Founded in 1925 by E.M. Ford, we are now one of the largest independent insurance agencies in the state of Kentucky. We take the time to get to know you, asking all the right questions so that you get the right coverage. We work diligently to find the most competitive rates, the most rewarding investment strategies, and the best coverage's from a variety of carriers. You get affordable products based on your needs – not ours. Money Concepts is not affiliated with LinkedIn, Inc. or the LinkedIn, Inc. service. Money Concepts does not expressly or implicitly adopt or endorse any of the expressions, opinions or content posted by fans or any third-parties on our LinkedIn page. Money Concepts does not control, serve, adopt or endorse any advertising, messages or content that LinkedIn may publish on it site or on the Money Concepts page. Money Concepts does not adopt or endorse any products, services, advertisements, recommendations or statements or any other content that may appear of LinkedIn or on other LinkedIn -affiliated sites. No part of this page is intended to make a recommendation or state a testimonial for or about a security, service or product, or to provide investment, tax or any other advice. This Page is intended for US persons only. Any non-Money Concepts URLs or external websites mentioned on LinkedIn are unaffiliated with Money Concepts. Money Concepts has not been involved in the preparation of the content supplied at the unaffiliated sites and does not guarantee or assume any responsibility for its content. Third party marks appearing herein are the property of their respective owners. Guarantees are subject to the claims-paying ability of the issuing insurance company. Please remember investing involves risks, and the value of your investment will fluctuate over time and you may gain or lose money. All Securities Offered Money Concepts Capital Corp. Member FINRA/SIPC EM Ford is an independent firm not affiliated with Money Concepts Capital Corp.

NFP is a leading insurance broker and consultant providing specialized property and casualty, corporate benefits, retirement, and individual solutions through its licensed subsidiaries and affiliates. NFP enables client success through the expertise of over 7,400 global employees, investments in innovative technologies, and enduring relationships with highly rated insurers, vendors, and financial institutions. NFP is the 5th largest benefits broker by global revenue, 5th best place to work in insurance and 6th largest US-based privately owned broker (Business Insurance); 9th commercial lines agency by P&C commercial lines revenue and 10th largest property and casualty agency (Insurance Journal); and 12th largest global insurance broker (Best’s Review).

AssuredPartners, a national insurance broker with an office located in Owensboro, Kentucky, is a trusted partner serving clients across Kentucky, Tennessee, Missouri, Indiana, and Illinois. With a strong presence in the Owensboro market, AssuredPartners stands out as one of the top brokerages in terms of experience and expertise. They cater to a diverse range of clients, including large, midsize, and small employers. While some customers have expressed lower reviews, it's an area that AssuredPartners acknowledges and continuously strives to improve upon. One notable success story for this office location involves their collaboration with PharmaCord, LLC, a 110-member employer. AssuredPartners worked closely with PharmaCord's HR and finance team to develop a tailored self-funding arrangement, HMO plan, PBM, and drug plan that specifically addressed the unique needs of their members. AssuredPartners has an impressive track record in various industries, including wood product manufacturing, motor vehicle parts manufacturing, and miscellaneous durable goods merchant wholesalers. They possess strong expertise in working with self-funded employers and have a wealth of experience collaborating with clients and PPOs to ensure member satisfaction. Additionally, their knowledge of PBMs and other specialized pharmacy providers adds to their comprehensive skill set. Some of AssuredPartners' notable employer clients in the region include Harshaw Trane, Heaven Hill Brands Warehouse, Unipres North America, and Automated Routing Inc. As an insurance broker, AssuredPartners prides itself on its wide-ranging experience, expertise, and commitment to meeting the unique insurance needs of their clients across Kentucky, Tennessee, Missouri, Indiana, and Illinois.

USI is one of the largest insurance brokerage and consulting firms in the world, delivering property and casualty, employee benefits, personal risk, program and retirement solutions to large risk management clients, middle market companies, smaller firms and individuals. Headquartered in Valhalla, New York, USI connects over 10,000 industry-leading professionals across more than 200 offices to serve clients’ local, national and international needs. USI has become a premier insurance brokerage and consulting firm by leveraging the USI ONE Advantage®, an interactive platform that integrates proprietary and innovative client solutions, networked local resources and enterprise-wide collaboration to deliver customized results with positive, bottom-line impact. USI attracts best-in-class industry talent with a long history of deep and continuing investment in our local communities. For more information, visit usi.com.

HUB International is a prominent national insurance broker with an office situated in Madisonville, Kentucky. With a focus on meeting the unique insurance needs of their clients, HUB International has built a reputation for providing exceptional services. Specifically, their Madisonville office has successfully collaborated with the Kentucky Construction Industry Insurance Trust, a notable employer in the investment pools and funds industry. Working closely with the trust's HR and finance team, HUB International devised a customized PPO plan tailored to address the specific requirements of the trust's 7,720 members. With a diverse portfolio of clients ranging from large corporations to small businesses, HUB International's Madisonville office serves numerous employers throughout Kentucky. Notable clients include the Kentucky Construction Industry Insurance Trust, William E Groves Construction Inc, and Miller Contracting Services Inc. Demonstrating their extensive expertise, HUB International specializes in supporting clients in the building equipment contractors, specialty trade contractors, and investment pools and funds industries. As one of the leading brokerages in Madisonville, KY, HUB International boasts a wealth of experience and an exceptional track record in the local market. They are committed to providing comprehensive insurance solutions that protect their clients' assets, mitigate risks, and ensure peace of mind. With their industry expertise, personalized approach, and dedication to exceptional customer service, HUB International stands out as a trusted insurance partner for businesses in Madisonville, Kentucky, and beyond.

Banterra Insurance Services Inc., located in Eldorado, Illinois, is a local brokerage firm known for its expertise in serving local and regional employers, particularly in the management of companies and enterprises industries. This expertise is exemplified in their work with top customers like Banterra Corp, where they manage benefits for over 640 participants. The firm prides itself on offering customized insurance policies, utilizing coverage options from a range of leading national insurance brands. This approach allows them to cater to the diverse needs of their clients rather than limiting them to a single insurance provider. Banterra Insurance Services Inc. is committed to providing comprehensive financial products and services. Their insurance offerings are an integral part of their strategy to deliver a one-stop-shop experience for customers. This is in line with their goal of aiding in retirement planning, business planning, and protecting the assets, family, and legacy of their clients. This description of Banterra Insurance Services Inc. at Eldorado, IL, reflects their commitment to tailored insurance solutions and their significant role in supporting businesses and individuals in effective financial and legacy planning.

HNI Risk Services, Acrisure's Evansville, IN location stands out as a leading insurance broker, specializing in comprehensive employer benefits solutions for local and regional businesses. With a strong focus on medical and ancillary benefits, this office brings a wealth of expertise to the table. Catering to a diverse range of industries, including securities and commodity contracts intermediation and brokerage, furniture and home furnishing merchant wholesalers, as well as accounting, tax preparation, bookkeeping, and payroll services, HNI Risk Services has proven its versatility and deep understanding of the unique needs within these sectors. Noteworthy among their clientele are prominent companies such as Crews & Associates in AR, boasting 290+ participants, Dancker Sellew & Douglas in NJ with 220+ participants, and Kerkering Barberio & Co in FL with 230+ participants. These success stories underscore the broker's ability to tailor solutions for businesses of varying sizes and industries. Being a part of a large national insurance brokerage firm, HNI Risk Services, Acrisure, brings a broad network and extensive resources to the table. Their demonstrated experience with midsize employers further solidifies their position as a trusted partner for businesses seeking robust and customized insurance solutions. With a commitment to excellence and a proven track record, this office in Evansville, IN, is a reliable choice for employers navigating the complexities of employee benefits.

Located in Huntingburg, Indiana, the office of Patoka Valley Healthcare Co-Op is a local insurance broker offering comprehensive services to clients in Arizona and Utah. With a strong focus on midsize employers, they have gained a reputation as one of the top brokerages in the Jasper, IN market. Patoka Valley Healthcare Co-Op excels in providing tailored insurance solutions for industries such as veneer, plywood, and engineered wood product manufacturing, as well as food manufacturing. Their partnership with Indiana Furniture, a prominent employer in the veneer, plywood, and engineered wood product manufacturing industry, exemplifies their commitment to delivering customized solutions. Working closely with Indiana Furniture's HR and finance team, Patoka Valley Healthcare Co-Op helped establish a self-funding arrangement, PPO plan, pharmacy benefit management (PBM), and drug plan designed specifically to meet the unique needs of their 220 members. In addition to Indiana Furniture, Patoka Valley Healthcare Co-Op serves other notable employer clients, including Wabash Valley Produce. Their extensive experience and expertise in the industry enable them to offer valuable insights and guidance to these clients, ensuring optimal coverage and cost-effective solutions. With their local presence and deep understanding of the insurance landscape, Patoka Valley Healthcare Co-Op is well-equipped to assist midsize employers in finding the right insurance plans to protect their workforce. Whether it's developing tailored self-funding arrangements or designing comprehensive PPO plans, Patoka Valley Healthcare Co-Op is committed to delivering exceptional service and meeting the unique needs of their clients in Arizona, Utah, and beyond.

German American Insurance is a local insurance broker with an office in Jasper, Indiana. They have been serving clients across Texas and have established themselves as one of the top brokerages in the Jasper, IN market. With a focus on midsize employers, German American Insurance has gained extensive experience in various industries, including relief services and building material and supplies dealers. Their commitment to understanding their clients' unique needs is exemplified by their partnership with Nc Inc, a 140-member employer in the building material and supplies dealers industry. German American Insurance collaborated closely with Nc Inc's HR and finance team to create a tailored self-funding arrangement, specifically a PPO plan, that catered to the specific requirements of Nc Inc's members. While German American Insurance has received some lower reviews from customers, this aspect presents an opportunity for potential partners to delve into and evaluate further. Despite this, they have managed to secure employer clients such as Nc Inc and Pace Community Action Agency Inc, showcasing their ability to cater to diverse organizations. With their expertise in relief services and building material and supplies dealers industries, German American Insurance provides comprehensive insurance solutions to meet the specific challenges faced by businesses in these sectors. They combine their industry knowledge with personalized service to ensure their clients receive the best coverage and support for their unique needs.

Clippenger Financial Group, based in Evansville, IN, is a notable subsidiary of National Financial Partners (NFP), a leading independent distributor of financial services. Established in 1998, NFP has carved a niche in catering to high net worth individuals and burgeoning entrepreneurial entities. With a national distribution network that boasts over 1,800 producers across nearly 45 states and Puerto Rico, NFP encompasses 160 owned firms and 210 affiliated third-party distributors. The organization, publicly traded since 2003, has seen consistent growth through strategic acquisitions and by enhancing the success of its existing firms. This growth strategy synergizes the autonomy of entrepreneurial ventures with the robust resources of a national entity. Specifically, the Clippenger Financial Group in Evansville is part of this expansive network, offering specialized services in three key domains: life insurance and estate planning, corporate and executive benefits, and fee-based financial planning and investment advisory services. This local branch is known for its proficiency in dealing with local and regional employers, particularly in tailoring medical and ancillary benefits. Notably, their expertise extends to industries such as paint, coating, and adhesive manufacturing, with top clients like Red Spot Paint & Varnish Co, which caters to over 270 participants. This proficiency underlines their capacity to deliver tailored solutions across various industry verticals while being part of a significant brokerage firm with a national footprint.

Situated in Evansville, IN, Torian Insurance Agency is a well-established and expansive office, offering comprehensive expertise to local and regional employers in the realm of medical and ancillary benefits. With a proven track record, Torian Insurance Agency has successfully navigated the complexities of the insurance landscape, earning the trust of a diverse clientele. Among their distinguished clients, Black Equipment Co, a key player in the commercial and industrial machinery and equipment industry (IN) with an impressive 250+ participants, Nunn Milling Company in the animal food manufacturing sector (IN) boasting 270+ participants, and Gli Wholesale & Retail Trade Sub-Association Ltd (KY) with a substantial 2990+ participants, showcase Torian Insurance Agency's ability to cater to businesses of varying sizes and industries. As an integral part of the local brokerage firm community, Torian Insurance Agency stands out for its exceptional knowledge and specialization in the animal food manufacturing sector. Their commitment to providing tailored benefits solutions is further underscored by their demonstrated experience in supporting midsize employers, making them a valuable and reliable partner for businesses in the Evansville area.