csONE Benefit Solutions. It's what we do. At csONE Benefit Solutions, we specialize in customizing solutions for our producers and their clients. Trusted Insurance Carrier Partnerships csONE Benefit Solutions has an extensive portfolio of Carrier Relationships with highly respected reputations and recognizable names. They are known for their dental, life & disability products. Benefit Communication & Enrollment Support csONE Benefit Solutions offers a unique approach to the benefits education and enrollment process. Our materials are custom designed to ensure employees understand the benefits they currently have, the benefits available to them, and their specific cost. The csONE Team meets one-to-one with each employee to educate, discuss options, and offer guidance through the enrollment process. This is what we do: • Customized Announcement Letters • Personalized Summaries of Benefit Options • Group Education Meeting Presentations. • One-to-One Benefit Consultations • Ongoing Service is part of our solution Client Focused Customer Service We provide real customer service whether you need to talk to an actual person or prefer digital technology through our website or mobile app. Each group is assigned an analyst who stays with the group from implementation, onboarding, education to enrollment. After enrollment, we remain committed to ongoing service.

Torgersen Causey is a trusted local insurance broker based in Pensacola, Florida, with a strong reputation for providing exceptional service and expertise. With a focus on serving large and midsize employers, they have successfully collaborated with a diverse range of clients. Their office in Pensacola has worked closely with Gulf Winds Credit Union, a leading employer in the depository credit intermediation industry. Torgersen Causey partnered with the HR and finance team at Gulf Winds Credit Union to develop a comprehensive insurance plan tailored to their 210 members' unique needs. This included setting up a self-funding arrangement, as well as HMO, PPO, and PBM plans to ensure optimal coverage and benefits. Torgersen Causey boasts extensive experience and expertise in working with HMOs and clients to address their specific requirements effectively. They have also excelled in serving clients with PPOs, tailoring plans to meet members' needs. Their partnerships with reputable pharmacy providers and PBMs have further enhanced their ability to deliver comprehensive and personalized insurance solutions. With a wide range of experience across industries and client sizes, Torgersen Causey has developed a strong M Score, indicating their high level of competence and expertise. Clients have consistently praised them for their excellent customer service and deep industry knowledge, further solidifying their reputation as a top-notch insurance broker. Operating in the competitive market of Pensacola, Torgersen Causey has established themselves as a reliable and trusted partner for businesses seeking tailored insurance solutions. Their strong expertise in the offices of physicians and depository credit intermediation industries allows them to address the unique insurance needs of these sectors effectively.

OneDigital delivers strategic advisory consulting and technology-forward solutions to more than 85,000 employers across the nation. As employee health care, wellness and workplace benefits continue to converge, businesses of all sizes have relied on OneDigital’s exceptional advisory teams for counsel in employee benefits, wellbeing, human resources, pharmacy consulting, property and casualty solutions, as well as the retirement and wealth management services provided through OneDigital Investment Advisors. OneDigital’s commitment to technology and innovation enables its 3,000 advisors to deliver the most modern and intuitive customer experience anywhere in the industry. OneDigital has been named as a Best Place to Work in Insurance by Business Insurance. For more information, visit onedigital.com.

Foundation Risk Partners is one of the fastest growing insurance brokerage and consulting firms in the United States. Through acquisition and organic growth, we continue to expand throughout all regions with a specific growth strategy that ensures a complimentary mix of industry expertise, coverage, specialized services, location, values and cultural fit. The team at Foundation Risk Partners is driven to seek new levels of success for our partners, while providing superior results for our clients.

Barnes Insurance & Financial Services, a part of the Alera Group, is a prominent insurance broker located in Pensacola, Florida. Renowned for their in-depth understanding of local and regional employer needs, this office specializes in providing tailored medical and ancillary benefits solutions. A key aspect of their service includes a focus on small employers, demonstrating a knack for addressing the unique challenges and opportunities that such businesses face. Their client portfolio showcases substantial expertise in diverse sectors. Notably, they serve Fort Walton Machining, a key player in the machine shops, turned product, and screw, nut, and bolt manufacturing industry, catering to over 80 participants. Another significant client is The Bridgeway Center, which operates in the outpatient care centers industry and engages with more than 100 participants. These examples underline Barnes Insurance & Financial Services’ ability to handle complex insurance needs across varied industries, particularly in the realms of machine shops, manufacturing, and healthcare. As a local brokerage firm, they bring a personalized touch to their services, combining local insights with the broad capabilities of the Alera Group. This balance ensures that clients receive both the dedicated attention of a local firm and the expansive resources and knowledge of a larger group. Their experience with small employers further highlights their adaptability and commitment to delivering solutions that align with each client's specific needs and contexts. For employers in the Pensacola area, particularly those within the manufacturing and healthcare sectors, Barnes Insurance & Financial Services presents a compelling option for managing insurance and financial needs with expertise and personalized care.

As one of the top insurance agencies in the Southeastern US, our team knows about the risks that face our communities. As one of the fastest growing agencies, Acentria Insurance provides all our clients with the utmost service and the latest in products and programs. We recognize that everyone is unique in their insurance needs, so we take the time to get to know you. Whether it be car insurance, home insurance, or business insurance, our team of professionals will meet with you to analyze your specific needs and customize a plan to fit your unique situation. We are a full service independent insurance agency, so we always work for you. Serving the needs of our clients and their satisfaction is our #1 priority. We are proud of our heritage and the many satisfied clients we serve across the United States. With over 50 locations throughout the Southeastern US, we are your dedicated resource for ALL things insurance. Acentria Insurance is a Foundation Risk Partners Company.

Reaves Insurance Consultants, a trusted local insurance broker headquartered in Santa Rosa Beach, Florida, has established a solid reputation for their exceptional service and expertise. With a focus on serving clients across a wide range of industries, Reaves Insurance Consultants has successfully provided comprehensive insurance solutions to numerous organizations. One notable example of their expertise can be seen in their work with Great Neck Saw Manufacturers Inc, a prominent employer in the cutlery and handtool manufacturing industry. Reaves Insurance Consultants collaborated closely with the HR and finance team of Great Neck Saw Manufacturers Inc to develop a customized health maintenance organization (HMO) plan. This plan was specifically tailored to meet the unique needs of the company's 250-member workforce, ensuring comprehensive coverage and peace of mind. The Santa Rosa Beach office serves as a central hub for Reaves Insurance Consultants' operations, allowing them to efficiently serve clients across Idaho and New Jersey. In addition to Great Neck Saw Manufacturers Inc, they have established strong relationships with other employer clients in the area. Their extensive experience in the cutlery and handtool manufacturing industry has allowed them to develop deep expertise in this sector, ensuring that they can provide tailored insurance solutions to companies in this field. Reaves Insurance Consultants primarily works with clients of large employers, utilizing their expertise to address complex insurance challenges and deliver optimal coverage options. Their commitment to excellence is evident in their strong track record of client satisfaction and their dedication to meeting the unique needs of each organization they serve. Clients can rely on Reaves Insurance Consultants to provide comprehensive insurance solutions and expert guidance in navigating the ever-evolving insurance landscape.

FBBINSURANCE provides innovative, comprehensive and appropriate insurance and risk management strategies for businesses and individuals. Our team of credentialed and experienced specialists focuses on each client’s specific needs and offers strategies tailored to help meet the goals of our clients. We also offer advice on loss prevention, claims management, compliance with state and federal regulations, and a host of other topics. FBBINSURANCE is a nationally-recognized industry leader and one of the largest bank-owned insurance agencies in the US. With over 190 associates in offices in Alabama, Florida, Mississippi and Tennessee, we consistently deliver exceptional service. Our philosophy is to continuously evaluate our clients’ insurance and risk management needs throughout the year, not just at key times such as renewal, as needs and situations often change, and new opportunities arise. To learn more about our products, services and team of specialists, visit fbbins.com. Fisher Brown Bottrell Insurance, Inc. is a subsidiary of Trustmark National Bank. Insurance products are not deposits or other obligations of, guaranteed by, or insured by Trustmark National Bank or any of its affiliates; are not insured by the FDIC or any other agency of the United States, except in the case of Federal Flood Insurance or Federal Crop Insurance, and may be subject to investment risk, including the possible loss of value.

Garden Street Insurance, located in Pensacola, FL, stands out as a trusted partner for employer benefits, specializing in medical and ancillary coverage. With a robust understanding of the unique needs of local and regional employers, this office excels in tailoring comprehensive benefit solutions. Their expertise is exemplified through successful partnerships with a diverse clientele, including notable cases like Nhe in the offices of real estate agents and brokers industry, based in SC, boasting over 250 participants. This Pensacola-based branch is deeply ingrained in the offices of real estate agents and brokers industries, showcasing their proficiency in crafting insurance solutions that align seamlessly with the specific demands of this sector. The office's commitment to understanding the intricacies of the real estate industry sets them apart, ensuring that their clients receive not just coverage but tailored solutions that enhance employee well-being. Being an integral part of a local brokerage firm, Garden Street Insurance Pensacola brings a personalized touch to their services. This affiliation reinforces their commitment to the community, fostering lasting relationships and a nuanced understanding of the local business landscape. For employers seeking a dedicated and knowledgeable insurance partner in Pensacola, Garden Street Insurance stands out for its regional expertise and client-focused approach.