Horst Insurance has served residents and businesses within the Southcentral and Southeastern regions of Pennsylvania for more than 100 years. As independent insurance brokers, we can build policies and solutions that protect what our clients value most, including their families, homes, businesses, employees, boats, pets, vehicles, and every other personal or business insurance need. Today, Horst Insurance employs more than 40 insurance agents and professionals who are dedicated to providing tailored insurance programs and value-added services for commercial clients, and valuable coverage and service options for individuals, couples, and families. In all cases, we have one simple goal – to become your trusted insurance advisor. As independent insurance brokers, we cultivate relationships with a carefully selected group of well-known regional, national, and global insurers. These relationships often benefit our clients by offering customized plans for commercial or business insurance, risk management and reduction, employee group benefits, workers’ compensation, property insurance, personal insurance, auto and fleet insurance, and other insurance solutions. Horst Insurance is part of Horst Group, Inc., a fifth-generation company with roots that started in the late 1800s when Joseph Horst constructed a church in Lancaster County, PA. Horst Insurance was added in 1981 when Horst acquired Gingrich Stoudt Insurance agency, building on a legacy that was founded in 1917. Today, Horst Group consists of three core business units: Construction Services, Insurance & Benefits, and Management Services. While Horst Group companies cover several industries, we are singularly focused on connecting with our customers, understanding their needs, exploring their ideas, and delivering products and services that they value.

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TRIBRIDGE PARTNERS - COLUMBIA, MD

Columbia, Maryland

TriBridge Partners is a health and employee benefits firm that specializes in the areas of Modern Health and Employee Benefits, HR Technology, Retirement Plan Services and Executive and High Performer Compensation. Employee Benefits are a TOP 2 spend for most firms – we ensure that you and your employees get the most out of your programs by driving improvement in your Employee Engagement and Communication strategies. • Our goal is to help clients attract and retain an extraordinary workforce. We work with employers of all sizes – providing benefits at the corporate/organizational level as well as addressing individual benefits geared for business owners (as well as individuals and families). • We offer a fresh and innovative approach to the design, implementation, and management of your healthcare and retirement programs, providing consulting on financing strategies, fund portfolio and employee engagement strategies. • We build a dedicated service team for all our clients

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ALERA GROUP - LANCASTER, PA

Lancaster, Pennsylvania

The Lancaster, Pennsylvania office of Alera Group works primarily with mid-sized employers. Its placements include self-funded arrangements and medical coverage, along with ancillary lines, retirement plans and Mega Wrap programs. Example carriers include Capital BCBS of PA, Highmark BCBS and Guardian Life.

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CRAWFORD ADVISORS - BALTIMORE, MD

Cockeysville, Maryland

Crawford Advisors - Baltimore, MD operates from Cockeysville, Maryland, as part of the Crawford Advisors organization. The office works with mid-sized and large employers across professional business services, healthcare and social services, manufacturing, religious and non-profit organizations, and transportation and warehousing. Its work centers on self-funded arrangements and medical coverage, alongside ancillary lines, retirement plans and collectively bargained benefits. Employer clients including American Geophysical Union and Motorists Mutual Insurance Company are well rated by their employees for benefits. Example carriers include MetLife, UnitedHealthcare and Aetna.

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LYCEUM - WASHINGTON, DC

Monrovia, Maryland

Lyceum - Washington, DC is a standalone employee benefits brokerage office based in Monrovia, Maryland. Its work centers on professional business services employers of mid-size scale, where it places fully insured medical coverage, including PPO plans and prescription drug benefits, along with ancillary lines and retirement plans. Example carriers include CIGNA and Principal Financial.

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IFS BENEFITS - PHILADELPHIA, PA

Newark, Delaware

IFS Benefits - Philadelphia, PA is an office of IFS Benefits, based in Newark, Delaware. It works with small and mid-sized employers across construction, professional business services, healthcare and social services, and retail services. The office places self-funded arrangements alongside medical coverage through PPO and HMO plans, and also handles ancillary lines, retirement plans and Mega Wrap arrangements. Employer clients including Ingleside Homes, Inc. and The Independence School, Inc. are well rated by their employees for benefits. Example carriers include Highmark BCBS of DE, Dominion National and Cigna.

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THE VOLUNTARY BENEFITS SHOP - BALTIMORE, MD

Havre De Grace, Maryland

The Voluntary Benefits Shop - Baltimore, MD operates from Havre De Grace, Maryland, as part of The Voluntary Benefits Shop. The office works with employer clients across professional business services, construction, healthcare and social services, manufacturing, and data, media and telecom, spanning small, mid-sized and large employers. Its work includes self-funded arrangements, medical coverage, ancillary lines, retirement plans and mega wrap programs. Employer clients including Domaille Engineering, LLC and Apex Piping Systems, Inc. are well rated by their employees for benefits. Example carriers placed by the office include CIGNA, UnitedHealthcare and CareFirst BCBS of MD.

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WTW - BALTIMORE, MD

Cockeysville, Maryland

WTW - BALTIMORE, MD operates from Cockeysville, Maryland, as part of the WTW brokerage network. The office works with mid-sized and large employers across professional business services, healthcare and social services, manufacturing, real estate, rentals and leasing, and restaurants, bars and accommodation services. Its work spans self-funded arrangements alongside medical coverage placed through PPO and HMO plans, prescription drug benefits, ancillary lines and retirement plans, and it handles mega wrap and collectively bargained plan structures. Employer clients including Zuckerman Spaeder LLP and Kenvue Inc. are well rated by their employees for benefits. Example carriers include CareFirst BCBS of MD, UnitedHealthcare and Aetna.

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USI INSURANCE SERVICES - BALTIMORE, MD

Hunt Valley, Maryland

USI Insurance Services - Baltimore, MD operates from Hunt Valley, Maryland, as part of USI Insurance Services. The office works with small, mid-sized and large employers across professional business services, healthcare and social services, religious and non-profit organizations, manufacturing and construction. Its placements span self-funded arrangements alongside medical coverage delivered through PPO and HMO plans, prescription drug benefits, ancillary lines and retirement plans, and it also handles Mega Wrap and collectively bargained programs. Employer clients including Tunnell Consulting, Inc. and Raft, LLC are well rated by their employees for benefits. Example carriers include CareFirst BCBS of MD, Cigna and UnitedHealthcare.

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EHD - LANCASTER, PA

Lancaster, Pennsylvania

EHD's Lancaster, Pennsylvania office is part of the EHD brokerage. The office works with small and mid-sized employers across manufacturing, construction, professional business services, healthcare and social services, and retail services. Its placement work spans self-funded arrangements, medical coverage, PPO plans and prescription drug benefits, along with ancillary lines, retirement plans and mega wrap arrangements. Employer clients including Earl R. Martin, Inc. and J. D. Eckman, Inc. are well rated by their employees for benefits. Example carriers include Capital BCBS of PA, Highmark BCBS and Aetna.

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FLEXVISION - WASHINGTON, DC

Rockville, Maryland

FlexVision's Washington, DC office operates from Rockville, Maryland as part of the FlexVision organization. Its work spans healthcare and social services, professional business services, administrative and support services, manufacturing, and real estate, rentals and leasing, serving mid-sized and large employers. The office places self-funded arrangements alongside medical coverage, ancillary lines and retirement plans, and its work includes mega wrap arrangements. Employer clients including Talco Plastics, Inc. and CHG Companies, Inc. are well rated by their employees for benefits. Example carriers include Kaiser Permanente, Cigna and UnitedHealthcare.

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THE HILB GROUP - BALTIMORE, MD

Hunt Valley, Maryland

The Hilb Group's Baltimore office, based in Hunt Valley, Maryland, is part of The Hilb Group. Its employer clients span professional business services, healthcare and social services, religious and non-profit organizations, retail services and educational services, and range from small employers through mid-sized and large organizations. The office places self-funded arrangements alongside medical coverage structured as PPO and HMO plans, prescription drug benefits, ancillary lines and retirement plans. Its work also extends to mega wrap arrangements, collectively bargained plans and MEWA structures. Clients including Pella Mid-Atlantic Inc. and Highland Turf, Inc. are well rated by their employees for benefits. Example carriers include CareFirst BCBS of MD, Cigna and UnitedHealthcare.

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