Spectrum, a division of Companion Life Insurance Company, is a full-service managing general underwriter of Specific, Aggregate and Integrated Stop Loss Insurance. Founded in 1990 and acquired by Companion in late 2016, Spectrum is a leading provider of a comprehensive line of stop loss products and services for employers as small as 15 employees. Spectrum’s products are available through a nationwide network of select Third Party Administrators, Brokers and Benefits Advisors. Spectrum proudly represents Companion Life Insurance Company, Companion Life Insurance Company of California, and Niagara Life & Health Insurance Company, all rated “A+ (Superior)” by A.M. Best. Spectrum is an active member of the Self-Insurance Institute of America (SIIA), the Health Care Administrators Association (HCAA) and the Free Market Medical Association (FMMA). Spectrum is your one-stop small-group stop loss resource for over 28 years. Stability, experience, dependability, longevity & focus – make Spectrum’s qualities your assets.

Gallagher, a global insurance brokerage, risk management, and consulting firm, serves communities around the globe, helping clients address risk, protecting assets, and recovering from losses. The products and services we provide keep businesses and institutions running, and enable individuals and families to face their future with confidence. Gallagher provides retail and wholesale property and casualty brokerage, alternative risk transfer services, employee benefit consulting, and actuarial services. Gallagher also offers claims and information management, risk control consulting and appraisal services, human resource consulting, and retirement services. Follow us on social: Instagram: http://instagram.com/gallagherglobal Facebook: http://www.facebook.com/GallagherGlobal Twitter: https://twitter.com/GallagherGlobal YouTube: https://www.youtube.com/GallagherGlobal

Ertel & Company's Indianapolis office, a key player in the local brokerage scene, stands out as a sizable hub with a proven track record in catering to the diverse needs of employers. This seasoned team boasts extensive experience in managing insurance solutions for a range of industries, including depository credit intermediation, automobile dealers, religious, grantmaking, civic, professional, and similar organizations. Noteworthy is their proficiency in handling self-funded clients, demonstrating a nuanced understanding of the intricacies involved. This expertise extends seamlessly to both local and regional employers, affirming their adaptability to different business scales. Their success stories feature prominent names such as Citizens Bank, First Harrison Bank, and Greenfield Banking Company, exemplifying their prowess in the depository credit intermediation sector. These clients, with participant counts ranging from 90 to 160+, testify to the office's ability to navigate the unique challenges posed by various organizations within the industry. What sets this Ertel & Company location apart is its tailored approach, catering to the needs of midsize and small employers alike. The team's commitment to providing effective solutions for businesses of diverse sizes underscores their adaptability and client-centric approach in the dynamic insurance landscape.

Our team of insurance, health and pharmacy experts builds competitive and cost-effective employee benefits programs to help organizations attract the very best talent and cut overall costs. Apex was founded in 2003 by CEO John F. Gause. Today, as Indiana's largest advisory firm dedicated solely to employee benefits, we have deep industry experience and organizational leverage. We use this leverage while aggressively advocating to get our clients the greatest value possible for their benefits investments. Apex is a strong organization of team members with the expertise and passion to do what's in the best interest of our clients. We save our clients more on their benefits — so they can do more for their employees. Our Values: • Excellence • Empowerment • Integrity • Accountability • Community Our Promise: We help you get more value out of your benefits — so you can give more, be more and do more.

Contract 1099 Employee Benefits Enroller/Educator. Over $500,000 Annual Premium Benefits Participation. Average 25% of Annual Premium in Voluntary Product Participation.