Horst Insurance has served residents and businesses within the Southcentral and Southeastern regions of Pennsylvania for more than 100 years. As independent insurance brokers, we can build policies and solutions that protect what our clients value most, including their families, homes, businesses, employees, boats, pets, vehicles, and every other personal or business insurance need. Today, Horst Insurance employs more than 40 insurance agents and professionals who are dedicated to providing tailored insurance programs and value-added services for commercial clients, and valuable coverage and service options for individuals, couples, and families. In all cases, we have one simple goal – to become your trusted insurance advisor. As independent insurance brokers, we cultivate relationships with a carefully selected group of well-known regional, national, and global insurers. These relationships often benefit our clients by offering customized plans for commercial or business insurance, risk management and reduction, employee group benefits, workers’ compensation, property insurance, personal insurance, auto and fleet insurance, and other insurance solutions. Horst Insurance is part of Horst Group, Inc., a fifth-generation company with roots that started in the late 1800s when Joseph Horst constructed a church in Lancaster County, PA. Horst Insurance was added in 1981 when Horst acquired Gingrich Stoudt Insurance agency, building on a legacy that was founded in 1917. Today, Horst Group consists of three core business units: Construction Services, Insurance & Benefits, and Management Services. While Horst Group companies cover several industries, we are singularly focused on connecting with our customers, understanding their needs, exploring their ideas, and delivering products and services that they value.

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TRIBRIDGE PARTNERS - COLUMBIA, MD

Columbia, Maryland

TriBridge Partners is a health and employee benefits firm that specializes in the areas of Modern Health and Employee Benefits, HR Technology, Retirement Plan Services and Executive and High Performer Compensation. Employee Benefits are a TOP 2 spend for most firms – we ensure that you and your employees get the most out of your programs by driving improvement in your Employee Engagement and Communication strategies. • Our goal is to help clients attract and retain an extraordinary workforce. We work with employers of all sizes – providing benefits at the corporate/organizational level as well as addressing individual benefits geared for business owners (as well as individuals and families). • We offer a fresh and innovative approach to the design, implementation, and management of your healthcare and retirement programs, providing consulting on financing strategies, fund portfolio and employee engagement strategies. • We build a dedicated service team for all our clients

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LYCEUM - WASHINGTON, DC

Monrovia, Maryland

Lyceum - Washington, DC is a standalone employee benefits brokerage office based in Monrovia, Maryland. Its work centers on professional business services employers of mid-size scale, where it places fully insured medical coverage, including PPO plans and prescription drug benefits, along with ancillary lines and retirement plans. Example carriers include CIGNA and Principal Financial.

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FLEXVISION - WASHINGTON, DC

Rockville, Maryland

FlexVision's Washington, DC office operates from Rockville, Maryland as part of the FlexVision organization. Its work spans healthcare and social services, professional business services, administrative and support services, manufacturing, and real estate, rentals and leasing, serving mid-sized and large employers. The office places self-funded arrangements alongside medical coverage, ancillary lines and retirement plans, and its work includes mega wrap arrangements. Employer clients including Talco Plastics, Inc. and CHG Companies, Inc. are well rated by their employees for benefits. Example carriers include Kaiser Permanente, Cigna and UnitedHealthcare.

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CRAWFORD ADVISORS - BALTIMORE, MD

Cockeysville, Maryland

Crawford Advisors - Baltimore, MD operates from Cockeysville, Maryland, as part of the Crawford Advisors organization. The office works with mid-sized and large employers across professional business services, healthcare and social services, manufacturing, religious and non-profit organizations, and transportation and warehousing. Its work centers on self-funded arrangements and medical coverage, alongside ancillary lines, retirement plans and collectively bargained benefits. Employer clients including American Geophysical Union and Motorists Mutual Insurance Company are well rated by their employees for benefits. Example carriers include MetLife, UnitedHealthcare and Aetna.

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BIRCH BENEFITS - PHILADELPHIA, PA

Wayne, Delaware

Birch Benefits - Philadelphia, PA is an office of Birch Benefits located in King of Prussia, Pennsylvania. Its work centers on professional business services, educational services, wholesale trade, financial activities and manufacturing, serving small and mid-sized employers. The office places self-funded arrangements alongside medical coverage structured as PPO and HMO plans, prescription drug benefits, ancillary lines, retirement plans and mega wrap arrangements. Employer clients including Polysciences, Inc. and ValSource Inc. are well rated by their employees for benefits. Example carriers include UnitedHealthcare, Independence BCBS and Highmark BCBS.

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KELLY BENEFITS - BALTIMORE, MD

Sparks, Maryland

Kelly Benefits - Baltimore, MD operates in Sparks, Maryland as part of Kelly Benefits. The office works with small, mid-sized and large employers, with industry experience concentrated in professional business services, healthcare and social services, construction, religious and non-profit organizations, and retail services. Its work spans both self-funded and fully insured arrangements, including medical plans structured as PPOs and HMOs, prescription drug coverage, ancillary lines and retirement plans. The office also handles mega wrap arrangements, collectively bargained plans and MEWA structures. Employer clients including Pella Mid-Atlantic Inc. and Maury Donnelly & Parr, Inc. are well rated by their employees for benefits. Example carriers placed by the office include CareFirst BCBS of MD, Cigna and UnitedHealthcare.

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HUB INTERNATIONAL - BALTIMORE, MD

Ellicott City, Maryland

Hub International's Baltimore office, located in Ellicott City, Maryland, operates as part of Hub International. The office works with employer clients in professional business services, healthcare and social services, educational services, financial activities and construction, spanning small, mid-sized and large employers. Its work covers both self-funded and fully insured arrangements, with medical placements across PPO and HMO designs, prescription drug coverage, ancillary lines and retirement plans. The office also handles mega wrap arrangements and collectively bargained plans. Clients including IntraFi Network LLC and DecisionPoint Corporation are well rated by their employees for benefits. Example carriers include CareFirst BCBS of MD, Cigna and UnitedHealthcare.

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EHD - LANCASTER, PA

Lancaster, Pennsylvania

EHD's Lancaster, Pennsylvania office is part of the EHD brokerage. The office works with small and mid-sized employers across manufacturing, construction, professional business services, healthcare and social services, and retail services. Its placement work spans self-funded arrangements, medical coverage, PPO plans and prescription drug benefits, along with ancillary lines, retirement plans and mega wrap arrangements. Employer clients including Earl R. Martin, Inc. and J. D. Eckman, Inc. are well rated by their employees for benefits. Example carriers include Capital BCBS of PA, Highmark BCBS and Aetna.

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AON RISK SERVICES - BALTIMORE, MD

Baltimore, Maryland

The Baltimore, Maryland office of Aon Risk Services works with mid-sized and large employers, with concentrations in professional business services and manufacturing. Its placements include self-funded arrangements, medical coverage through PPO and HMO plans, prescription drug benefits and retirement plans. Employer clients including the Mortgage Bankers Association and Wilmer Cutler Pickering Hale and Dorr LLP are well rated by their employees for benefits. Example carriers include CareFirst BCBS of MD, Cigna and Unum.

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USI INSURANCE SERVICES - LANCASTER, PA

Lancaster, Pennsylvania

USI Insurance Services in Lancaster, Pennsylvania is a local office of USI Insurance Services. Its work centers on professional business services employers of mid-sized scale, for whom it places medical coverage along with ancillary lines and retirement plans. Combined Insurance is one example of the carriers it works with.

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INGROUP ASSOCIATES - LANCASTER, PA

Lancaster, Pennsylvania

The Lancaster, Pennsylvania office of InGroup Associates serves employer clients across manufacturing, healthcare and social services, professional business services, construction and agriculture, working with small, mid-sized and large employers alike. Its work spans self-funded arrangements and medical coverage, including PPO plans, along with ancillary lines and retirement plans. The office also handles mega wrap arrangements and collectively bargained plans. Employer clients including Rohrer's Quarry, Inc. and J. D. Eckman, Inc. are well rated by their employees for benefits. Example carriers placed by the office include Highmark BCBS, Capital BCBS of PA and Meritain Health.

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