HLU Consultants, Inc. provides insights into employer health plans that lead to strategic discoveries and solutions. Whether the issue is compliance, high hospital and Rx claims, provider access, chronic disease management, benefit design or plan management, HLU delivers positive, sustainable and transparent change. HLU Consultants, Inc. uses proven strategies vetted by healthrosetta.org, a leading health plan advisor organization established by leading experts in health care delivery, technology, compliance and insurance. We invite you to join our online employer community where you can learn more about our proven strategies used across the country. Contact Mark Gall, for more information or to join our online employer community. Direct Dial | 513-559-7502 Email | [email protected] LinkedIn | https://www.linkedin.com/in/mark-gall-67721610/

The Strategic Advantage provides you with the solutions to help reach your goals. The Strategic Benefits team of experts understands the impact a company’s benefit package has on employees, owners, and the bottom line. We know sophisticated problems require sophisticated solutions, not cookie cutter answers. This is why we utilize a team approach, calling on the expertise of our consultants, who bring years of specialized experience to build relationships and guide you every step of the way. Our commitment is to help you make prudent business decisions regarding your employee benefit plans. We achieve this by combining innovative products with our outstanding expertise and service to best meet your needs.

CAI Insurance Agency, Inc., operating out of Cincinnati, OH, distinguishes itself as a sizable and influential player in the local and regional insurance brokerage market. Specializing in employer benefits, CAI Insurance boasts a robust portfolio of services geared towards midsize employers, demonstrating particular proficiency in tailoring medical and ancillary benefits to diverse industry needs. Their client roster is a testament to their versatility and expertise. Notable among their top clients is Aed Enterprises, a prominent name in Ohio's restaurant and eating places industry, where CAI Insurance manages benefits for over 230 participants. Similarly, their skillful handling of benefits for Bbi Logistics, a key player in the freight transportation arrangement sector with more than 190 participants, showcases their adeptness in industries with complex insurance requirements. Another feather in their cap is their successful partnership with Pure Romance in the retail trade industry, managing benefits for around 90 participants, which underlines their capability in adapting to the varied demands of different commercial sectors. The breadth of their expertise is further highlighted by their proficiency across industries such as depository credit intermediation and retail trade. As a local brokerage firm, CAI Insurance maintains a deep understanding of the regional landscape, enabling them to offer highly customized solutions that resonate with the specific needs and challenges of Ohio-based businesses. This office of CAI Insurance Agency, Inc. stands out for its focused approach towards midsize employers, ensuring that each client receives tailored, industry-specific solutions that not only meet but exceed their expectations in managing employee benefits. Their ability to blend local insights with wide-ranging industry expertise makes them a notable choice for businesses seeking comprehensive and specialized insurance brokerage services.

Your family, your business and your possessions are all important to you, but you may not know how to best protect them. We have the experience to navigate the unique risks you face, serving as your insurance professional. We are independent agents in Baldwinsville, New York, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Horan Companies represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price.

At Business Benefits we look forward to learning about you, your organization, and your employees. Our team is ready to be your preferred resource for all of your employee-benefit needs. Business Benefits counsels regional employers in the development of employee benefit packages. We collaborate with clients to devise and determine the most cost-effective and competitive packages for any circumstance. Business Benefits also guides clients through the ever-changing landscape of healthcare reform and employee benefits. Specialties: Group medical, life, disability, dental, and voluntary insurance products. HSA, HRA, FSA, S125, and COBRA solutions.

One80 Intermediaries is a privately held firm with offices throughout the US and Canada. As a leading insurance wholesaler and program manager, the company offers placement services and binding authority for property and casualty, life, travel/accident and health, affinity and administrative services and warranty business. One80 serves commercial companies, non-profits, public entities, individuals and associations and unions, and has access to all major insurance markets in the US, Canada and UK. One80 has offices in more than 55 locations in the US and Canada. For more information visit www.one80intermediaries.com With expertise in marine, transportation, property, casualty, financial lines, medical stop loss, personal lines, travel/accident and health, life insurance and warranty coverage we provide in-house binding authority and access to market leading carriers on both sides of the Atlantic. One80 serves commercial companies, non-profits, public entities and individuals, and has access to all major insurance markets in the US, UK and Canada. One80 has offices in 46 locations nationwide including Boston, New York City, Chicago, Cleveland, Cincinnati, Miami, Atlanta, Houston, Dallas, San Antonio, Omaha, Mountain View, Philadelphia, San Diego, Seattle, Toronto, and Montreal.

Patriot is a national agency specializing in Employee Benefits, Property & Casualty and Personal insurance solutions. Backed by growth equity investors GI Partners and Summit Partners, Patriot is among the fastest-growing insurance services firms in the United States.

Hauser is a full‐service risk management, employee benefits and insurance solutions partner. We provide value‐added support, resources and expertise to clients and prospects with a specialized focus on the needs of private equity firms, their portfolio companies and target acquisitions. Our consultative approach consists of core competencies in insurance and employee benefits due diligence, transactional support, risk management and insurance brokerage. Hauser appreciates the importance of protecting your investments, while maximizing the value of insurance coverage at every level. We have significant experience working with all transaction structures including: - Control buyout - Recapitalizations - Minority investments - Growth equity - Mezzanine debt, and - Special situations such as corporate carve‐out assets and distressed/bankrupt entities In an effort to create value on behalf of a private equity firm and their portfolio companies, Hauser has assembled dedicated, highly experienced teams of insurance and employee benefits professionals that understand the unique complexities and specific demands that can arise during a merger or acquisition transaction. We serve as subject matter experts providing consulting resources throughout every stage of the investment, from due diligence through exit.

USI is one of the largest insurance brokerage and consulting firms in the world, delivering property and casualty, employee benefits, personal risk, program and retirement solutions to large risk management clients, middle market companies, smaller firms and individuals. Headquartered in Valhalla, New York, USI connects over 10,500 industry-leading professionals across approximately 200 offices to serve clients’ local, national and international needs. USI has become a premier insurance brokerage and consulting firm by leveraging the USI ONE Advantage®, an interactive platform that integrates proprietary and innovative client solutions, networked local resources and enterprise-wide collaboration to deliver customized results with positive, bottom-line impact. USI attracts best-in-class industry talent with a long history of deep and continuing investment in our local communities. For more information, visit usi.com.

Comprehensive Benefit Solutions (CBS) Limited is a consulting firm, that provides services in both group benefits and retirement, as well individual health and dental insurance. The company was founded in 1992, when the senior partners acquired the employee benefit consulting unit of Royal Trust, BRG Associates. Today we are proud to service over 200 clients throughout Canada, ranging in size from 5 to over 50,000 plan members. We are attentive to each client's unique needs, focusing on developing long-term partnerships and maximizing the effectiveness of their insurance-related expenditures. CBS takes the time to fully understand these matters of interest to our clients, and work in partnership with them, to develop strategies and options that are specifically suited to their situation and are targeted to meet their defined set of objectives. Our goal is to provide each client with a personalized experience, and we are dedicated to offering quality advice based on professionalism, value and integrity for the benefit of our clients. Let us know how we can better serve your insurance needs by reaching us at one of the numbers or e-mail below: Toll Free: 1-800-503-2273 Phone: 905-896-2022 [email protected]