HMS Agency, Inc. is a family-owned and operated full-service insurance agency. We offer expert advice and exceptional service spanning all lines of commercial and personal insurance and a full range of employee benefits. HMS is certified by the New York State Economic Development Corporation as a Women-Owned Business Enterprise (WBE).

Rihal Sunil's New York, NY office stands as a cornerstone of expertise in insurance brokerage, particularly in the realm of employer benefits. This local outpost boasts a commendable track record of serving both local and regional employers, with a specialized focus on crafting comprehensive medical and ancillary benefit packages. Their proficiency extends across diverse industries, including commercial and service industry machinery manufacturing, as evidenced by their collaboration with VJ Technologies, a key player with over 100 participants. In the realm of nursing and residential care facilities, Rihal Sunil has demonstrated exceptional prowess, counting Kennedy Pavilion Rh Dba Pavilion At Queens Rehab and Nursing among its top clients. With over 140 participants, this collaboration underscores the broker's commitment to delivering tailored solutions within the healthcare sector. Beyond individual success stories, Rihal Sunil is an integral part of a local brokerage firm, further solidifying its roots in the community. What sets this location apart is its proven experience in catering to midsize employers. The nuanced understanding of the challenges and intricacies faced by this demographic positions Rihal Sunil as a reliable partner for businesses seeking a tailored and effective approach to employee benefits.

Palmer & Cay is a specialty commercial insurance and employee benefits brokerage and consulting firm. We specialize in industry niches with complex risks and extensive service needs, delivering high value services to clients on a worldwide basis. Our highly synchronized teams bring deep experience and strategic talents to each client’s needs. Our focus is on middle market to large corporate clients, delivering Property & Casualty and Employee Benefits consulting & brokerage services, including risk analysis, claims consulting, program design, marketing and administration, and risk control. When losses occur, we surround our clients with intense claim advocacy services. Building upon a culture that was started nearly 150 years ago, we understood then, and today still believe, that people are what make an organization successful. To deliver on our promise to consistently deliver “exceptional client service”, we know we have to attract the best, most passionate, and technical people in our business. Combining this fundamental approach with a culture where the client is at the center of everything we do allows us to create extraordinary results for our clients.

Schulman Insurance Brokerage's New York, NY office stands out as a prominent hub within their network, showcasing its prominence as a larger office in the heart of the business landscape. Specializing in employer benefits, the team exhibits a strong focus on medical and ancillary benefits, offering invaluable expertise to local and regional employers. With a proven track record, Schulman Insurance Brokerage has successfully catered to diverse industries, including the health practitioners sector exemplified by Mid Island Therapy Associates, boasting 140+ participants. In the professional, scientific, and technical services domain, The Metro Group, with 330+ participants, finds tailored solutions through Schulman's adept services. Precision Global Consulting, a leader in accounting, tax preparation, bookkeeping, and payroll services with 390+ participants, also benefits from the brokerage's extensive knowledge in this field. Integral to the success of Schulman's New York office is its affiliation with a local brokerage firm, underscoring a commitment to the community. The brokerage's demonstrated experience with midsize employers further reinforces its standing as a trusted partner in navigating the intricacies of employee benefits. With a client-focused approach and a rich portfolio of successful collaborations, Schulman Insurance Brokerage's New York, NY office emerges as a strategic choice for employers seeking comprehensive and tailored insurance solutions.

Goetzmann & Associates, located in Syracuse, NY, stands out as a premier insurance broker, specializing in tailoring comprehensive employee benefits solutions for local and regional employers. With a strong emphasis on medical and ancillary benefits, this office boasts a deep understanding of the unique needs of businesses in Syracuse and its surrounding areas. One of their notable achievements is their successful partnership with Weitsman Recycling, a prominent player in the waste management and remediation services industry. This collaboration has resulted in tailored benefit plans that cater to the well-being of over 260 participants within the organization. Goetzmann & Associates' proficiency extends beyond their collaboration with Weitsman Recycling, showcasing a broad spectrum of expertise across the waste management and remediation services sectors. What sets this office apart is its affiliation with a local brokerage firm, emphasizing a commitment to the community and a nuanced understanding of the local business landscape. The team at Goetzmann & Associates demonstrates a proactive approach, staying abreast of industry trends to provide innovative and effective benefit solutions. For employers seeking a reliable partner in navigating the intricacies of employee benefits, this Syracuse-based office is a trusted ally with a proven track record of delivering tailored and effective solutions for businesses of all sizes.

Heritage Benefit Solutions, based in the vibrant hub of New York, NY, boasts a substantial and adept team at their larger office. Specializing in insurance solutions, their focus on medical and ancillary benefits positions them as a reliable partner for local and regional employers. With a notable clientele, including industry leaders like Ferrandino & Son, Monday Properties Services, and Storage Deluxe Mgt, Heritage Benefit Solutions has consistently served businesses in the nonresidential building construction, activities related to real estate, and lessors of real estate sectors. What sets this office apart is its deep-rooted expertise across diverse industries, evident in their successful collaborations with clients spanning real estate, construction, and property management. As part of a respected local brokerage firm, Heritage Benefit Solutions brings both a local touch and a broader network to the table. Their demonstrated experience with midsize employers reflects a nuanced understanding of the unique challenges and opportunities faced by businesses of this scale. Employers seeking comprehensive and tailored insurance solutions will find Heritage Benefit Solutions' New York office to be a strategic partner, leveraging its regional knowledge and industry-specific acumen to enhance employee benefits and overall business performance.

Movoto helps homebuyers, sellers, and owners jump-start their real estate journey. We meet people where they are with the tools and assistance they need to move forward with knowledge and confidence. With personalized tools, expert guidance, tailored resources, and market insights, we support each person’s journey — from taking the first steps in home search to building long-term wealth as a homeowner. Today, homeownership isn't within reach of everyone. Join us in creating a world where all people — no matter their race, class, or gender — have what they need to own a home.

Two decades of managed care has sheltered employers and their members from the truth. A lack of transparency and access to the cost and quality of healthcare has contributed to the problem. Simply put, employers have been lead to believe their insurers are negotiating the best prices. We can assure you that network 'discounts' are nothing more than a charade. In fact, employer sponsored health plans are a guarantee your company is paying 50% to 75% too much for prescriptions. Where does that money go? Right back to your Pharmacy Benefit Manager who is owned or owns your insurance carrier. This is unreported income for your insurer and it can be eliminated. This isn't a surprise to most but the extent of the problem is and until now, there was no ability for most employers to see the data. We changed that too. BritePath is our benefit strategy and our name. We help employers and their members forever change the trajectory of the cost and quality of their benefits. Ask yourself this question; Do we have a health insurance problem today? Let's assume for a second you say 'No'. Ok, five years from now the cost of your insurance increases 50% and the quality of your benefits deteriorates. Do you have a problem then? What has that done to your bottom line? What has that done to your ability to attract and retain the best talent? Don't wait five years to find out. Contact BritePath today and get a second opinion that with provide Insights, Analytics, Engagement and Elevate your plan and your people.

Pillar International Insurance Advisors, situated in the bustling heart of New York, NY, stands as a prominent brokerage firm catering to the diverse needs of local and regional employers. With a specialized focus on medical and ancillary benefits, their expertise is underscored by a proven track record of serving esteemed clients, including the esteemed legal services firm, Perkins Coie, based in WA. Their adept handling of 90+ participants within Perkins Coie reflects Pillar International's commitment to delivering tailored solutions within the legal services industry. This office location of Pillar International distinguishes itself through its deep-rooted understanding of the nuances specific to local and regional employers. Their proficiency extends beyond mere industry familiarity to a nuanced comprehension of the diverse needs inherent within the legal services sector. Their collaborative approach and nuanced expertise empower them to navigate the intricacies of this sector, addressing complex requirements with finesse. As an integral part of a local brokerage firm, Pillar International Insurance Advisors leverage their connections and local insights to deliver customized, high-quality solutions. Their hands-on approach, combined with a dedicated focus on client needs, positions them as a trusted partner for businesses seeking comprehensive, effective, and tailored insurance solutions in the dynamic landscape of employer benefits.