USI is one of the largest insurance brokerage and consulting firms in the world, delivering property and casualty, employee benefits, personal risk, program and retirement solutions to large risk management clients, middle market companies, smaller firms and individuals. Headquartered in Valhalla, New York, USI connects over 10,500 industry-leading professionals across approximately 200 offices to serve clients’ local, national and international needs. USI has become a premier insurance brokerage and consulting firm by leveraging the USI ONE Advantage®, an interactive platform that integrates proprietary and innovative client solutions, networked local resources and enterprise-wide collaboration to deliver customized results with positive, bottom-line impact. USI attracts best-in-class industry talent with a long history of deep and continuing investment in our local communities. For more information, visit usi.com.

Spectrum, a division of Companion Life Insurance Company, is a full-service managing general underwriter of Specific, Aggregate and Integrated Stop Loss Insurance. Founded in 1990 and acquired by Companion in late 2016, Spectrum is a leading provider of a comprehensive line of stop loss products and services for employers as small as 15 employees. Spectrum’s products are available through a nationwide network of select Third Party Administrators, Brokers and Benefits Advisors. Spectrum proudly represents Companion Life Insurance Company, Companion Life Insurance Company of California, and Niagara Life & Health Insurance Company, all rated “A+ (Superior)” by A.M. Best. Spectrum is an active member of the Self-Insurance Institute of America (SIIA), the Health Care Administrators Association (HCAA) and the Free Market Medical Association (FMMA). Spectrum is your one-stop small-group stop loss resource for over 28 years. Stability, experience, dependability, longevity & focus – make Spectrum’s qualities your assets.

Benefit Innovations LLP, located in Indianapolis, IN, stands out as a notable presence in the insurance brokerage sector, particularly for employer benefits. This larger office is part of a local brokerage firm, reflecting a strong commitment to understanding and serving the specific needs of the regional market. Their expertise is particularly evident in working with midsize employers, a segment that often requires a nuanced approach balancing cost and coverage. Notably, Benefit Innovations LLP has a robust track record in handling self-funded clients, showcasing their ability to manage complex benefit structures and funding mechanisms. The firm's client portfolio is both diverse and impressive, indicating their capability to cater to a range of industries. For instance, they serve Ed Martin, a significant player in the automobile dealers industry in Indiana, providing benefits for over 430 participants. Similarly, their expertise extends to Horner Electric, a key name in the household appliances and electrical and electronic goods merchant wholesalers industry, with benefits for more than 410 participants. Moreover, they support Md Logistics in the support activities for transportation industry, catering to around 190 participants. This array of clients, including those in offices of physicians, highlights Benefit Innovations LLP’s adaptability and proficiency across various sectors. Their experience with diverse industries like automobile dealers and household appliances, coupled with their ability to manage significant participant numbers, demonstrates their capacity to provide tailored, effective benefit solutions for a variety of business needs. Overall, Benefit Innovations LLP in Indianapolis emerges as a strong choice for employers seeking a knowledgeable and experienced partner in managing employee benefits, especially for those in the midsize sector and within the region. Their industry-specific expertise and successful client relationships underscore their capability to deliver customized, effective benefit solutions.

Gallagher, a global insurance brokerage, risk management, and consulting firm, serves communities around the globe, helping clients address risk, protecting assets, and recovering from losses. The products and services we provide keep businesses and institutions running, and enable individuals and families to face their future with confidence. Gallagher provides retail and wholesale property and casualty brokerage, alternative risk transfer services, employee benefit consulting, and actuarial services. Gallagher also offers claims and information management, risk control consulting and appraisal services, human resource consulting, and retirement services. Follow us on social: Instagram: http://instagram.com/gallagherglobal Facebook: http://www.facebook.com/GallagherGlobal Twitter: https://twitter.com/GallagherGlobal YouTube: https://www.youtube.com/GallagherGlobal