We are people helping people, passionate to do what is best for our clients. Our agents are knowledgeable, professional, and know you. We endeavor to be your trusted insurance adviser, providing the right fit for your insurance needs. As one of the largest insurance agencies in the area, our clients enjoy access to hundreds of insurance companies with best-in-class pricing. We provide our clients all of the resources and benefits of a large agency without sacrificing the most important aspects: local customer service and management. Our agents are fully licensed and trained, providing comprehensive coverage to our clients and their businesses. Through our partnerships with many of the major insurance companies, we offer complete insurance packages, whether home, auto, business, or employee benefits.

At Mercer, we believe in building brighter futures. Together, our 25,000 employees in over 130 counties are helping redefine the future of work, reshape retirement and investment outcomes, and unlock real health and well-being. For over 75 years, we’ve provided trusted advice and solutions to build healthier and more sustainable futures for our clients, colleagues and communities. Balancing economics and empathy in our approach, we work side by side with you to find solutions to benefit your people and your business. By turning ideas into actions that spark positive change, we help you enrich employees’ lives and careers and drive innovation, progress and performance. Mercer is a business of Marsh McLennan. Get to know us better: Click the “learn more” button at the top of the page to discover everything we do to help you meet the needs of today and tomorrow. Follow us on Twitter at @Mercer.

Vada Benefits, located in Richmond, VA, stands out as a premier insurance broker with a focus on serving the diverse needs of local and regional employers. With a robust understanding of the insurance landscape, this office specializes in providing comprehensive medical and ancillary benefits solutions. Their expertise extends across various industries, with a notable emphasis on the automobile dealers sector. Noteworthy clients such as the Malloy Automotive Group and Stohlman Volkswagen in the automobile dealers industry, both based in VA, showcase the broker's commitment to tailoring solutions for businesses of varying sizes. For instance, the Malloy Automotive Group, with over 60 participants, and Stohlman Volkswagen, boasting a participant count exceeding 130, illustrate the broker's ability to navigate the intricacies of employee benefits in the automotive sector. A key strength lies in Vada Benefits' affiliation with a local brokerage firm, underscoring their commitment to the community. Their demonstrated track record with the Automotive Industry Trust in KY, a significant player with 160+ participants, further highlights their broad regional impact. Notably, the broker brings valuable experience to the table, particularly in catering to the specific needs of small employers, showcasing their versatility in navigating the intricacies of diverse business sizes.

Spherient Advisors, based in the vibrant city of Richmond, VA, is a trusted insurance broker specializing in comprehensive solutions for employer benefits. With a strong emphasis on medical and ancillary benefits, this office serves the unique needs of both local and regional employers. As part of a local brokerage firm, Spherient Advisors seamlessly integrates local insights with a broader network, ensuring a comprehensive and well-informed approach to benefit solutions. The success of Spherient Advisors is evident through its partnerships with key clients, including Crossroads Community Services Board in the outpatient care centers industry, featuring over 300 participants. This collaboration highlights the office's proficiency in meeting the distinctive needs of businesses within the outpatient care centers sector. Spherient Advisors demonstrates great expertise across outpatient care centers industries, showcasing a nuanced understanding of the challenges and requirements within this sector. Employers evaluating this Richmond-based office can rely on their ability to deliver effective, customized benefit solutions, supported by a proven track record of successful partnerships with significant clients in the region. With demonstrated experience in serving midsize employers, Spherient Advisors stands as a strategic ally for businesses seeking tailored and impactful benefit solutions.

The Financial Group of Virginia, Inc., situated in the thriving city of Richmond, VA, operates from a larger office, signifying a robust presence in the insurance brokerage landscape. With substantial expertise tailored for local and regional employers, this office excels in providing comprehensive solutions for medical and ancillary benefits. Their commitment to excellence is evident through successful partnerships with diverse clients, including Gastrointestinal Specialists in the offices of physicians industry and Immigration Centers of America-Farmville in the legal services sector, each catering to over 150 and 190 participants, respectively. The Financial Group of Virginia, Inc. showcases significant proficiency in both the offices of physicians and legal services industries. This positions them as a strategic partner capable of navigating and addressing the specific challenges presented by these specialized sectors. As part of a local brokerage firm, The Financial Group of Virginia, Inc. seamlessly integrates localized insights with industry-specific knowledge. Their demonstrated experience with midsize employers underscores their adaptability and reliability in the intricate landscape of employee benefits. Employers evaluating this office can trust The Financial Group of Virginia, Inc.'s proven track record and dedication to delivering highly effective and customized insurance solutions within the offices of physicians and legal services industries.

USI is one of the largest insurance brokerage and consulting firms in the world, delivering property and casualty, employee benefits, personal risk, program and retirement solutions to large risk management clients, middle market companies, smaller firms and individuals. Headquartered in Valhalla, New York, USI connects over 10,500 industry-leading professionals across approximately 200 offices to serve clients’ local, national and international needs. USI has become a premier insurance brokerage and consulting firm by leveraging the USI ONE Advantage®, an interactive platform that integrates proprietary and innovative client solutions, networked local resources and enterprise-wide collaboration to deliver customized results with positive, bottom-line impact. USI attracts best-in-class industry talent with a long history of deep and continuing investment in our local communities. For more information, visit usi.com.

Asset Protection Group, Inc. is an independent insurance agency specializing in providing coverage to dentists, oral surgeons, physicians and business professionals. We have access to more than 100 insurance companies, with resources dedicated to the healthcare and business communities. The hallmark of AP Group is our individual approach to all clients through a team of dedicated professionals. We want to help you succeed. Our services are built around your needs and our goal is to provide clients the highest quality service and coverages at the lowest possible cost. We work only with insurance companies that offer: Financial strength and stability Competitive premiums and coverage Excellent service to policy holders

Managed Benefits, Inc. (MBI) is a privately owned consulting firm serving the Mid-Atlantic States and beyond. Expertise and customer service have always been the foundation of our organization, and that client-centered focus continues to guide our future. This client-centered focus is the driving force behind The MBI Difference. The MBI Mission •To listen to our clients and understand their needs. •To provide our clients with custom tailored services. •To earn the trust and respect of our clients each and every day. •To build upon our professional commitment of being subject matter experts. The MBI Difference So what’s the MBI Difference? (hint)…it all begins with you. You are the expert of your business. Let us learn from you. MBI has a wide range of expertise and tools designed to meet your needs. But really, technology without expertise and personal service is simply annoying. The MBI Difference provides you with staff that are certified, licensed, bonded, experienced, and receive extensive ongoing training to make sure that you have the information you need, when you need it. We stay ahead of the constantly changing and confusing compliance issues that directly impact you. A big component of the MBI Difference is our partnership with United Benefit Advisors, an alliance of over 140 premier independent benefit advisory firms. This allows us to offer you solutions that are innovative, customizable, and cost efficient. A Simple Philosophy with Big Results If a service improves the work lives of our clients and we’ve delivered on our promises, then we believe success has been earned. This philosophy is why MBI maintains a 98% client retention rate. Want to find out how you can make MBI a part of your team? Just call us at 800.948.1709 or contact us.

At WTW (NASDAQ: WTW), we provide data-driven, insight-led solutions in the areas of people, risk and capital. Leveraging the global view and local expertise of our colleagues serving 140 countries and markets, we help you sharpen your strategy, enhance organizational resilience, motivate your workforce and maximize performance.

Brown & Brown delivers risk management solutions to help protect and preserve what our customers value most. Our three business segments—Retail, Programs and Wholesale Brokerage—offer a wide range of insurance solutions to businesses and individuals. We are one of the insurance industry’s most powerful and influential leaders, with a strong, deeply rooted cultural foundation built on integrity, innovation, superior capabilities and discipline. The Power of WE ignites our performance, and while diverse and varied in abilities and experience, we are all connected through our core values, a commitment to our local communities and a shared mission—always doing what is best for our customers. Brown & Brown is proud to be certified as a Great Place to Work®, and we are always actively looking for talented teammates who embrace our culture to join our winning team. Find us on the NYSE as BRO.