American Corporate Benefits is a trusted local insurance broker situated in the heart of New York, New York. With a solid track record of delivering exceptional services, they have established themselves as a reliable partner in the insurance industry. One remarkable example of their expertise is their collaboration with the Board of Trustees of The Ibew Local 25 Health & Benefit Fund, a prominent employer in the building equipment contractors industry, boasting a membership of 1720 individuals. American Corporate Benefits demonstrated their commitment to their clients by working closely with the HR and finance team of The Ibew Local 25 Health & Benefit Fund to develop a tailored PPO plan, meticulously designed to address the unique needs of their members. In addition to their specialization in creating customized solutions, American Corporate Benefits has extensive experience working with self-funded employers, providing them with valuable insights and support. Catering to a diverse range of clients, American Corporate Benefits serves large and midsize employers across various industries. Notable clients of their New York office include Elderserve Health Inc, Hebrew Home For The Aged At Riverdale, and New York Proton Center. Furthermore, they extend their services to clients throughout Virginia, ensuring a wide geographic reach. With their deep expertise in the healthcare and social assistance, outpatient care centers, and building equipment contractors industries, American Corporate Benefits brings unparalleled knowledge to the table. Clients consistently praise their high-quality customer service and industry expertise, as reflected in their exceptional client ratings.

Burnham Benefit Advisors is one of the largest independent privately held brokerage and consulting firms in New York. As benefit and human resource specialists established in 1977, we serve organizations across the North East and Canada. Specializing in the design, installation, maintenance, and cost containment of group health insurance and ancillary benefits plans, Burnham Benefit Advisors has maintained over 400 business and professional service clients for over 35 years. Burnham Benefit Advisors also offers human resource management system (HRMS) consulting and technology. HRMS consulting services include on-site data collection, system implementation and training as well as long-term support. Burnham Benefit Advisors is one of the few companies in the country that provides free online benefit enrollment and premium reconciliation for employers with "Total Enrollment." Whether contemplating a new benefit plan or seeking a more efficient alternative to an existing program, Burnham Benefit Advisors provides decision makers with a finished product that reflects employer philosophy, conforms to budgetary requirements and preserves employee morale.

OneDigital, a nationally recognized insurance broker, operates an office in Watertown, New York, dedicated to serving midsize employers. With a strong expertise in the pulp, paper, and paperboard mills industries, they have become one of the top brokerages in the local market. Located in Watertown, New York, this office of OneDigital caters to clients across Washington, offering comprehensive insurance solutions. OneDigital's exemplary work with Knowlton Technologies LLC, a prominent employer in the pulp, paper, and paperboard mills industry, exemplifies their ability to provide tailored insurance plans. Collaborating closely with the HR and finance team at Knowlton Technologies LLC, OneDigital successfully established a self-funding arrangement, along with a customized PBM and drug plan, addressing the unique needs of their members. The Watertown office of OneDigital proudly serves employer clients such as Knowlton Technologies LLC, showcasing their commitment to providing exceptional service and personalized insurance solutions. As a national insurance broker, OneDigital has earned a reputation for its extensive experience and expertise. They possess a deep understanding of the pulp, paper, and paperboard mills industries, ensuring that clients receive specialized insurance coverage that meets their specific requirements. With a focus on midsize employers, OneDigital combines their industry knowledge with a commitment to exceptional customer service. Their Watertown office is well-equipped to meet the insurance needs of businesses in the local market, delivering tailored solutions and unmatched expertise.

With 200 years of community banking experience and a portfolio of $5.0 billion in assets, Five Star Bank offers a wide range of consumer and commercial banking services to individuals, municipalities and businesses through a network of more than 45 branches and offices in Western and Central New York State. We provide our customers a dedicated team of over 600 employees who work together in an environment of trust, integrity, and mutual respect. Our customers are at the heart of our organization, where every interaction is an opportunity for us to deliver a friendly, professional, relationship building experience. We take great pride in being a part of each and every community in which we serve. We're committed to giving back to a variety of non-profit organizations, neighborhood charities and countless others. We are proud to be there for you, our customers, wherever, whenever and however you need us. We are Five Star Bank. Five Star Bank and affiliates of its parent company, Financial Institutions Inc.(FII) also provide diversified financial services to its customers and clients, including brokerage and insurance. More information on Five Star Bank is available through the company website at www.five-starbank.com, on Twitter, Instagram and Facebook. More information on FII and its subsidiaries is available at www.fiiwarsaw.com.

Lidac Employee Benefit Solutions in New York, NY, operates from a spacious and well-established office, distinguishing itself as a prominent player in the insurance brokerage landscape. With a keen focus on serving local and regional employers, Lidac boasts extensive experience in catering to the unique needs of midsize and large companies. Their commitment to excellence is evident in their diverse clientele, showcasing successful collaborations with prominent organizations such as Jacques Moret in the apparel accessories and manufacturing sector, Lifespire in individual and family services, and Yeshiva Shaare Torah in educational services. This thriving brokerage firm, deeply embedded in the local community, leverages its significant expertise across various industries, including offices of physicians, educational services, and individual and family services. Lidac's proficiency in working with self-funded clients sets them apart, providing tailored solutions for employers seeking comprehensive benefit packages. Notably, Lidac is an integral part of a local brokerage network, ensuring clients benefit from both personalized service and the collective strength of a broader industry presence. As employers evaluate their options, Lidac Employee Benefit Solutions stands out as a reliable partner with a proven track record of delivering exceptional value to businesses of all sizes.

After quietly taking care of employee benefits for some of the most respected companies in the region for 25 years, Life & Health Underwriters now also offers Property & Casualty Insurance, Surety Bonding, and Private Client Services. To reflect our new expanded role, we've changed our name to LHUI.