At Richard S. Bernstein & Associates, Inc., we understand the importance of selecting an insurance agency that has your best interest in mind. Clients can rely on us to deliver competitive insurance solutions and personalized service. Richard Bernstein is a leader in the insurance industry with over 40 years in business. A+ Better Business Bureau ranking was awarded. Full-service, independent insurance firm offering a diverse range of insurance products and carriers designed to meet the needs of our individual, corporate and charitable organization clients. Richard S. Bernstein & Associates, Inc. is committed to providing the utmost level of service with our dedicated account management team, extensive resources and strategic relationships. We are made up of experienced team of professionals providing trusted estate planning and insurance expertise that surpasses industry standards.

The McCall Agency, Inc. and its members have been providing insurance to Property, Casualty, Life and Heath Consumers for over 20 years. We represent the highest quality insurance carriers and are especially adept at designing personalized coverage plans to cover any exposure that any personal or commercial risk may have. Our mission has always been to protect our client's assets and earning power by identifying and evaluating risks, providing insurance products to address those risks, and offering expert loss control and prevention consultation. We are able to offer insurance coverage to clients in over 30 states across the United States. It is our practice to "secure your future, one policy at a time."

USI Insurance Services, located in Vero Beach, Florida, is a national insurance broker renowned for their expertise in providing comprehensive insurance solutions. With a strong focus on meeting the unique needs of their clients, they have established themselves as a reliable partner in the insurance industry. One notable example of their exceptional service is their collaboration with Cherrylake, a prominent employer in the greenhouse, nursery, and floriculture production industry. Working closely with Cherrylake's HR and finance team, USI Insurance Services successfully implemented a tailored PPO plan, PBM, and drug plan, ensuring optimal coverage for their 260 members. Notably, USI Insurance Services has extensive experience working with self-funded employers, a testament to their deep understanding of the complexities involved in such arrangements. Serving a diverse clientele of large employers, this particular office caters to esteemed organizations like Comp X International Inc and Stevens Aerospace and Defense, in addition to Cherrylake. Their commitment to delivering exceptional service extends beyond Florida, as they also serve clients in Texas. With their broad industry knowledge and expertise, USI Insurance Services excels in various sectors, including hardware manufacturing, greenhouse operations, and floriculture production. This proficiency has solidified their position as one of the top brokerages in the Sebastian, FL market. Recognized for their wide range of experience, they boast a strong M Score, affirming their capability to effectively cater to clients of all sizes and industries. Whether clients seek comprehensive insurance solutions or customized plans designed to meet specific requirements, USI Insurance Services is the trusted partner for businesses seeking top-tier insurance brokerage services.

M Pearson Associates, based in the vibrant city of Miami, FL, is a reputable insurance broker offering comprehensive services to a wide range of clients. With a larger office, they boast extensive experience and expertise in the insurance industry, making them a valuable partner for both local and regional employers. One of the key strengths of M Pearson Associates is their proficiency in working with self-funded clients. They have successfully supported a diverse clientele, including prominent organizations like Gunster Yoakley & Stewart PA in the legal services industry, Hardrives of Delray in the highway, street, and bridge construction sector, and International Resorts Management Group in the traveler accommodation industry. These partnerships underscore their ability to cater to clients with varying needs and complexities. M Pearson Associates excels in providing tailored solutions across multiple industries, including legal services, investigation and security services, and traveler accommodation. Their deep understanding of these sectors enables them to offer highly specialized insurance advice and coverage options. As a part of a local brokerage firm, M Pearson Associates leverages their local knowledge and connections to provide personalized service. Their track record of working with midsize and large employers further underscores their ability to handle diverse employer benefit requirements. If you are an employer benefits buyer seeking a trusted partner in the insurance arena, M Pearson Associates in Miami, FL, should be at the top of your list for consideration.

Sellers Benefits Group, located in Miami, FL, is a prominent insurance broker with a substantial presence in the area. As a larger office within the Sellers Benefits Group network, they offer a wealth of experience and expertise to employers seeking comprehensive benefits solutions. One of their standout strengths lies in their extensive experience working with self-funded clients, making them a valuable resource for local and regional employers in Miami and the surrounding areas. Their ability to navigate the intricacies of self-funding sets them apart, providing cost-effective solutions tailored to their clients' specific needs. Sellers Benefits Group in Miami boasts an impressive client portfolio, including notable companies like Everglades Farm Equipment Co in the retail trade industry, where they manage benefit plans for over 310 participants. This underscores their deep understanding of the unique challenges and needs within the retail trade sector, positioning them as industry experts. This office is an integral part of a local brokerage firm, ensuring they have a deep understanding of the local business landscape and regulatory environment. Their demonstrated experience with midsize employers further highlights their versatility, as they can cater to a wide range of client sizes and industries. In summary, Sellers Benefits Group's Miami office offers a combination of local knowledge, industry expertise, and a track record of success with self-funded clients, making them a top choice for employers seeking comprehensive benefit solutions in the region.

Relation Insurance, a renowned regional insurance broker, operates from their office in Stuart, Florida. Specializing in midsize employers, Relation Insurance offers a comprehensive range of insurance solutions tailored to meet the unique needs of their clients. One notable success story for this office location is their collaboration with Avel eCare, an ambulatory health care services employer with 210 members. Relation Insurance worked closely with Avel eCare's HR and finance team to establish a self-funding arrangement, a PPO plan, and a customized drug plan. With a strong presence in the Port St. Lucie, FL market, Relation Insurance stands among the top brokerages in terms of experience. They bring a wealth of expertise to industries such as local messengers and local delivery, as well as ambulatory health care services. The Stuart office of Relation Insurance is dedicated to serving clients across South Dakota, ensuring reliable coverage and exceptional service. Their client portfolio includes esteemed organizations like Armellini Express Lines Inc and Avel eCare. Relation Insurance's commitment to excellence is demonstrated through their tailored approach and deep industry knowledge. With a focus on midsize employers, they provide comprehensive insurance solutions designed to address the unique challenges of their clients. As a regional insurance broker, Relation Insurance leverages their expertise and experience to deliver top-quality coverage and support to midsize employers. Their Stuart office serves as a hub of excellence, delivering personalized insurance solutions to clients across South Dakota and beyond.

Gallagher, a global insurance brokerage, risk management, and consulting firm, serves communities around the globe, helping clients address risk, protecting assets, and recovering from losses. The products and services we provide keep businesses and institutions running, and enable individuals and families to face their future with confidence. Gallagher provides retail and wholesale property and casualty brokerage, alternative risk transfer services, employee benefit consulting, and actuarial services. Gallagher also offers claims and information management, risk control consulting and appraisal services, human resource consulting, and retirement services. #BuildingConfidenceTogether Follow us on social: Instagram: http://instagram.com/gallagherglobal Facebook: http://www.facebook.com/GallagherGlobal Twitter: https://twitter.com/GallagherGlobal YouTube: https://www.youtube.com/GallagherGlobal

Insurance Office of America (IOA) is the fourth largest privately held insurance brokerage in the United States. Founded in 1988, IOA is a recognized leader in providing property and casualty, employee benefits, and personal lines insurance and risk management solutions as well as insurtech innovation. Headquartered in Longwood, Florida, part of the greater Orlando community, IOA has more than 1,300 associates located in over 60 offices in the U.S. and United Kingdom. For more information, visit www.ioausa.com.

Located in the vibrant city of Miami, FL, Sanders Insurance Brokerage stands out as a reputable partner for employer benefits solutions. With a strong focus on medical and ancillary benefits, this office has established itself as a trusted advisor for local and regional employers. Boasting a deep understanding of the dynamic insurance landscape, Sanders excels in crafting tailored packages that meet the unique needs of businesses. One of Sanders' noteworthy strengths lies in its diverse client portfolio. Notable clients, such as Gibraltar Private Bank and Trust, a leading player in depository credit intermediation with over 40 participants, and Michael Van Valkenburgh Associates, a Massachusetts-based firm in the architectural, engineering, and related services industry with 150+ participants, attest to the brokerage's versatility and capability to cater to various industries. Sanders Insurance Brokerage, as part of a local brokerage firm, leverages collective expertise to deliver comprehensive solutions. Their proficiency extends across architectural, engineering, and related services, as well as depository credit intermediation industries. This breadth of knowledge positions Sanders as an invaluable resource for employers seeking a strategic partner in navigating the intricacies of employee benefits. As a cornerstone in the Miami business community, Sanders Insurance Brokerage exemplifies commitment, expertise, and a client-centric approach to empower employers with effective insurance solutions.