Spectrum, a division of Companion Life Insurance Company, is a full-service managing general underwriter of Specific, Aggregate and Integrated Stop Loss Insurance. Founded in 1990 and acquired by Companion in late 2016, Spectrum is a leading provider of a comprehensive line of stop loss products and services for employers as small as 15 employees. Spectrum’s products are available through a nationwide network of select Third Party Administrators, Brokers and Benefits Advisors. Spectrum proudly represents Companion Life Insurance Company, Companion Life Insurance Company of California, and Niagara Life & Health Insurance Company, all rated “A+ (Superior)” by A.M. Best. Spectrum is an active member of the Self-Insurance Institute of America (SIIA), the Health Care Administrators Association (HCAA) and the Free Market Medical Association (FMMA). Spectrum is your one-stop small-group stop loss resource for over 28 years. Stability, experience, dependability, longevity & focus – make Spectrum’s qualities your assets.

International Medical Group® (IMG®), a SiriusPoint company, is an award-winning global insurance benefits and assistance services company that has served millions of members worldwide since its founding in 1990. The preeminent provider of travel and health safety solutions, IMG offers a wide range of insurance programs, including international private medical insurance, travel medical insurance, and travel insurance, as well as enterprise services, including insurance administrative services and 24/7 emergency medical, security, and travel assistance. IMG’s world-class services, combined with an extensive product portfolio, provide Global Peace of Mind® for travelers, students, missionaries, marine crews, and any other individuals or groups traveling, working, or living away from home.

Partners Together - Endless Possibilities Hilb Group provides the resources of a big insurance broker and the attentive, personal service of a small agency. Our people are our greatest strength. Our values of trust, passion, integrity and growth drive our actions to benefit every client. Managing Risk Your risk profile doesn’t matter – Hilb paints a very wide portrait. We have more than 30 industry specialties, which gives our clients and brokers a unique advantage. We form enduring partnerships to get the best results every time, and work with the top insurers to provide a huge range of high-quality choices, matched exactly to your needs. About Hilb Group Founded in 2009, Hilb Group is a Top 25 middle market independent insurance broker. Hilb Group offers expertise in property & casualty, employee benefits, and retirement services to business and individuals throughout the nation.

Founded in 1991, Custom Design Benefits is Cincinnati and the Tri-State’s largest independent, full-service Third Party Administrator of self-funded health benefit plans. Through self-funding, we assist employers to take back control by creating a plan that is uniquely designed for their workforce. We offer a complete range of cost containment solutions integrated with our best in class administration and compliance services, including FMLA. We are innovative; CDB is the creator of TrueCost, a nationally recognized Reference-Based Pricing plan built on a unique copay-only plan design, which includes direct hospital contracts. In additional to self-funded medical plans, with CDB, employers can offer popular employee benefits like Dental, Vision, FSAs, HRAs and HSAs on a budget that works for them. Our approach is personalized and professional, with unmatched service every time. It’s time to take control of your health plan, with Custom Design Benefits. 513.598.2929 | 1.800.598.2929 | www.CustomDesignBenefits.com

Ertel & Company's Indianapolis office, a key player in the local brokerage scene, stands out as a sizable hub with a proven track record in catering to the diverse needs of employers. This seasoned team boasts extensive experience in managing insurance solutions for a range of industries, including depository credit intermediation, automobile dealers, religious, grantmaking, civic, professional, and similar organizations. Noteworthy is their proficiency in handling self-funded clients, demonstrating a nuanced understanding of the intricacies involved. This expertise extends seamlessly to both local and regional employers, affirming their adaptability to different business scales. Their success stories feature prominent names such as Citizens Bank, First Harrison Bank, and Greenfield Banking Company, exemplifying their prowess in the depository credit intermediation sector. These clients, with participant counts ranging from 90 to 160+, testify to the office's ability to navigate the unique challenges posed by various organizations within the industry. What sets this Ertel & Company location apart is its tailored approach, catering to the needs of midsize and small employers alike. The team's commitment to providing effective solutions for businesses of diverse sizes underscores their adaptability and client-centric approach in the dynamic insurance landscape.

Unified Group Services Inc, stationed in the vibrant city of Indianapolis, IN, operates as a notable insurance broker, boasting a larger office and specializing in tailoring benefit solutions for local and regional employers. Their significant experience in working with self-funded clients positions them as a valuable resource for employer benefit buyers seeking insights into stop loss and limits, pharmacy costs, and other HR consulting services. This office, as part of a local brokerage firm, brings a personalized touch to its services, ensuring a nuanced understanding of the unique needs of businesses in Indianapolis. Unified Group Services Inc has showcased their expertise through collaborations with top customers like Big C Lumber Company in the building material and supplies dealers industry, Central Indiana Orthopedics PC in the offices of physicians sector, and Cobalt Civil in the utility system construction industry. These partnerships, serving 70+ to 210+ participants, underscore the broker's ability to navigate diverse industries with precision. Employer benefit buyers evaluating this Indianapolis location can rely on Unified Group Services Inc's demonstrated track record, industry-specific knowledge, and commitment to providing comprehensive solutions. With significant experience in serving midsize and small employers, Unified Group Services Inc offers tailored benefits aligned with the unique requirements of businesses in Indianapolis, IN.

With more than 5,000 locally owned locations across North America, The UPS Store is the nation’s largest retail network of shipping, postal, printing and business service centers. The UPS Store, Inc., franchisor for The UPS Store locations in the U.S., is a wholly owned subsidiary of UPS. The UPS Store franchise locations offer consumers and small businesses a wide range of products and services to meet all their needs in one convenient location, including printing, packaging, shipping, mailbox services, moving supplies and other in-center services. The UPS Store has been recognized as the No. 1 Postal & Business Services franchise for 31 years straight by Entrepreneur Magazine “Franchise 500.” USA Today, G.I. Jobs recognized The UPS Store franchise as one of the 50 Top Franchises for Military Veterans. Additionally, The UPS Store franchise was named American Brand Excellence Award Winner in the Retail category by City Business Journals. The UPS Store retail ownership opportunities are available to “qualifying entrepreneurs.” The UPS Store has opportunities throughout the U.S. and Canada. Through an association with Franchise America Finance and The Bancorp Bank, The UPS Store also offers the option of national funding for qualified franchisee candidates. Be your own boss by opening a The UPS Store retail location. Learn more at https://www.theupsstorefranchise.com/

At Mercer, we believe in building brighter futures. Together, our 25,000 employees in over 130 counties are helping redefine the future of work, reshape retirement and investment outcomes, and unlock real health and well-being. For over 75 years, we’ve provided trusted advice and solutions to build healthier and more sustainable futures for our clients, colleagues and communities. Balancing economics and empathy in our approach, we work side by side with you to find solutions to benefit your people and your business. By turning ideas into actions that spark positive change, we help you enrich employees’ lives and careers and drive innovation, progress and performance. Mercer is a business of Marsh McLennan. Get to know us better: Click the “learn more” button at the top of the page to discover everything we do to help you meet the needs of today and tomorrow. Follow us on Twitter at @Mercer.

Gregory & Appel is an independent risk management advisor helping people and businesses navigate the complexities of insurance and employee benefits. As your partner, we’ll help alleviate risk and strengthen resilience while uncovering pathways for continued growth and success.