FBBINSURANCE provides innovative, comprehensive and appropriate insurance and risk management strategies for businesses and individuals. Our team of credentialed and experienced specialists focuses on each client’s specific needs and offers strategies tailored to help meet the goals of our clients. We also offer advice on loss prevention, claims management, compliance with state and federal regulations, and a host of other topics. FBBINSURANCE is a nationally-recognized industry leader and one of the largest bank-owned insurance agencies in the US. With over 190 associates in offices in Alabama, Florida, Mississippi and Tennessee, we consistently deliver exceptional service. Our philosophy is to continuously evaluate our clients’ insurance and risk management needs throughout the year, not just at key times such as renewal, as needs and situations often change, and new opportunities arise. To learn more about our products, services and team of specialists, visit fbbins.com. Fisher Brown Bottrell Insurance, Inc. is a subsidiary of Trustmark National Bank. Insurance products are not deposits or other obligations of, guaranteed by, or insured by Trustmark National Bank or any of its affiliates; are not insured by the FDIC or any other agency of the United States, except in the case of Federal Flood Insurance or Federal Crop Insurance, and may be subject to investment risk, including the possible loss of value.

OneDigital’s team of fierce advocates helps businesses and individuals achieve their aspirations of health, success and financial security. Our insurance, financial services and HR platform provide personalized, tech-enabled solutions for a contemporary work-life experience. Nationally recognized for our culture of caring, OneDigital’s teams enable employers and individuals to do their best work and live their best lives. More than 100,000 employers and millions of individuals rely on our teams for counsel and access to fully integrated worksite products and services and the retirement and wealth management advice provided through OneDigital Investment Advisors. Founded in 2000 and headquartered in Atlanta, OneDigital maintains offices in most major markets across the nation. OneDigital has received the Glassdoor Employees’ Choice Award for Best Places to Work in 2023. For more information, visit onedigital.com.

Alera Group is a growing leader, reimagining the complex risk management, insurance and financial services delivery experience through intentional collaboration connecting clients to holistic solutions that protect and grow all they value most. Working collaboratively across specialties and across the country, Alera Group’s team of more than 4,400 colleagues offer unique solutions, personalized services and proactive insights to help ensure each client’s business and personal success. By harnessing the power of purposeful collaboration, our colleagues deliver clear, holistic solutions to the most complex business and personal challenges.

Foundation Risk Partners is one of the fastest growing insurance brokerage and consulting firms in the United States. Through acquisition and organic growth, we continue to expand throughout all regions with a specific growth strategy that ensures a complementary mix of industry expertise, coverage, specialized services, location, values and cultural fit. The team at Foundation Risk Partners is driven to seek new levels of success for our partners, while providing superior results for our clients.

• Developed and implemented sales strategies to promote property, casualty, and life insurance products for Combined Insurance Services, Inc. • Conducted door-to-door sales and policy renewals, showcasing strong financial underwriting skills. • Achieved a high customer retention rate and increased sales revenue through effective communication and product knowledge.

FS Advisors Inc.'s Atmore, AL office stands as a prominent player in the insurance brokerage landscape, boasting a substantial footprint in the region. Recognized for its impressive client portfolio, this larger office has carved a niche for itself with extensive experience in catering to both midsize and large employers. With a specialization in serving self-funded clients, they excel in elucidating the intricacies of stop loss and limits, as well as providing valuable insights into pharmacy costs and HR consulting. This office's proficiency extends to diverse industries, exemplified by their notable partnerships with key players like the Poarch Band of Creek Indians in the amusement and recreation sector, and Wind Creek Bethlehem in the gambling industry. The Poarch Band of Creek Indians, with 1620+ participants, attests to their prowess in managing substantial client volumes, while Wind Creek Bethlehem, with 570+ participants, underscores their expertise in the gambling sector. Aligned with a local brokerage firm, this Atmore location uniquely combines the strength of a larger network with a deep understanding of the local business landscape. Whether dealing with midsize enterprises or large corporations, FS Advisors Inc. in Atmore stands out as a reliable ally in navigating the complex terrain of employer benefits, demonstrating a commitment to tailored solutions and industry-specific knowledge.

As one of the top insurance agencies in the Southeastern US, our team knows about the risks that face our communities. As one of the fastest growing agencies, Acentria Insurance provides all our clients with the utmost service and the latest in products and programs. We recognize that everyone is unique in their insurance needs, so we take the time to get to know you. Whether it be car insurance, home insurance, or business insurance, our team of professionals will meet with you to analyze your specific needs and customize a plan to fit your unique situation. We are a full service independent insurance agency, so we always work for you. Serving the needs of our clients and their satisfaction is our #1 priority. We are proud of our heritage and the many satisfied clients we serve across the United States. With over 50 locations throughout the Southeastern US, we are your dedicated resource for ALL things insurance. Acentria Insurance is a Foundation Risk Partners Company.

Alera Group is a growing leader, reimagining the complex risk management, insurance and financial services delivery experience through intentional collaboration connecting clients to holistic solutions that protect and grow all they value most. Working collaboratively across specialties and across the country, Alera Group’s team of more than 4,400 colleagues offer unique solutions, personalized services and proactive insights to help ensure each client’s business and personal success. By harnessing the power of purposeful collaboration, our colleagues deliver clear, holistic solutions to the most complex business and personal challenges.

Bozeman Enterprises, located in Daphne, Alabama, stands out as a local brokerage firm with specialized expertise in employer benefits. Their proficiency particularly shines in working with local and regional employers, offering tailored solutions in medical and ancillary benefits. This expertise is evident through their notable work with top customers in diverse industries. One of their key clients is the Baldwin County Electric Membership Corporation, a significant player in the electric power generation, transmission, and distribution industry. Bozeman Enterprises has successfully managed benefits for over 210 participants in this corporation, showcasing their ability to handle complex needs in a highly technical field. Their adaptability and in-depth understanding of the unique challenges in the power sector underscore their capability to deliver customized benefit solutions. Another exemplary demonstration of their prowess is their collaboration with Employee Liability Management, a prominent name in the employment services industry in Alabama. Here, Bozeman Enterprises has adeptly handled benefits for more than 380 participants, further cementing their reputation as a versatile and competent broker. Their success in this sector highlights their proficiency in navigating the intricacies of employment services, an industry with its own set of challenges and requirements. Overall, Bozeman Enterprises' strong performance across the electric power generation, transmission and distribution, and employment services industries reflects their broad expertise and commitment to providing exceptional service. Their role as a part of a local brokerage firm adds a personalized touch to their services, making them a reliable and insightful choice for employers seeking comprehensive and customized benefits solutions.

At Garden Street Financial Group, our personalized plans are designed to help provide greater confidence through our full range of investment advisory and financial planning services. We provide individuals and businesses with practical and integrated solutions to help them meet their financial goals. Whether you are looking at investing and building your wealth or protecting your family or business, our comprehensive range of advice and solutions can help ensure you make informed decisions. We act as a resource and guide, helping you understand your financial situation, providing you with tools and advice, and empowering you to make wise choices to pursue your financial goals. Our services include Wealth Management, Financial Planning, Sustainable Investing (ESG), Business Planning, Retirement & Estate Planning, and Long-Term Care Planning. Securities and advisory services offered through Commonwealth Financial Network(r), member FINRA/SIPC, a Registered Investment Adviser. Garden Street Financial Group LLC, 3095 W. 38th Avenue Suite 200 Denver, CO 80211 303-458-7644. This communication is strictly intended for individuals residing in the states of AR, AZ, CA, CO, FL, GA, HI, IL, KY, ME, MN, MO, NC, ND, NE, NY, OK, SC, SD, TN, TX, UT, VA, WA, WI, WY. No offers may be made or accepted from any resident outside these states due to various state requirements and registration requirements regarding investment products and services. Review our Terms of Use: http://www.commonwealth.com/termsofuse.html www.finra.org www.sipc.org

Fairhope, Alabama