Market Insights

What exactly is it that remote workers are looking for in their city of choice in the first place?

May 19, 2023

Risk managers are currently preoccupied by cybersecurity breaches, talent shortages, and catastrophes.

April 12, 2023

Insurance needs are changing and evolving right alongside the technologies that are better equipping insurers and policy holders to best address and respond to those needs.

April 19, 2023

The US workforce as a percentage of total population continues to grow after cratering by almost 10% in the early days of the pandemic 3 years ago.

Though automakers and tech companies are both reducing their workforce at similar times, their reasons for doing so and the issues within each industry are substantially different.

US companies are anticipating that they will be offering a 3.8% pay increase on average next year.

August 16, 2023

Three bank failures in two months is certainly cause for concern, but the banking system of today is not the same banking system we saw nearly collapse during the Great Recession.

May 9, 2023

A monthly debrief on what’s new and noteworthy in the world of employee benefits. Read on for the latest information on the economy, the employment situation, and what's trending in the world of health insurance and employee benefits.

May 22, 2023

Customer and client expectations for quality of products and services is higher than ever, and business is much more easily lost than gained - especially regained.

May 9, 2023

The first quarter of 2023 has recorded natural disaster damages at levels not seen in years, and many companies don't realize how significant their coverage gaps may be.

April 24, 2023

Demand for Property & Casualty insurance is approaching record-breaking levels and the trend looks on pace to continue.

May 12, 2023

Commercial insurance prices are still climbing, but their growth rate is less than half of what it was during the recent growth rate peak in 2020.

The cyber insurance market has been uncharacteristically stable, but that isn’t likely to remain the case for long.

August 23, 2023

Demand for cyber insurance continues to surge despite a reduction in malware attacks last year - which are likely to increase again this year in any case.

June 29, 2023

Looking at the historical length of most recessions compared to when the inverted treasury yield curve - an indicator of economic downturn - is forecast to revert to normal shows that the next recession may be years down the line. Alternatively, the next recession could potentially be longer than usual.

The article provides an overview of the current state of employee benefits in the United States through the lens of benchmarking. It examines trends in benefit offerings and usage, as well as the impact of the COVID-19 pandemic on employer-sponsored benefits.

December 19, 2022

Employment conditions in the US continued improving through November to close out the fall season of 2020, but the rate of recovery has continued slowing down, as well.

December 6, 2020

As an AI language model, I cannot summarize this article as it discusses a hypothetical scenario of employment snapshot in Columbia, MO in November 2022, which is in the future beyond my knowledge cutoff date of September 2021.

The Fed raised interest rates another quarter point when they met last week, and Fed Chair Jerome Powell provided a significant amount of insight into the impact they expect their actions will have on several aspects of the labor market and economy.

March 27, 2023

The latest formula for calculating flood insurance rates is leading to a large rate spike, so federal regulators may be making some additional adjustments to those calculations.

April 26, 2023

The GDP only grew at a little over 1% annualized growth through the first quarter of 2023, which is down a point and a half from the fourth quarter of 2022.

May 10, 2023

A combination of outsourcing, internal training, outside hiring, and technological renovations were key factors that enabled some businesses to grow despite global turmoil.

April 17, 2023

Healthcare marketing can be improved with better consumer preference data analytics, a less disjointed journey throughout the process of seeking and receiving care, and better analysis after the fact in order to evaluate and improve upon that performance in future iterations.

March 21, 2023

Employees in more than half of all states will benefit from a higher minimum wage in 2023.

January 25, 2023

Artificial intelligence is currently transforming the insurance business from marketing to claims processing and just about everything in between.

April 14, 2023

Take a look inside one company's comprehensive approach for supporting the mental health and well being of their employees.

May 31, 2023

Grossly insufficient password strength is a cybersecurity issue that is all too common even at the world's largest companies.

April 28, 2023

The US government is on course to shut down at the end of September, and if history is a guide, federal employees and those that depend upon the services they provide would be wise to prepare for those services to be on hiatus in the near future.

September 20, 2023

Any cybersecurity measure is better than no security at all, but stacking several different tiers of protection compounds the effectiveness of each level.

April 6, 2023

Gathering information from a variety of internal and external sources about what's going on, what's going wrong, and what's been overlooked is key in bringing troubled companies back from the brink.

April 10, 2023

With economic downturn becoming an increasingly popular near-term prediction, CFOs across the US are turning to hybrid work as a means of reducing facility expenditures, for one.

March 29, 2023

Hybrid work has had a number of positive impacts on women's experience in the work place, and most women will readily change jobs in order to obtain or maintain a hybrid schedule.

March 27, 2023

IBM's CEO expects artificial intelligence to replace about 7,800 back office jobs in the very near future.

May 4, 2023

Inflation has slowed significantly compared to the trailing 12 months and was down to 3.8% in February.

April 3, 2023

Inflation in the US only 3% between June 2022 and June 2023 - below the average of 3.8% inflation recorded between 1960 and 2022.

July 13, 2023

Transitioning your business processes from terrestrial technology platforms to cloud-based ones might seem like a an expensive and time-consuming undertaking, but the costs of not staying up-to-date with emerging technologies is often much greater.

April 11, 2023

The parametric insurance market has been surging as a result of technology and extreme weather to become a viable stopgap (and in some cases replacement for) traditional catastrophe coverage.

April 18, 2023

Better data, model updates, proactive and ongoing communications among stakeholders, and continuing education are some of the keys to ensuring your cyber insurance is optimized for the needs of your business.

March 22, 2023

The latest economic release from the Bureau of Labor Statistics reports that the U.S. added 339 thousand new jobs last month, while the unemployment rate rose to 3.7%.

June 5, 2023

While the concept of a living wage has become an issue of increasing importance to both employers and employees in recent years, the number of workers actually earning a living wage has been steadily decreasing at the same time - though that decrease has not been experienced across industries and/or geographies in equal measure.

April 1, 2024

While there are plenty of employees still playing musical chairs, there is an increasing concern about when the music will be stopping as both the hot job market and economy in general cool.

April 6, 2023

The proportion of job listings that include salary ranges has shot up over the past couple years, with almost half of all listings now including an expected salary range.

March 27, 2023

Fewer than 5% of surveyed small business owners passed a general insurance knowledge test and were unaware of insurance-related information that could have significant impacts on their business.

March 20, 2023

U.S. payrolls added 517k jobs last month while unemployment dropped to 3.4%, which marked the first time the reported unemployment rate dipped below 3.5% since the late 1960s.

February 6, 2023

The gig economy has evaded traditional survey methodology and led to a massive underestimate of the proportion of the workforce that does some form of contract work or other self-employed labor.

Criminally fraudulent actors often prey on people and organizations when they are in at their weakest and most vulnerable, especially after experiencing a setback or personally unfamiliar situation like the fallout from a natural disaster.

May 25, 2023

It can not be fairly argued that ransomware attacks are an unforeseeable problem at this point, which is especially problematic given the large proportion of business operations, vital data, and customer interactions that depend upon potentially susceptible platforms.

March 30, 2023

Growing concerns about economic downturn are causing employees to work longer hours and dread losing their jobs to the detriment of both their health and work.

April 5, 2023

Remote workers are seeing less coworker feedback on their work product, which is especially true for women and younger workers.

May 3, 2023

Read the latest edition of our LinkedIn newsletter, "This Month in Benefits," for a quick recap on the economy, legal updates, and what's trending in the employee benefits world.

April 14, 2023

More people are shopping for insurance using mobile devices, and ease of use and access to technological tools are motivating factors that can inspire these kinds of users to switch insurance providers.

Each month, Mployer collects and presents some of the most relevant and interesting technology-related information, insight, and examples we've encountered in the areas of insurance, workforce management, and employee benefits.

January 10, 2024

The use of telemetrics in the commercial auto insurance space is growing quickly - Which coverage areas are next and how can your company prepare to take advantage of that expense-lowering opportunity when it arises?

October 28, 2023

A recent survey highlights some cyber insurance market trends and some of the requirements that cyber-insurance-seeking organizations have had to satisfy in order to obtain it. 

September 27, 2023

The jobs report released by the Bureau of Labor Statistics on April 3, 2021 shows very solid gains in the job market that significantly surpass most economic forecasts and bode well for the proposition that the quickening pace of our recovery is indeed sustainable.

April 9, 2021

The latest report on the state of the US economy shows that over 430k new jobs were added last month, bringing the unemployment rate down to 3.6%, the lowest it has been since the pandemic began. While this represents a complete economic recovery, some metrics, such as long-term unemployment and the number of people looking for work, have not yet returned to pre-pandemic levels.

April 4, 2022

It’s been said that one jobs report is just one jobs report, but this is one great jobs report.

August 13, 2021

The US job market saw a record-setting growth last month with the addition of 528,000 jobs, doubling consensus economic forecasts, and marking the lowest unemployment rate in over half a century at 3.5%. However, concerns remain over a looming economic downturn and the balancing act between a hot job market, high inflation, and economic stability, which will be the primary focus of attention in the coming months.

August 8, 2022

The short story is that the U.S economy added 210,000 jobs last month, bringing the unemployment rate down from 4.6% to 4.2%.

December 8, 2021

The US job market continued to show consistency, with employers adding 263,000 jobs last month, exceeding Dow Jones forecasts for the second month in a row, and the unemployment rate holding steady at 3.7% for the second consecutive month. The leisure and hospitality industry saw the largest number of new jobs, while wages rose again, with the average hourly pay rate up 18 cents to $32.82 across the workforce.

December 7, 2022

The US added almost 500,000 new jobs last month, which more than doubled the number of new jobs initially reported in the two prior months, according to the Bureau of Labor Statistics. The leisure and hospitality industry saw the most significant gains, claiming over 150,000 new jobs, but the unemployment rate ticked back up to 4%, signaling a resurgence of reentrants into the labor market.

February 7, 2022

The US labor market showed a slight improvement in January with a small reduction in unemployment rate and a small net increase in non-farm jobs. However, compared to February 2020, the market still has a long way to go, with the leisure and hospitality sector hit the hardest and healthcare jobs still down by over half a million since the pandemic struck.

February 9, 2021

The U.S. economy added almost 200,000 jobs last month, bringing the unemployment rate down from 4.2% to 3.9%.

January 11, 2022

The big headline number from the latest jobs report is 850 thousand new jobs added over the last month, which is certainly good news and underscores the quickening pace of the current economic recovery.

July 15, 2021

The US unemployment rate remained steady at 3.6% for the fourth consecutive month, while job growth exceeded expectations, with the US adding 372,000 jobs in February. The professional and business services industry added 74,000 new jobs, edging out the 64,000 jobs added in the leisure and hospitality industry, and healthcare added 54,000 jobs, while the transportation and warehousing industry added 36,000 jobs, and manufacturing added 29,000 jobs.

July 11, 2022

The latest economic release from the Bureau of Labor Statistics reports that the U.S. added 209 thousand new jobs last month, while the unemployment rate fell to 3.6%.

July 7, 2023

The unemployment rate ticked down .3% last month bringing the total number of unemployed persons down by nearly 500k, which is an improvement over the somewhat disappointing jobs report released in May. The number of people seeking unemployment aid has dropped for 5 straight weeks now.

June 16, 2021

The U.S. unemployment rate remained steady at 3.6% for the third consecutive month; this is not only a testament to economic stability despite inflationary pressure, but also marks an almost 50-year historic low.

June 6, 2022

The US economy added 678k new jobs in February, bringing the unemployment rate down to 3.8%, the lowest rate since the start of the pandemic. While economists argue that the economy has essentially recovered, the impact of COVID-19 is not yet a thing of the past, and the destabilization of Ukraine may negatively affect the global economy in the coming months.

March 7, 2022

The latest economic release from the Bureau of Labor Statistics reports that the U.S. added 311k new jobs last month, outperforming economists' predictions yet again.

This month’s Employment Situation release from the Bureau of Labor Statistics shows jobs gains that have fallen short of expectations and an unemployment rate that is largely a story of ‘two steps forward, one step back’ over the last several months.

May 14, 2021

The US job market added nearly 430,000 new jobs in February, the 12th consecutive month with more than 400,000 job additions, with the manufacturing and transportation industries each adding more than 50,000 jobs. While there were no significant changes in employment rates among various worker groups and demographics, and despite concerns around rising inflation and supply chain issues, the job market has remained stable, although economists must consider the possibility of a recession in the near future.

May 9, 2022

The latest economic release from the Bureau of Labor Statistics reports that the U.S. added 253k new jobs last month, while the unemployment rate fell to 3.4% for just the second time since the late 1960s.

May 5, 2023

The US economy added over half a million jobs in February, indicating a stronger and more resilient economy than previously anticipated. Although the unemployment rate dropped to 4.6%, it remains over 1% higher than before the pandemic, but this rate is historically considered strong and there are signs of continued progress towards pre-pandemic levels.

November 9, 2021

U.S. employers added 261k jobs last month, nearly matching the 263k jobs that were initially reported the month before (that have been subsequently updated to 315k).

November 8, 2022

The latest release from the U.S. Bureau of Labor Statistics (BLS) showed that almost 200,000 new jobs were added last month, with the leisure and hospitality industries leading the field. Although this figure fell below what many analysts forecasted, it still represents forward progress in the economic recovery, with the unemployment rate dropping below 5% for the first time since the first pandemic wave hit the country back in the spring of 2020.

October 15, 2021

The US added 260,000 jobs in February, slightly more than the 250,000 forecast by economists, as the unemployment rate fell to 3.5%. Wage growth also rose, increasing at an annualised rate of 5% over the month, while the percentage of employees working remotely fell 1.3% to 5.2%.

October 12, 2022

In last month’s impressive report, nearly 1 million new jobs were added, capping off a period of strong economic growth throughout the spring and summer months. As such, it was perhaps inevitable that the positive momentum toward recovery would eventually slow.

September 15, 2021

The U.S. added about 315K jobs last month, despite a slowing economy and a 0.2% increase in the unemployment rate–bringing it up to 3.7%.

September 6, 2022

Interest rates clime above 5% for the first time in 16 years.

May 5, 2023

Internet shopping and pandemic-related supply chain problems have both contributed to a steady increase in logistics insurance coverage.

April 4, 2023

We have all seen the demographic charts showing how Americans are moving out of the Northeast and Midwest, as well as the West and moving South. Chicagoans down to Nashville, Nashville down to the panhandle, and so on.

June 9, 2023

A recent survey looks at some of the continuing effects that can be felt through the economy and workforce in the wake of the so-dubbed Great Resignation, including that a substantial proportion of people who quit their jobs during the pandemic regret doing so and believe they quit too hastily.

March 17, 2023

While inflation has slowed substantially already, economists have mixed opinions about whether or not we will be returning to pre-pandemic inflationary rates at any point in the near future.

For the second straight month, the U.S.

April 19, 2022

Each month, Mployer Advisor parses through the Bureau of Labor Statistics’ most recent State Employment and Unemployment Summary to highlight some employment trends across various markets. This is an overview of April’s report.

April 21, 2023

The national unemployment rate fell by half a percentage point as of the latest release from the Bureau of Labor Statistics (BLS).

September 8, 2021

The US unemployment rate has fallen below 3.5%, according to the latest report from the Bureau of Labor Statistics (BLS), to become the lowest registered unemployment rate in the country over the last 50 years. Fourteen states and Washington, D.C. saw reductions in their unemployment rates, with Minnesota remaining the state with the lowest unemployment rate for the second consecutive month.

August 22, 2022

The state unemployment summary for January has been released a month later than usual due to unusual quirks in the timing of the latest economic reporting releases from the Bureau of Labor Statistics. The data is somewhat outdated, but can be seen as a forward-looking snapshot of conditions that are expected to continue improving, with 19 states seeing unemployment rate reductions and only three states seeing an increase in January.

March 15, 2022

Meta Description: Each month, Mployer Advisor parses through the Bureau of Labor Statistics’ most recent report to highlight some employment trends across various markets and sectors. This is an overview of February’s report.

March 14, 2023

The US national unemployment rate has fallen below 4% for the first time since the start of the Covid-19 pandemic, with nearly 85% of states reporting a month-to-month decrease in the unemployment rate. However, only 17 states have experienced significant growth in new jobs, indicating that some of the reduction in the unemployment rate could be due to a drop in the labor pool of active job seekers, and economic optimism among consumers remains low.

January 28, 2022

The Bureau of Labor Statistics (BLS) released its State Employment and Unemployment recap for July 2021.

July 18, 2021

The US unemployment rate has remained stable at 3.6% for a third of a year, although some states have seen job growth slow in recent months, indicating that the market may have peaked. While a small number of states such as Alaska and West Virginia reported reduced job growth in the past two months, others including Tennessee, Texas and Florida gained significant numbers of new jobs, with Nevada, Texas and Georgia securing the largest increases over the year.

July 25, 2022

For the past three months in a row, the U.S. unemployment rate has held steady at 3.6%, hovering just above its lowest point in 50 years.

June 20, 2022

Each month, Mployer Advisor parses through the Bureau of Labor Statistics’ most recent State Employment and Unemployment Summary to highlight some employment trends across various markets. This is an overview of June’s report.

June 16, 2023

The U.S. unemployment rate dropped by another 0.2% last month, bringing it down to 3.8%–the exact same unemployment rate reported in March of 2019.

March 28, 2022

The US unemployment rate remained at 3.6% for May and April despite the creation of almost a million jobs over the period, with only four states experiencing a decrease in unemployment and increase in jobs: California, Florida, Minnesota, and Texas. The majority of states saw no significant month-to-month change, and the US economic outlook for 2022 is positive, despite some predictions of future economic turmoil.

May 25, 2022

Each month, Mployer Advisor parses through the Bureau of Labor Statistics’ most recent State Employment and Unemployment Summary to highlight some employment trends across various markets. This is an overview of May’s report.

May 22, 2023

The national unemployment rate dropped by 0.2% last month–down from 4.8% to 4.6%–with nearly 60% of states seeing significant jobs gains while the rest remained largely stable.

November 22, 2021

The US unemployment rate rose slightly to 3.7% in November, with only seven states experiencing job growth. The Bureau of Labor Statistics data also showed that some of the largest population centers, such as California, Texas and Florida, saw a net gain in jobs.

November 22, 2022