benefits, personal risk, program and retirement solutions to large risk management clients, middle market companies, smaller firms and individuals. Headquartered in Valhalla, New York, USI connects over 10,500 industry-leading professionals across approximately 200 offices to serve clients’ local, national and international needs. USI has become a premier insurance brokerage and consulting firm by leveraging the USI ONE Advantage®, an interactive platform that integrates proprietary and innovative client solutions, networked local resources and enterprise-wide collaboration to deliver customized results with positive, bottom-line impact. USI attracts best-in-class industry talent with a long history of deep and continuing investment in our local communities. For more information, visit usi.com.

Partners Together - Endless Possibilities Hilb Group provides the resources of a big insurance broker and the attentive, personal service of a small agency. Our people are our greatest strength. Our values of trust, passion, integrity and growth drive our actions to benefit every client. Managing Risk Your risk profile doesn’t matter – Hilb paints a very wide portrait. We have more than 30 industry specialties, which gives our clients and brokers a unique advantage. We form enduring partnerships to get the best results every time, and work with the top insurers to provide a huge range of high-quality choices, matched exactly to your needs. About Hilb Group Founded in 2009, Hilb Group is a Top 25 middle market independent insurance broker. Hilb Group offers expertise in property & casualty, employee benefits, and retirement services to business and individuals throughout the nation.

The Virginia Bankers Association has served as the organized voice for the Commonwealth’s banking industry since 1893 providing solutions to aid in resolving differences, unifying efforts, and accomplishing objectives otherwise not achievable. The VBA represents all Virginia state and commercial banks from the smallest to the largest and works to represent the issues and activities that are of utmost importance to the banking industry. The government affairs and legal department work effortlessly with the legislature and congress to protect the values and standards around which the banking industry was built. The professional development team ensures that there are a multitude of quality seminars, workshops, and conferences each year to promote lifelong learning among bank associates. Through partnerships with trustworthy and cost effective vendors, the VBA is able to offer products and services banks need in order to be successful in serving their customers. While working to better the industry as a whole, the VBA also cares about the well-being of its members and of the community. Through the VBA Benefits Corporation, members of the Virginia Bankers Association are able to obtain health benefits, coverages, and rates not available otherwise.

OneDigital’s team of fierce advocates helps businesses and individuals achieve their aspirations of health, success and financial security. Our insurance, financial services and HR platform provide personalized, tech-enabled solutions for a contemporary work-life experience. Nationally recognized for our culture of caring, OneDigital’s teams enable employers and individuals to do their best work and live their best lives. More than 100,000 employers and millions of individuals rely on our teams for counsel and access to fully integrated worksite products and services and the retirement and wealth management advice provided through OneDigital Investment Advisors. Founded in 2000 and headquartered in Atlanta, OneDigital maintains offices in most major markets across the nation. OneDigital has received the Glassdoor Employees’ Choice Award for Best Places to Work in 2023. For more information, visit onedigital.com.