The Virginia Bankers Association has served as the organized voice for the Commonwealth’s banking industry since 1893 providing solutions to aid in resolving differences, unifying efforts, and accomplishing objectives otherwise not achievable. The VBA represents all Virginia state and commercial banks from the smallest to the largest and works to represent the issues and activities that are of utmost importance to the banking industry. The government affairs and legal department work effortlessly with the legislature and congress to protect the values and standards around which the banking industry was built. The professional development team ensures that there are a multitude of quality seminars, workshops, and conferences each year to promote lifelong learning among bank associates. Through partnerships with trustworthy and cost effective vendors, the VBA is able to offer products and services banks need in order to be successful in serving their customers. While working to better the industry as a whole, the VBA also cares about the well-being of its members and of the community. Through the VBA Benefits Corporation, members of the Virginia Bankers Association are able to obtain health benefits, coverages, and rates not available otherwise.

Spherient Advisors, based in the vibrant city of Richmond, VA, is a trusted insurance broker specializing in comprehensive solutions for employer benefits. With a strong emphasis on medical and ancillary benefits, this office serves the unique needs of both local and regional employers. As part of a local brokerage firm, Spherient Advisors seamlessly integrates local insights with a broader network, ensuring a comprehensive and well-informed approach to benefit solutions. The success of Spherient Advisors is evident through its partnerships with key clients, including Crossroads Community Services Board in the outpatient care centers industry, featuring over 300 participants. This collaboration highlights the office's proficiency in meeting the distinctive needs of businesses within the outpatient care centers sector. Spherient Advisors demonstrates great expertise across outpatient care centers industries, showcasing a nuanced understanding of the challenges and requirements within this sector. Employers evaluating this Richmond-based office can rely on their ability to deliver effective, customized benefit solutions, supported by a proven track record of successful partnerships with significant clients in the region. With demonstrated experience in serving midsize employers, Spherient Advisors stands as a strategic ally for businesses seeking tailored and impactful benefit solutions.

At Integrum Advisors, we come to work each and every day to ensure we have you covered. We take pride in providing sound advice to all of our clients. Our job is not done until you have complete peace of mind that you and your employees are receiving the best benefits and service available.

We exist to shape decisions for the better — to protect and enrich the lives of people around the world. Through actionable analytic insight, globally integrated Risk Capital and Human Capital expertise, and locally relevant solutions, our colleagues provide clients in over 120 countries with the clarity and confidence to make better risk and people decisions that help protect and grow their businesses.

Scott Insurance, a division of James A. Scott & Son, Inc., is one of the largest independent, employee-owned providers of commercial insurance, employee benefits, risk management services, bonds, and financial management in the Southeast. In addition to providing comprehensive analyses of our clients'​ coverage needs, we pride ourselves on our trademarked, pro-active risk management services. Our dedicated team of Risk Performance Specialists offer risk occurrence prevention and claims management programs in the world of workers'​ compensation. Our Health Risk Performance Specialists provide employee wellness and financial health risk management programs for our clients'​ employee benefits needs. We have developed and currently lead property casualty and group health benefits captives. Scott has offices in Lynchburg, Richmond and Roanoke, Virginia; Charlotte, Greensboro and Raleigh, North Carolina; Greenville, South Carolina; and Knoxville and Nashville, Tennessee as well as Captive Insurance operations in the Grand Cayman and Vermont.

Asset Protection Group, Inc. is an independent insurance agency specializing in providing coverage to dentists, oral surgeons, physicians and business professionals. We have access to more than 100 insurance companies, with resources dedicated to the healthcare and business communities. The hallmark of AP Group is our individual approach to all clients through a team of dedicated professionals. We want to help you succeed. Our services are built around your needs and our goal is to provide clients the highest quality service and coverages at the lowest possible cost. We work only with insurance companies that offer: Financial strength and stability Competitive premiums and coverage Excellent service to policy holders

Brown & Brown delivers risk management solutions to help protect and preserve what our customers value most. Our three business segments—Retail, Programs and Wholesale Brokerage—offer a wide range of insurance solutions to businesses and individuals. We are one of the insurance industry’s most powerful and influential leaders, with a strong, deeply rooted cultural foundation built on integrity, innovation, superior capabilities and discipline. The Power of WE ignites our performance, and while diverse and varied in abilities and experience, we are all connected through our core values, a commitment to our local communities and a shared mission—always doing what is best for our customers. Brown & Brown is proud to be certified as a Great Place to Work®, and we are always actively looking for talented teammates who embrace our culture to join our winning team. Find us on the NYSE as BRO.

American Family Fitness is a locally owned and operated company out of Richmond, VA dedicated to improving the physical and mental well being of our community. With nine locations across Central Virginia, American Family Fitness is committed to quality service in a warm, friendly environment. Serving 110,000 members and over 1,200 employees for 30 years, American Family Fitness offers state-of-the-art facilities and equipment as well as specialty services, including KidZone, personal training, small group, and team training, a variety of group exercise and aquatics classes. For more information, visit amfamfit.com. Corporate Wellness — Healthy Employees = A Healthy Bottom Line American Family Fitness partners with companies across Central Virginia to help improve the health and well-being of their employees. An AFF Corporate Partnership enhances a company's wellness initiatives and shows its employees that it is committed to helping them adopt a healthier lifestyle. If you’re interested in learning how your company can become a part of the Family, please contact Alisa Varela, Director of Corporate Wellness, at 804-414-3029.

Managed Benefits, Inc. (MBI) is a privately owned consulting firm serving the Mid-Atlantic States and beyond. Expertise and customer service have always been the foundation of our organization, and that client-centered focus continues to guide our future. This client-centered focus is the driving force behind The MBI Difference. The MBI Mission •To listen to our clients and understand their needs. •To provide our clients with custom tailored services. •To earn the trust and respect of our clients each and every day. •To build upon our professional commitment of being subject matter experts. The MBI Difference So what’s the MBI Difference? (hint)…it all begins with you. You are the expert of your business. Let us learn from you. MBI has a wide range of expertise and tools designed to meet your needs. But really, technology without expertise and personal service is simply annoying. The MBI Difference provides you with staff that are certified, licensed, bonded, experienced, and receive extensive ongoing training to make sure that you have the information you need, when you need it. We stay ahead of the constantly changing and confusing compliance issues that directly impact you. A big component of the MBI Difference is our partnership with United Benefit Advisors, an alliance of over 140 premier independent benefit advisory firms. This allows us to offer you solutions that are innovative, customizable, and cost efficient. A Simple Philosophy with Big Results If a service improves the work lives of our clients and we’ve delivered on our promises, then we believe success has been earned. This philosophy is why MBI maintains a 98% client retention rate. Want to find out how you can make MBI a part of your team? Just call us at 800.948.1709 or contact us.

We are people helping people, passionate to do what is best for our clients. Our agents are knowledgeable, professional, and know you. We endeavor to be your trusted insurance adviser, providing the right fit for your insurance needs. As one of the largest insurance agencies in the area, our clients enjoy access to hundreds of insurance companies with best-in-class pricing. We provide our clients all of the resources and benefits of a large agency without sacrificing the most important aspects: local customer service and management. Our agents are fully licensed and trained, providing comprehensive coverage to our clients and their businesses. Through our partnerships with many of the major insurance companies, we offer complete insurance packages, whether home, auto, business, or employee benefits.