ClearScopeHR - Miami, FL is a standalone employee benefits brokerage office based in Sunrise, Florida. Its work centers on healthcare and social services employers of mid-size, where it places fully insured medical coverage through PPO and HMO arrangements, along with prescription drug, ancillary lines, retirement plans and Mega Wrap programs. Example carriers include AvMed and Guardian Life.

The Baldwin Group's Miami, FL office, located in Coral Springs, Florida, operates as part of The Baldwin Group. Its work centers on employers in financial activities and healthcare and social services, primarily mid-sized employers. The office places self-funded arrangements and medical coverage, along with ancillary lines and retirement plans, and its book includes employers whose staff rate their benefits highly. Example carriers include BCBS of TN, Cigna and Meritain Health.

CUNDY - MIAMI, FL is an office of CUNDY, based in Fort Lauderdale, Florida. Its work spans manufacturing, professional business services, construction, healthcare and social services, and retail services, with mid-sized and large employers making up its client base. The office places self-funded arrangements alongside fully insured medical coverage, including PPO and HMO plans, prescription drug benefits and ancillary lines, and it also works on retirement plans. Employee ratings of the benefits it places are a noted strength. Example carriers include CIGNA, UnitedHealthcare and Kaiser Permanente.

Mercer's Miami, Florida office, located in Sunrise and part of the Mercer organization, works with employer clients across healthcare and social services, financial activities, professional business services, restaurants, bars and accommodation services, and manufacturing. Its book spans small, mid-sized and large employers. The office places self-funded arrangements alongside fully insured medical coverage including PPO and HMO designs, prescription drug benefits and ancillary lines. It also works on retirement plans and on multiple employer structures including mega wrap and MEWA arrangements. Employer clients including Gables Engineering, Inc. and Inficon Inc. are well rated by their employees for benefits. Example carriers placed by the office include UnitedHealthcare, BCBS Florida Blue and Cigna, among others.

R.V. Johnson Insurance - Port St. Lucie, FL is a standalone brokerage office based in Stuart, Florida. Its employer clients are concentrated in administrative and support services and manufacturing, and it works with mid-sized employers. The office places fully insured medical coverage through PPO and HMO arrangements, along with prescription drug benefits, ancillary lines and Mega Wrap programs. Example carriers include BCBS Florida Blue, Health Options, Inc. and UnitedHealthcare.

In a competitive labor market, offering comprehensive employee benefits is not just an option — it’s a necessity. We provide tailored benefits packages that rival the ones offered by Fortune 500 companies, providing a seamless, online benefits administration and boosting your employees’ performance and well-being. Paychex Agency's Unique Value Proposition includes: Integrated Services - Payroll companies often bundle insurance offerings (like workers' compensation or health insurance) with their payroll and HR services, simplifying processes and reducing administrative tasks; Premiums can be seamlessly calculated and deducted based on payroll data, ensuring accurate and timely payments. Real-Time Adjustments - Workers' compensation premiums can be adjusted automatically as payroll changes, reducing the risk of overpayments or underpayments; Avoidance of large year-end premium audits since adjustments are handled in real-time. Compliance Support - Payroll companies stay up to date with labor laws and regulations, helping businesses remain compliant with insurance-related requirements, such as workers’ comp laws, cobra, model notices, and ACA reporting. Streamlined Reporting - Access to consolidated reports covering payroll, insurance, and related data, making it easier for businesses to manage records and meet reporting requirements. Ease of Onboarding - New employees can be easily enrolled in insurance plans as part of the payroll setup process, reducing paperwork and delays.

Achiote Enterprises - Miami, FL is an employee benefits brokerage office located in Davie, Florida, operating as part of Achiote Enterprises. The office works with mid-sized employers, with industry experience concentrated in professional business services, financial activities, and restaurants, bars and accommodation services. Its work spans self-funded arrangements, medical coverage, ancillary lines and retirement plans, and its employer clients include organizations whose employees rate their benefits highly. Example carriers placed by the office include CIGNA, UnitedHealthcare and BCBS Florida Blue.

USI Insurance Services - Miami, FL is an office of USI Insurance Services, based in Fort Lauderdale, Florida. Its employer clients span manufacturing, retail services, professional business services, financial activities, and healthcare and social services, and range from small employers through mid-sized and large organizations. The office places self-funded arrangements alongside fully insured medical coverage including PPO and HMO plans, prescription drug benefits, and ancillary lines. Its work also extends to retirement plans, mega wrap arrangements, and collectively bargained programs. Clients including Gables Engineering, Inc. and Central Civil Construction Co. are well rated by their employees for benefits. Example carriers include UnitedHealthcare, Cigna and BCBS Florida Blue.

Bentec Insurance Agency's Miami, FL office, part of Bentec Insurance Agency, operates out of Deerfield Beach, Florida. The office works with mid-sized and large employers across administrative and support services, healthcare and social services, manufacturing, retail services, and construction. Its placement work spans self-funded arrangements, medical coverage and HMO plans, along with ancillary lines and retirement plans. The office also handles mega wrap and MEWA structures. Employer clients including American Senior Communities, L.L.C. and Berg Europipe Holding Corp. are well rated by their employees for benefits. Example carriers include UnitedHealthcare, BCBS Florida Blue and Cigna.

Group Insurance Solutions - Miami, FL is an office of Group Insurance Solutions, based in Jupiter, Florida. Its work centers on employers in healthcare and social services, professional business services and retail services, primarily mid-sized employers. The office places fully insured medical coverage, including PPO and HMO arrangements, along with prescription drug benefits, ancillary lines and retirement plans, and its book includes employers whose staff rate their benefits highly. Example carriers include BCBS Florida Blue, CareFirst BCBS of MD and Mutual of Omaha.

Richard S Bernstein & Associates, Inc - Miami, FL is an office of Richard S Bernstein & Associates, based in West Palm Beach, Florida. Its work centers on professional business services employers, primarily mid-sized organizations, for which it places both self-funded and fully insured arrangements. Medical coverage is the core of its book, including PPO and HMO plans, along with prescription drug benefits, ancillary lines and retirement plans. Employer clients including Daniel J Newlin, PA and Gunster, Yoakley & Stewart, P.A. are well rated by their employees for benefits. Example carriers include CIGNA, BCBS Florida Blue and Aetna.