Elan Benefits, located in Miami, FL, is a trusted insurance broker with a strong focus on employer benefits. With a deep understanding of the local and regional market, they specialize in providing comprehensive medical and ancillary benefits solutions to businesses in the area. One of their notable strengths lies in their expertise within the educational services industry. Elan Benefits has successfully catered to institutions like National University College, based in Puerto Rico, which has over 180 participants. This demonstrates their ability to tailor insurance plans to meet the unique needs of educational organizations and their employees. Elan Benefits is a proud member of a local brokerage firm, which further solidifies their commitment to the community and their understanding of the specific challenges and opportunities that businesses in the Miami area face. What sets Elan Benefits apart is their dedication to delivering tailored insurance solutions that align with the specific goals and requirements of their clients. They bring a wealth of experience and knowledge to the table, ensuring that employers receive the best possible benefits packages to attract and retain top talent while managing costs effectively. In conclusion, Elan Benefits is a reputable insurance broker in Miami, FL, known for their local expertise and their ability to provide customized insurance solutions, particularly in the educational services industry. Their track record of serving clients like National University College speaks to their commitment to excellence and their ability to meet the diverse needs of employers in the region.

BRP is now The Baldwin Group! We’ve updated our name to reflect our unified group of talented teams across the country. The Baldwin Group is a cohesive group of experts in business insurance, employee benefits, retirement planning, and all areas of private and personal insurance. Since our founding in 2011, we’ve evolved from a local business into a national firm with a vast network of specializations and industry practices for the benefit of our more than two million clients across the country. In addition, we have built excellent relationships with a wide range of insurance company partners. These relationships, coupled with our entrepreneurial and family-oriented culture, and deep expertise enable us to seamlessly deliver a breadth of innovative solutions to clients. At The Baldwin Group, we help provide the solutions our clients need to have confidence and gain peace of mind as they pursue what’s possible for themselves, their families, and their businesses. Whether they are renting their first apartment or buying a larger home, opening a small business or taking their company public, we offer solutions to support them on every step of their journey. This has been our story since the beginning—we provide the indispensable expertise and quality insights that give our clients peace of mind to pursue their purpose, passion, and dreams. And that’s what The Baldwin Group will continue to do for years to come: we protect the possible.

Associated Financial Consultants & Investor Services is dedicated to the creation and conservation of lifetime assets. We provide financial solutions to complex situations and challenges that are easy to digest, understand, strategize from and most importantly execute, track and adapt to. Our clientele consists of a wide variety of individuals, who are both well-established or establishing themselves, and companies of all sizes, both local and national. We believe that every individual and company is unique – such as ourselves – with a wide array of goals and challenges throughout multiple stages, whether it’s finding success, during success or with continuing success. Therefore, every solution needs to be tailored and customized with a unique approach. Associated prides itself on being independent for over 40 years, and it’s our goal to continue helping others remain unique and independent for many generations to come. ### Securities offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities (Associated Investor Services, Inc. and Associated Financial Consultants, Inc.) and/or marketing names, products or services referenced here are independent of Osaic Wealth.

Rda Benefits Group in Miami, FL, stands out as a formidable insurance broker, operating from a larger office with a robust team of experts. Specializing in employer benefits, their focus extends to both local and regional businesses, where they excel in tailoring medical and ancillary benefit solutions. With demonstrated proficiency in serving midsize and small employers, Rda Benefits Group has proven its adaptability across various business scales. This Miami-based branch showcases notable expertise in the air transportation industry, exemplified by their successful partnership with Sky Lease I, a prominent player in Florida with over 210 participants. Rda Benefits Group's in-depth understanding of the intricacies within the air transportation sector positions them as a valuable asset for businesses in this domain. Being part of a local brokerage firm, Rda Benefits Group combines the advantages of a well-established network with the personalized service characteristic of a local entity. Their commitment to client satisfaction is evident in their track record of catering to the unique needs of diverse industries, ensuring that each client receives tailored solutions to optimize their employee benefits programs. With a reputation for excellence and a client portfolio reflecting their versatility, Rda Benefits Group's Miami office is a compelling choice for employers seeking comprehensive and customized insurance solutions.

A A La Rocco & Associates, situated in Miami, FL, has carved a niche for itself as a local brokerage firm with a strong focus on serving regional employers. They specialize in providing comprehensive insurance solutions, particularly in medical and ancillary benefits. Their expertise is notably evident in the outpatient care centers industry, where they have established a solid reputation for their in-depth knowledge and tailored approach. One of their most prominent clients, Armor Correctional Health Services, exemplifies their ability to cater to large-scale businesses. Armor, an influential entity in the outpatient care centers sector in Florida, has over 360 participants under A A La Rocco & Associates' insurance plans. This partnership highlights the broker's capacity to handle complex insurance needs and deliver effective results for sizable employee groups. A A La Rocco & Associates distinguishes itself through its hands-on approach and deep understanding of the unique insurance requirements of local and regional businesses. Their success with clients like Armor Correctional Health Services is a testament to their proficiency in navigating the intricacies of the healthcare industry and their commitment to offering personalized services. This Miami-based office is a go-to choice for employers seeking a partner with strong regional insight and a proven track record in the outpatient care centers industry. Their client-focused philosophy ensures that each business they work with receives the utmost attention and tailor-made insurance solutions, making them a valuable asset for any employer in the region.

OneDigital’s team of fierce advocates helps businesses and individuals achieve their aspirations of health, success and financial security. Our insurance, financial services and HR platform provide personalized, tech-enabled solutions for a contemporary work-life experience. Nationally recognized for our culture of caring, OneDigital’s teams enable employers and individuals to do their best work and live their best lives. More than 100,000 employers and millions of individuals rely on our teams for counsel and access to fully integrated worksite products and services and the retirement and wealth management advice provided through OneDigital Investment Advisors. Founded in 2000 and headquartered in Atlanta, OneDigital maintains offices in most major markets across the nation. OneDigital has received the Glassdoor Employees’ Choice Award for Best Places to Work in 2023. For more information, visit onedigital.com.

Sabal Benefits provides innovative employee benefits services beyond those typically offered through large national brokers. Using their in-depth knowledge and expertise in benefits plan structure, funding and negotiation, legislative compliance, HRIS implementation, and wellness programming, Sabal Benefits concentrates on clients with complex needs that seek cutting-edge programs. After carefully analyzing the business priorities, financial goals, coverage need and unique culture of each client company, Sabal Benefits strives to optimize the right structure, mix and level of benefits to maximum value. Sabal Benefits is a leader in seeking new ways to manage benefit risks and was the first broker in the South Florida region to define and implement a Cost- Plus arrangement. Clients are also provided with comparative data to help make informed decisions about local medical procedure costs. The Sabal Benefits team brings advanced analytical skills and razor-edged negotiation tools to deliver the precise level of benefit program that fits each client’s objectives while making sure it is delivered at the fairest price. New clients seek guidance from Sabal Benefits when: • Renewal costs have steadily escalated and you need to explore options • Employees are complaining to HR about the current program • Payroll size or classifications are changing rapidly • Compliance requirements are unclear, especially ACA provisions If your mid-size to large business (50-1,000 employees) is ready for a review of your benefits program, please reach out to us so we can help you with a custom and affordable solution to meet the needs of your business and your workforce. Contact us: office (954) 828-9948.

Frank B Dolph III & Associates, located in the vibrant business hub of Miami, FL, is a distinguished insurance broker catering to the diverse needs of local and regional employers. With a specialized focus on medical and ancillary benefits, this office boasts a wealth of expertise that proves invaluable for employers seeking comprehensive coverage solutions. One of their notable strengths lies in their tailored services for various industries, with a noteworthy track record in the restaurant and legal services sectors. Among their esteemed clientele, Frank B Dolph III & Associates has proudly served Flanigans Enterprises, a prominent player in the restaurants and eating places industry, boasting over 240 participants. Additionally, they have demonstrated their prowess in the legal services realm, partnering with Tripp Scott PA, a leading firm in the legal services industry with more than 60 participants. This Miami-based office is an integral part of a local brokerage firm, solidifying its commitment to the community. Frank B Dolph III & Associates distinguishes itself through a client-centric approach, delivering tailored insurance solutions that align seamlessly with the unique requirements of each employer. With a reputation for excellence and a proven track record with top-tier clients, this office stands as a reliable partner for employers navigating the complex landscape of employee benefits.

Escalaassociates, based out of Miami, FL, stands out as a premier insurance broker specializing in providing comprehensive employee benefits solutions for local and regional employers. With a dedicated focus on medical and ancillary benefits, this office location has established itself as a reliable partner for businesses seeking expert guidance in navigating the complex landscape of employee benefits. Drawing on their extensive experience, Escalaassociates has cultivated a deep understanding of the needs of various industries, including professional and commercial equipment and supplies merchant wholesalers and employment services. Notable among their clientele is the Youth Co-Op, a key player in the employment services industry in FL, boasting 230+ participants. Additionally, Heritage Food Service Group, based in IN and operating in the professional and commercial equipment and supplies merchant wholesalers sector, entrusts Escalaassociates with the well-being of its 50+ participants. As part of a local brokerage firm, Escalaassociates brings a localized touch to their services, ensuring a nuanced understanding of the unique challenges faced by businesses in the Miami area. Their commitment to excellence and proven track record make them a valuable ally for employers seeking tailored and effective employee benefits solutions.