Rheingold Bick Insurance, situated in the vibrant business hub of Miami, FL, operates from a larger office equipped with seasoned professionals dedicated to meeting the diverse insurance needs of local and regional employers. Specializing in medical and ancillary benefits, this branch of Rheingold Bick Insurance brings a wealth of expertise to the table. Their proven track record includes catering to midsize employers, showcasing a deep understanding of the nuanced requirements in this segment. Noteworthy is their affiliation with a reputable local brokerage firm, underscoring their commitment to the community and leveraging a network that enhances the quality of service provided. The office has successfully serviced top-tier clients such as Bass Underwriters, a prominent player in the agencies, brokerages, and insurance-related activities industry based in FL, boasting over 330 participants. This demonstrates Rheingold Bick Insurance's ability to handle the complexities of larger accounts and navigate the intricacies of diverse insurance landscapes. With a focus on employer benefits, this Miami-based location is poised to deliver tailored solutions, combining local insights with industry know-how. The team's dedication to excellence and a proven track record make Rheingold Bick Insurance a compelling choice for employers seeking comprehensive and adept insurance brokerage services.

Tomorrows Solutions, Inc., situated in the dynamic hub of Miami, FL, emerges as a trusted ally for employers navigating the intricacies of benefit solutions. Renowned for its adept handling of medical and ancillary benefits, this local brokerage firm is committed to serving the unique needs of both local and regional businesses. Exemplifying their proficiency, Tomorrows Solutions, Inc. boasts an impressive clientele that includes industry leaders such as Caribbean Cruise Lines. Operating within the travel arrangement and reservation services sector, Caribbean Cruise Lines, with 50+ participants, underscores the agency's ability to cater to diverse industries. Further showcasing their versatility, Tomorrows Solutions, Inc. extends its expertise to Tampa Bay Treatment Associates, a key player in the offices of physicians industry with 140+ participants. This demonstrates the agency's in-depth understanding of the healthcare landscape and its commitment to providing tailored solutions for businesses in this sector. As a vital player in the local brokerage landscape, Tomorrows Solutions, Inc. is more than a service provider; it is a strategic partner invested in the success of its clients. Through a comprehensive approach and a nuanced understanding of various industries, this Miami-based office stands out as a reliable source for businesses seeking personalized and effective benefit solutions.

Rda Benefits Group in Miami, FL, stands out as a formidable insurance broker, operating from a larger office with a robust team of experts. Specializing in employer benefits, their focus extends to both local and regional businesses, where they excel in tailoring medical and ancillary benefit solutions. With demonstrated proficiency in serving midsize and small employers, Rda Benefits Group has proven its adaptability across various business scales. This Miami-based branch showcases notable expertise in the air transportation industry, exemplified by their successful partnership with Sky Lease I, a prominent player in Florida with over 210 participants. Rda Benefits Group's in-depth understanding of the intricacies within the air transportation sector positions them as a valuable asset for businesses in this domain. Being part of a local brokerage firm, Rda Benefits Group combines the advantages of a well-established network with the personalized service characteristic of a local entity. Their commitment to client satisfaction is evident in their track record of catering to the unique needs of diverse industries, ensuring that each client receives tailored solutions to optimize their employee benefits programs. With a reputation for excellence and a client portfolio reflecting their versatility, Rda Benefits Group's Miami office is a compelling choice for employers seeking comprehensive and customized insurance solutions.

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CMB & Associates, located in Miami, FL, stands out as a prominent insurance broker, particularly for employer benefits buyers seeking expertise in local and regional markets. This larger office is a key component of a local brokerage firm, known for its adept handling of medical and ancillary benefits. Their proficiency is especially notable within the securities and commodity contracts intermediation and brokerage industries, making them a reliable choice for companies in these sectors. The office boasts a strong track record with midsize employers, demonstrating an ability to understand and cater to the unique needs of this business segment. A testament to their expertise and customer satisfaction is their relationship with top clients like Fmsbonds, a player in the securities and commodity contracts intermediation and brokerage industry in Florida. With over 100 participants, CMB & Associates has effectively managed their needs, showcasing their capacity to handle complex and large-scale benefit plans. Their deep understanding of the intricacies associated with the securities and commodity contracts intermediation and brokerage industries sets them apart. This specialized knowledge ensures that businesses in these fields receive tailored advice and solutions that align with their specific requirements and challenges. Overall, CMB & Associates' Miami office is a strong candidate for any midsize employer looking to secure comprehensive and industry-specific insurance solutions. Their local and regional expertise, coupled with a proven track record with significant industry players, positions them as a reliable and knowledgeable partner in the insurance brokerage landscape.

Sabal Benefits provides innovative employee benefits services beyond those typically offered through large national brokers. Using their in-depth knowledge and expertise in benefits plan structure, funding and negotiation, legislative compliance, HRIS implementation, and wellness programming, Sabal Benefits concentrates on clients with complex needs that seek cutting-edge programs. After carefully analyzing the business priorities, financial goals, coverage need and unique culture of each client company, Sabal Benefits strives to optimize the right structure, mix and level of benefits to maximum value. Sabal Benefits is a leader in seeking new ways to manage benefit risks and was the first broker in the South Florida region to define and implement a Cost- Plus arrangement. Clients are also provided with comparative data to help make informed decisions about local medical procedure costs. The Sabal Benefits team brings advanced analytical skills and razor-edged negotiation tools to deliver the precise level of benefit program that fits each client’s objectives while making sure it is delivered at the fairest price. New clients seek guidance from Sabal Benefits when: • Renewal costs have steadily escalated and you need to explore options • Employees are complaining to HR about the current program • Payroll size or classifications are changing rapidly • Compliance requirements are unclear, especially ACA provisions If your mid-size to large business (50-1,000 employees) is ready for a review of your benefits program, please reach out to us so we can help you with a custom and affordable solution to meet the needs of your business and your workforce. Contact us: office (954) 828-9948.

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We exist to shape decisions for the better — to protect and enrich the lives of people around the world. Through actionable analytic insight, globally integrated Risk Capital and Human Capital expertise, and locally relevant solutions, our colleagues provide clients in over 120 countries with the clarity and confidence to make better risk and people decisions that help protect and grow their businesses.

Keyes Coverage, situated in the vibrant business hub of Miami, FL, operates a sizable office that stands out for its comprehensive expertise in employer benefits. This established brokerage firm focuses on delivering tailored solutions to local and regional employers, specializing prominently in medical and ancillary benefits. With a proven track record in servicing midsize and large employers, Keyes Coverage is a trusted partner for businesses seeking strategic benefits management. The Miami office boasts a team of seasoned professionals who excel in navigating the intricacies of diverse industries, including miscellaneous durable goods merchant wholesalers, educational services, and services to buildings and dwellings. This broad industry knowledge positions Keyes Coverage as a versatile and adaptable partner for employers across sectors. One testament to their success lies in their impressive client portfolio. Notable examples include American Learning Systems in the educational services industry, with a substantial 810+ participants, Downrite Engineering Corporation in heavy and civil engineering construction boasting 210+ participants, and Hornerxpress-South Florida in the miscellaneous durable goods merchant wholesalers industry with an impressive 370+ participants. As part of a local brokerage firm, Keyes Coverage combines the agility of a regional player with the resources and capabilities to handle the intricate needs of midsize and large enterprises. With a commitment to excellence and a deep understanding of the ever-evolving benefits landscape, this Keyes Coverage location in Miami stands as a reliable choice for employers seeking top-tier insurance brokerage services.

Employee Benefits