Spectrum, a division of Companion Life Insurance Company, is a full-service managing general underwriter of Specific, Aggregate and Integrated Stop Loss Insurance. Founded in 1990 and acquired by Companion in late 2016, Spectrum is a leading provider of a comprehensive line of stop loss products and services for employers as small as 15 employees. Spectrum’s products are available through a nationwide network of select Third Party Administrators, Brokers and Benefits Advisors. Spectrum proudly represents Companion Life Insurance Company, Companion Life Insurance Company of California, and Niagara Life & Health Insurance Company, all rated “A+ (Superior)” by A.M. Best. Spectrum is an active member of the Self-Insurance Institute of America (SIIA), the Health Care Administrators Association (HCAA) and the Free Market Medical Association (FMMA). Spectrum is your one-stop small-group stop loss resource for over 28 years. Stability, experience, dependability, longevity & focus – make Spectrum’s qualities your assets.

International Medical Group® (IMG®), a SiriusPoint company, is an award-winning global insurance benefits and assistance services company that has served millions of members worldwide since its founding in 1990. The preeminent provider of travel and health safety solutions, IMG offers a wide range of insurance programs, including international private medical insurance, travel medical insurance, and travel insurance, as well as enterprise services, including insurance administrative services and 24/7 emergency medical, security, and travel assistance. IMG’s world-class services, combined with an extensive product portfolio, provide Global Peace of Mind® for travelers, students, missionaries, marine crews, and any other individuals or groups traveling, working, or living away from home.

Ray Skillman Insurance is a company based out of 14 COMMERCE ST, FLEMINGTON, New Jersey, United States.

Based out of vibrant Indianapolis, Indiana, North84 is a trusted name in the realm of employee benefits brokerage. With a focus on serving local businesses, they bring a personalized touch to every client interaction. Specializing in assisting self-funded employers, North84 boasts a wealth of experience in navigating the intricacies of employee benefit programs. Their approach is marked by a commitment to understanding each client's unique needs and tailoring solutions accordingly. Whether it's crafting comprehensive health insurance packages or optimizing retirement plans, North84 goes above and beyond to ensure client satisfaction. Among their esteemed clientele is TILSON HR, INC., a testament to their reputation for delivering top-notch services. Through their dedication to excellence and deep-rooted expertise, North84 continues to be a go-to choice for businesses seeking reliable employee benefits solutions in the Indianapolis area.

At Mercer, we believe in building brighter futures. Together, our 25,000 employees in over 130 counties are helping redefine the future of work, reshape retirement and investment outcomes, and unlock real health and well-being. For over 75 years, we’ve provided trusted advice and solutions to build healthier and more sustainable futures for our clients, colleagues and communities. Balancing economics and empathy in our approach, we work side by side with you to find solutions to benefit your people and your business. By turning ideas into actions that spark positive change, we help you enrich employees’ lives and careers and drive innovation, progress and performance. Mercer is a business of Marsh McLennan. Get to know us better: Click the “learn more” button at the top of the page to discover everything we do to help you meet the needs of today and tomorrow. Follow us on Twitter at @Mercer.

Contract 1099 Employee Benefits Enroller/Educator. Over $500,000 Annual Premium Benefits Participation. Average 25% of Annual Premium in Voluntary Product Participation.

Gregory & Appel is an independent risk management advisor helping people and businesses navigate the complexities of insurance and employee benefits. As your partner, we’ll help alleviate risk and strengthen resilience while uncovering pathways for continued growth and success.

JA Benefits, LLC sets an evolutionary standard unlike any other. We believe in the concept of working smart, strategically, passionately, and compassionately to attain results for our clients. Our innovative solutions directly and effectively target your problems of today, risks of tomorrow, and complexities of your future. Each of our members on the JA team contributes to ensuring that their impact is powerful, meaningful, measurable and reliable. JA believes that each client’s journey has multiple destinations unique to them, and that success is determined by not only what we deliver, but by how we get there.

Linc Holdings in Indianapolis, IN, stands as a trusted local brokerage firm with a proven track record in catering to the insurance needs of diverse industries. With a focus on employer benefits, this office location boasts extensive experience working with self-funded clients, providing invaluable support to both local and regional employers. Their expertise spans various sectors, with notable proficiency in the nursing and residential care facilities industry, as exemplified by their successful partnership with Gibault, an Indiana-based organization boasting 120+ participants. Wheeler Mission Ministries, a significant player in the religious, grantmaking, civic, professional, and similar organizations industry, also benefits from Linc Holdings' tailored insurance solutions, serving a workforce of over 280 participants. The broker's portfolio underscores their in-depth understanding of these industries, emphasizing their commitment to delivering effective coverage solutions. In addition to their industry-specific prowess, Linc Holdings showcases a strong commitment to midsize employers, demonstrating their nuanced understanding of the unique challenges and opportunities faced by this demographic. With a local presence, Linc Holdings in Indianapolis not only brings extensive industry knowledge but also a personalized touch to meet the distinct needs of businesses in the region. This office stands out as a reliable partner for employers seeking comprehensive and tailored insurance solutions.

At IBP we are not the typical ‘spreadsheet’ agency. We have invested heavily in technology and other tools that actually help our clients not only control the cost of their benefits plan, but also provides the resources to help them in all areas of their benefits program. With decades of experience on both the broker side as well as leadership with carriers, we know what business owners want, need and in many cases are not getting. When we started IBP our goal was to ‘Break the Mold’ and that continues to be our goal. If you’re happy with just seeing a spreadsheet at renewal, we are probably not the right fit. However, if you want to work with an agency that is doing what is right for their customers and providing cutting edge technology and service, give us a call!