Most people these days seem to have an insurance policy, not an insurance person. On top of that, they likely don’t understand all the complexities in their current policy. To change the story of insurance — from the time someone learns about a type of insurance to the moment they need it most — our WalkerHughes Insurance team focuses on bridging the GAP.

We can’t be all things to all people, but we are always determined to be reliable partners who work hard to find answers that enhance outcomes. NFP, an Aon company, is an integrated organization of consultative advisors and problem solvers. We provide expertise to help companies and individuals address their most significant risk, workforce, wealth management and retirement challenges. The value we deliver is driven by the proactive collaboration, diverse perspectives and grounded ambition of more than 7,700 colleagues in the US, Puerto Rico, Canada, UK and Ireland. We serve a diversity of clients, industries and communities through our global capabilities and solutions. Together, we put people first, prioritize partnerships, solve problems and continuously advance a culture we’re proud of.

Ertel & Company's Indianapolis office, a key player in the local brokerage scene, stands out as a sizable hub with a proven track record in catering to the diverse needs of employers. This seasoned team boasts extensive experience in managing insurance solutions for a range of industries, including depository credit intermediation, automobile dealers, religious, grantmaking, civic, professional, and similar organizations. Noteworthy is their proficiency in handling self-funded clients, demonstrating a nuanced understanding of the intricacies involved. This expertise extends seamlessly to both local and regional employers, affirming their adaptability to different business scales. Their success stories feature prominent names such as Citizens Bank, First Harrison Bank, and Greenfield Banking Company, exemplifying their prowess in the depository credit intermediation sector. These clients, with participant counts ranging from 90 to 160+, testify to the office's ability to navigate the unique challenges posed by various organizations within the industry. What sets this Ertel & Company location apart is its tailored approach, catering to the needs of midsize and small employers alike. The team's commitment to providing effective solutions for businesses of diverse sizes underscores their adaptability and client-centric approach in the dynamic insurance landscape.

Benefit Innovations LLP, located in Indianapolis, IN, stands out as a notable presence in the insurance brokerage sector, particularly for employer benefits. This larger office is part of a local brokerage firm, reflecting a strong commitment to understanding and serving the specific needs of the regional market. Their expertise is particularly evident in working with midsize employers, a segment that often requires a nuanced approach balancing cost and coverage. Notably, Benefit Innovations LLP has a robust track record in handling self-funded clients, showcasing their ability to manage complex benefit structures and funding mechanisms. The firm's client portfolio is both diverse and impressive, indicating their capability to cater to a range of industries. For instance, they serve Ed Martin, a significant player in the automobile dealers industry in Indiana, providing benefits for over 430 participants. Similarly, their expertise extends to Horner Electric, a key name in the household appliances and electrical and electronic goods merchant wholesalers industry, with benefits for more than 410 participants. Moreover, they support Md Logistics in the support activities for transportation industry, catering to around 190 participants. This array of clients, including those in offices of physicians, highlights Benefit Innovations LLP’s adaptability and proficiency across various sectors. Their experience with diverse industries like automobile dealers and household appliances, coupled with their ability to manage significant participant numbers, demonstrates their capacity to provide tailored, effective benefit solutions for a variety of business needs. Overall, Benefit Innovations LLP in Indianapolis emerges as a strong choice for employers seeking a knowledgeable and experienced partner in managing employee benefits, especially for those in the midsize sector and within the region. Their industry-specific expertise and successful client relationships underscore their capability to deliver customized, effective benefit solutions.

Spectrum, a division of Companion Life Insurance Company, is a full-service managing general underwriter of Specific, Aggregate and Integrated Stop Loss Insurance. Founded in 1990 and acquired by Companion in late 2016, Spectrum is a leading provider of a comprehensive line of stop loss products and services for employers as small as 15 employees. Spectrum’s products are available through a nationwide network of select Third Party Administrators, Brokers and Benefits Advisors. Spectrum proudly represents Companion Life Insurance Company, Companion Life Insurance Company of California, and Niagara Life & Health Insurance Company, all rated “A+ (Superior)” by A.M. Best. Spectrum is an active member of the Self-Insurance Institute of America (SIIA), the Health Care Administrators Association (HCAA) and the Free Market Medical Association (FMMA). Spectrum is your one-stop small-group stop loss resource for over 28 years. Stability, experience, dependability, longevity & focus – make Spectrum’s qualities your assets.