At Mercer, we believe in building brighter futures. Together, our 25,000 employees in over 130 counties are helping redefine the future of work, reshape retirement and investment outcomes, and unlock real health and well-being. For over 75 years, we’ve provided trusted advice and solutions to build healthier and more sustainable futures for our clients, colleagues and communities. Balancing economics and empathy in our approach, we work side by side with you to find solutions to benefit your people and your business. By turning ideas into actions that spark positive change, we help you enrich employees’ lives and careers and drive innovation, progress and performance. Mercer is a business of Marsh McLennan. Get to know us better: Click the “learn more” button at the top of the page to discover everything we do to help you meet the needs of today and tomorrow. Follow us on Twitter at @Mercer.

Towne Insurance Agency, a local insurance broker based in Virginia Beach, Virginia, is known for their expertise and experience in providing tailored insurance solutions to a diverse range of clients. With a focus on self-funded employers, they have successfully collaborated with numerous companies, including National Coatings, an 80-member employer in the building finishing contractors industry. Towne Insurance Agency partnered closely with National Coatings' HR and finance team to establish a customized self-funding arrangement, specifically designing a PPO plan that caters to the unique needs of their members. Their track record showcases strong capabilities in working with self-funded employers and effectively addressing member needs through PPOs. Serving clients across a spectrum of sizes and industries, Towne Insurance Agency has built relationships with large, midsize, and small employers such as First Team Toyota, American GFM Corporation, Comfort Systems of Virginia, Inc., and Eastern Carolina Vocational Center. Operating throughout Virginia, this particular office of Towne Insurance Agency extends its services to clients across the state. Thanks to their extensive experience and expertise, they have earned a good M Score, demonstrating their proficiency in meeting the insurance requirements of clients in various industries, including metalworking machinery manufacturing, home health care services, and vocational rehabilitation services. With their commitment to personalized service and comprehensive insurance solutions, Towne Insurance Agency is a trusted partner for businesses seeking reliable coverage tailored to their specific needs.

Managed Benefits, Inc. (MBI) is a privately owned consulting firm serving the Mid-Atlantic States and beyond. Expertise and customer service have always been the foundation of our organization, and that client-centered focus continues to guide our future. This client-centered focus is the driving force behind The MBI Difference. The MBI Mission •To listen to our clients and understand their needs. •To provide our clients with custom tailored services. •To earn the trust and respect of our clients each and every day. •To build upon our professional commitment of being subject matter experts. The MBI Difference So what’s the MBI Difference? (hint)…it all begins with you. You are the expert of your business. Let us learn from you. MBI has a wide range of expertise and tools designed to meet your needs. But really, technology without expertise and personal service is simply annoying. The MBI Difference provides you with staff that are certified, licensed, bonded, experienced, and receive extensive ongoing training to make sure that you have the information you need, when you need it. We stay ahead of the constantly changing and confusing compliance issues that directly impact you. A big component of the MBI Difference is our partnership with United Benefit Advisors, an alliance of over 140 premier independent benefit advisory firms. This allows us to offer you solutions that are innovative, customizable, and cost efficient. A Simple Philosophy with Big Results If a service improves the work lives of our clients and we’ve delivered on our promises, then we believe success has been earned. This philosophy is why MBI maintains a 98% client retention rate. Want to find out how you can make MBI a part of your team? Just call us at 800.948.1709 or contact us.

Partners Together - Endless Possibilities Hilb Group provides the resources of a big insurance broker and the attentive, personal service of a small agency. Our people are our greatest strength. Our values of trust, passion, integrity and growth drive our actions to benefit every client. Managing Risk Your risk profile doesn’t matter – Hilb paints a very wide portrait. We have more than 30 industry specialties, which gives our clients and brokers a unique advantage. We form enduring partnerships to get the best results every time, and work with the top insurers to provide a huge range of high-quality choices, matched exactly to your needs. About Hilb Group Founded in 2009, Hilb Group is a Top 25 middle market independent insurance broker. Hilb Group offers expertise in property & casualty, employee benefits, and retirement services to business and individuals throughout the nation.

Marsh McLennan Agency (MMA) provides business insurance, employee health & benefits, retirement, and private client insurance solutions to organizations and individuals seeking limitless possibilities. With over 9,000 colleagues and 160 offices across the United States and Canada, MMA combines the personalized service model of a local consultant with the global resources and expertise of the world’s leading professional services firm, Marsh McLennan (NYSE: MMC). MMA generates more than $2 billion in annualized revenue, making it one of the largest brokerage operations in North America.

Business Solutions, Inc, a local insurance broker headquartered in Salem, Virginia, is committed to delivering exceptional insurance solutions to clients across the state. With their expertise and dedication to customer service, they have earned high praise and ratings from satisfied clients. One notable example of their work in the Salem office is their collaboration with Turman & Assoc./Turman Hardwood, a prominent employer in the logging industry with 280 members. Business Solutions, Inc closely partnered with Turman & Assoc./Turman Hardwood's HR and finance team to design a comprehensive benefit package, including a self-funding arrangement, a customized PPO plan, and a pharmacy benefit management (PBM) and drug plan. These tailored solutions effectively meet the unique needs of the employer's members. Business Solutions, Inc brings extensive experience in working with self-funded employers and collaborating with clients and PPOs to meet member needs. Their expertise extends to serving large and midsize employers across various industries. Their client base in the Salem office includes notable organizations such as Coordinated Services Management Inc, Goodwill Industries of the Valleys Roanoke Office, National University Services Inc, and Roanoke College. This diverse portfolio showcases Business Solutions, Inc's ability to cater to the insurance needs of different sectors, including educational services, logging, and computer systems design, among others. As one of the top brokerages in the Roanoke, VA market, Business Solutions, Inc has earned a solid reputation for their extensive experience, wide-ranging expertise, and commitment to client satisfaction. Their good M Score reflects their proficiency in serving clients of varying sizes and industries. Clients consistently laud Business Solutions, Inc for their excellent customer service and insurance expertise. With a focus on delivering tailored solutions and a deep understanding of the insurance landscape, they continue to be a trusted partner for businesses in Virginia seeking reliable insurance coverage.

Marsh McLennan Agency (MMA) provides business insurance, employee health & benefits, retirement, and private client insurance solutions to organizations and individuals seeking limitless possibilities. With over 9,000 colleagues and 160 offices across the United States and Canada, MMA combines the personalized service model of a local consultant with the global resources and expertise of the world’s leading professional services firm, Marsh McLennan (NYSE: MMC). MMA generates more than $2 billion in annualized revenue, making it one of the largest brokerage operations in North America.

Marsh McLennan Agency (MMA) provides business insurance, employee health & benefits, retirement, and private client insurance solutions to organizations and individuals seeking limitless possibilities. With over 9,000 colleagues and 160 offices across the United States and Canada, MMA combines the personalized service model of a local consultant with the global resources and expertise of the world’s leading professional services firm, Marsh McLennan (NYSE: MMC). MMA generates more than $2 billion in annualized revenue, making it one of the largest brokerage operations in North America.

Scott Insurance, a division of James A. Scott & Son, Inc., is one of the largest independent, employee-owned providers of commercial insurance, employee benefits, risk management services, bonds, and financial management in the Southeast. In addition to providing comprehensive analyses of our clients'​ coverage needs, we pride ourselves on our trademarked, pro-active risk management services. Our dedicated team of Risk Performance Specialists offer risk occurrence prevention and claims management programs in the world of workers'​ compensation. Our Health Risk Performance Specialists provide employee wellness and financial health risk management programs for our clients'​ employee benefits needs. We have developed and currently lead property casualty and group health benefits captives. Scott has offices in Lynchburg, Richmond and Roanoke, Virginia; Charlotte, Greensboro and Raleigh, North Carolina; Greenville, South Carolina; and Knoxville and Nashville, Tennessee as well as Captive Insurance operations in the Grand Cayman and Vermont.