Understanding financial concepts and money management can be intimidating, but it doesn’t need to be. At DSM Financial, we provide financial strategies that are easy to understand, and more importantly, easy to execute so you can begin securing your financial future today. We look forward to helping you craft a financial plan that is as unique as you are. The professionals at DSM Financial provide financial services for families and businesses, designing "unbiased solutions"​ for them to reach their long and short-term objectives and goals. Licensed Insurance Professional. Respond and learn how insurance and annuities can positively impact your retirement. This material has been provided by a licensed insurance professional for informational and educational purposes only and is not endorsed or affiliated with the Social Security Administration or any government agency. It is not intended to provide, and should not be relied upon for, accounting, legal, tax or investment advice.

Alera Group, Inc. in Miami, FL, is a distinguished insurance broker with a strong local presence, catering primarily to midsize employers. Their proficiency is particularly evident in areas such as medical and ancillary benefits, where they offer tailored solutions to a diverse range of industries. The firm's expertise extends to sectors like miscellaneous durable goods merchant wholesalers and activities related to real estate, highlighting their ability to adapt to various industry demands. Among their notable clientele is Mizner Country Club, a key player in the amusement and recreation industries in Florida, with over 120 participants. This partnership demonstrates Alera Group's capacity to manage insurance needs in the dynamic and people-centered realm of recreation and amusement. Another significant client is Resolve Marine Group, operating in the commercial and industrial machinery and equipment sector in Florida. With more than 100 participants, this relationship showcases Alera Group's skill in addressing the unique insurance requirements of the industrial and machinery sector. Furthermore, The Kolter Group, a major name in the activities related to real estate industry in Florida, with a substantial count of 410 participants, stands as a testament to Alera Group's adeptness in real estate-related insurance solutions. As part of a large national insurance brokerage firm, Alera Group combines the resources and reach of a nationwide organization with the personalized service and in-depth local knowledge essential for navigating the complexities of the Florida insurance landscape. This strategic position allows them to provide comprehensive, customized insurance solutions that align with the specific needs of their clients, ensuring both coverage and peace of mind.

Planmedica Healthcare Solutions in Miami, FL, is a prominent insurance broker operating from a spacious office, providing comprehensive services tailored to the diverse needs of employers. With a wealth of experience, this broker is adept at serving self-funded clients and extending support to local and regional employers. Their extensive portfolio of satisfied clients includes notable names such as Bcc Engineering, Mi9, and Path Medical Center Holdings, spanning industries like architectural and engineering services, computer systems design, offices of physicians, and travel arrangement and reservation services. As a key player in the local brokerage scene, Planmedica Healthcare Solutions excels in catering to midsize, large, and small employers, showcasing versatility and adaptability. Their expertise extends across various sectors, including computer systems design and related services, offices of physicians, and travel arrangement and reservation services. With a proven track record, this broker stands out for its ability to navigate the intricacies of employer benefits. Their commitment to excellence is evident in their successful partnerships, reflecting a deep understanding of the unique challenges faced by businesses in different industries. Planmedica Healthcare Solutions emerges as a reliable ally for employers seeking tailored insurance solutions in the vibrant business landscape of Miami, FL.

Blodgett & Associates is a reputable local insurance broker located in Boca Raton, Florida. With a focus on serving midsize employers across the state, they have developed strong expertise in specialized design services and nondepository credit intermediation industries. Their commitment to providing tailored insurance solutions is evident in their work with BBC International, a prominent employer in the specialized design services sector. Blodgett & Associates collaborated closely with BBC International's HR and finance team to establish a comprehensive suite of insurance plans. They designed a PPO plan, pharmacy benefit management (PBM) services, and a customized drug plan to meet the unique needs of BBC International's 130 members. By leveraging their industry knowledge and attention to detail, Blodgett & Associates ensured that their client received optimal coverage and benefits. The Boca Raton office of Blodgett & Associates extends its exceptional services to a diverse range of employer clients, including notable organizations such as Service Finance Company LLC. Their ability to cater to the insurance needs of midsize employers in various industries sets them apart as a trusted partner in the insurance brokerage field. Blodgett & Associates' dedication to delivering specialized insurance solutions has solidified their reputation as a reliable insurance broker. Their understanding of the specialized design services and nondepository credit intermediation industries enables them to navigate the specific challenges and risks faced by employers in these sectors. With a client-focused approach and a strong presence across Florida, Blodgett & Associates continues to offer comprehensive insurance solutions that meet the unique needs of their midsize employer clients, establishing themselves as a leading insurance brokerage in the region.

Sabal Insurance Group, a local insurance broker based in Fort Lauderdale, Florida, specializes in working with large employers. With their extensive experience in the industry, Sabal Insurance Group has successfully served numerous self-funded employers, providing tailored insurance solutions that cater to their unique needs. The Fort Lauderdale office of Sabal Insurance Group has a notable track record of delivering exceptional service to its clients. One of their standout accomplishments includes collaborating with Iqor Us Inc., a prominent employer in the professional, scientific, and technical services industry, consisting of 4,460 members. By closely collaborating with Iqor's HR and finance team, Sabal Insurance Group expertly crafted a self-funding arrangement that perfectly aligned with the specific requirements of the company's members. This partnership exemplifies their ability to understand and address the complex insurance needs of their clients. Additionally, Sabal Insurance Group possesses strong expertise across various sectors, including professional, scientific, and technical services, as well as offices of physicians. Their wide-ranging knowledge and understanding of these industries make them a reliable partner for businesses seeking comprehensive insurance solutions. While their Fort Lauderdale office serves the local community, Sabal Insurance Group extends its services to clients in Texas as well. They proudly represent reputable employers such as ChenMed and Iqor Us Inc., showcasing their ability to effectively serve businesses of varying sizes and industries. Overall, Sabal Insurance Group stands out as a trusted insurance broker that excels in providing tailored solutions to large employers. Their commitment to understanding their clients' unique needs and delivering exceptional service sets them apart in the industry

EBG is one of the fastest growing e-commerce companies in the country that specializes in travel and entertainment, and also offers other retail products and services, voluntary benefits, and insurance. EBG powers a robust portfolio of technology solutions and operates a network of employer and membership-based platforms reaching a captive audience, providing leading brands with incremental distribution opportunities. EBG is a b2b2c company. The EBG platforms are: - TicketsatWork - Plum Benefits - Working Advantage - Beneplace - MemberDeals

A A La Rocco & Associates, situated in Miami, FL, has carved a niche for itself as a local brokerage firm with a strong focus on serving regional employers. They specialize in providing comprehensive insurance solutions, particularly in medical and ancillary benefits. Their expertise is notably evident in the outpatient care centers industry, where they have established a solid reputation for their in-depth knowledge and tailored approach. One of their most prominent clients, Armor Correctional Health Services, exemplifies their ability to cater to large-scale businesses. Armor, an influential entity in the outpatient care centers sector in Florida, has over 360 participants under A A La Rocco & Associates' insurance plans. This partnership highlights the broker's capacity to handle complex insurance needs and deliver effective results for sizable employee groups. A A La Rocco & Associates distinguishes itself through its hands-on approach and deep understanding of the unique insurance requirements of local and regional businesses. Their success with clients like Armor Correctional Health Services is a testament to their proficiency in navigating the intricacies of the healthcare industry and their commitment to offering personalized services. This Miami-based office is a go-to choice for employers seeking a partner with strong regional insight and a proven track record in the outpatient care centers industry. Their client-focused philosophy ensures that each business they work with receives the utmost attention and tailor-made insurance solutions, making them a valuable asset for any employer in the region.