Spectrum, a division of Companion Life Insurance Company, is a full-service managing general underwriter of Specific, Aggregate and Integrated Stop Loss Insurance. Founded in 1990 and acquired by Companion in late 2016, Spectrum is a leading provider of a comprehensive line of stop loss products and services for employers as small as 15 employees. Spectrum’s products are available through a nationwide network of select Third Party Administrators, Brokers and Benefits Advisors. Spectrum proudly represents Companion Life Insurance Company, Companion Life Insurance Company of California, and Niagara Life & Health Insurance Company, all rated “A+ (Superior)” by A.M. Best. Spectrum is an active member of the Self-Insurance Institute of America (SIIA), the Health Care Administrators Association (HCAA) and the Free Market Medical Association (FMMA). Spectrum is your one-stop small-group stop loss resource for over 28 years. Stability, experience, dependability, longevity & focus – make Spectrum’s qualities your assets.

We’re Advisors, Not Just Brokers. We exist to pursue your best interests. And we do it together, sharing what we learn from client to client, moment to moment, and digging deeper to see things others can’t – or don’t bother to. That’s how we get to the proactive side of insurance, where your company really gains the edge. It’s empowering to know you have a team who’s constantly surveying – assessing what’s happened before, what’s happening now, and what’s coming next. The moment you need to make a change we’ll spring into action together. Gibson was founded nearly 100 years ago. And since day one, we’ve been driven by our relationships with our clients, employees, and community. Our first office in Plymouth, Indiana was opened in 1933, and as our reach grew, so did our Gibson team. Today, we serve both local and national clients from our six offices across the country. We started as a family business, grew to include employee stockholders, and in 2011, we became an ESOP – employee-owned. Today, we sit in the top 1% of US independent insurance brokers. Why does being independent matter? It means we have the freedom to make your best interests our own, act quickly on your behalf, and pursue the new paths that make us all better. We’re proud to have created a team in which our values and how we practice them every day consistently earn us best practices and best places to work honors.

Benefit Innovations LLP, located in Indianapolis, IN, stands out as a notable presence in the insurance brokerage sector, particularly for employer benefits. This larger office is part of a local brokerage firm, reflecting a strong commitment to understanding and serving the specific needs of the regional market. Their expertise is particularly evident in working with midsize employers, a segment that often requires a nuanced approach balancing cost and coverage. Notably, Benefit Innovations LLP has a robust track record in handling self-funded clients, showcasing their ability to manage complex benefit structures and funding mechanisms. The firm's client portfolio is both diverse and impressive, indicating their capability to cater to a range of industries. For instance, they serve Ed Martin, a significant player in the automobile dealers industry in Indiana, providing benefits for over 430 participants. Similarly, their expertise extends to Horner Electric, a key name in the household appliances and electrical and electronic goods merchant wholesalers industry, with benefits for more than 410 participants. Moreover, they support Md Logistics in the support activities for transportation industry, catering to around 190 participants. This array of clients, including those in offices of physicians, highlights Benefit Innovations LLP’s adaptability and proficiency across various sectors. Their experience with diverse industries like automobile dealers and household appliances, coupled with their ability to manage significant participant numbers, demonstrates their capacity to provide tailored, effective benefit solutions for a variety of business needs. Overall, Benefit Innovations LLP in Indianapolis emerges as a strong choice for employers seeking a knowledgeable and experienced partner in managing employee benefits, especially for those in the midsize sector and within the region. Their industry-specific expertise and successful client relationships underscore their capability to deliver customized, effective benefit solutions.

OnBoard provides SaaS services to employers in the area of employee benefits. OnBoard configures benefit administration software to the unique specifications of an employer. Services include configuring plan rules and rates, conducting open enrollments, perpetual enrollments, establishing carrier data feeds, configuring self bills, producing and filing ACA reporting, and training employers to use software. Facebook: https://www.facebook.com/OnBoardBenefits YouTube: https://www.youtube.com/channel/UCSd0o3BQvlFFZpT8ngJs6Vw

Insurance Management Group is an all-risk insurance agency with over 140 years of experience, specializing in Home, Auto, Business Insurance, Individual Life & Health, and Employee Benefits. We represent highly rated and financially sound insurance carriers, to ensure that our clients are getting the best coverage, tailored specifically to suit his or her needs. We provide our clients with the highest quality of service and care, working above and beyond the call of duty, to ensure that each business owner and individual has the most positive experience possible.