As demographic, economic, and political landscapes shift, it has become increasingly important to prepare for the unexpected. Our mission is to provide our clients with a personalized evaluation of their current insurance needs.

Basketball’s point guard is one of the most recognizable positions in all of sports. The point guard leads the team on the court, recognizing when a play is not working and guides the team in running a new play to adjust to changing conditions. Point Guard was founded to bring together many companies and professionals servicing all aspects of personal and business financial services and to guide our clients to success. We offer our clients access to elite advisors through our nationwide network. The founding members of Point Guard are experienced in helping individuals and businesses to achieve their financial goals. Wealth-Rx is a diversified insurance and investment firm specializing in serving high net worth individuals and businesses. Ashe & Klinetop CPAs are experts in business valuations and complex tax strategies for businesses and individuals. Point Guard was founded to unite these and other professional firms to provide you elite personal and corporate insurance and financial services.

Pillar International Insurance Advisors, situated in the bustling heart of New York, NY, stands as a prominent brokerage firm catering to the diverse needs of local and regional employers. With a specialized focus on medical and ancillary benefits, their expertise is underscored by a proven track record of serving esteemed clients, including the esteemed legal services firm, Perkins Coie, based in WA. Their adept handling of 90+ participants within Perkins Coie reflects Pillar International's commitment to delivering tailored solutions within the legal services industry. This office location of Pillar International distinguishes itself through its deep-rooted understanding of the nuances specific to local and regional employers. Their proficiency extends beyond mere industry familiarity to a nuanced comprehension of the diverse needs inherent within the legal services sector. Their collaborative approach and nuanced expertise empower them to navigate the intricacies of this sector, addressing complex requirements with finesse. As an integral part of a local brokerage firm, Pillar International Insurance Advisors leverage their connections and local insights to deliver customized, high-quality solutions. Their hands-on approach, combined with a dedicated focus on client needs, positions them as a trusted partner for businesses seeking comprehensive, effective, and tailored insurance solutions in the dynamic landscape of employer benefits.

HMS Agency, Inc. is a family-owned and operated full-service insurance agency. We offer expert advice and exceptional service spanning all lines of commercial and personal insurance and a full range of employee benefits. HMS is certified by the New York State Economic Development Corporation as a Women-Owned Business Enterprise (WBE).

Rockville Benefit Advisor's New York, NY office stands out as a prominent player in the insurance brokerage landscape. Boasting a substantial footprint, this larger office is strategically positioned to cater to the needs of local and regional employers. With a proven track record in handling self-funded clients, they bring a wealth of experience to the table, making them a reliable choice for employer benefits buyers. One of Rockville Benefit Advisor's key strengths lies in their diverse portfolio of clients, including noteworthy names such as Block Institute School, Morris Rothenberg & Son, and Program Development Services. These clients, spanning educational services, miscellaneous durable goods merchant wholesalers, and nursing and residential care facilities industries, exemplify the broker's versatile expertise. Operating as part of a local brokerage firm, Rockville Benefit Advisor's New York, NY office is well-versed in the intricacies of the insurance landscape. Their demonstrated proficiency in working with midsize employers underscores their ability to navigate the unique challenges faced by businesses of this scale. In summary, this office excels in leveraging its extensive experience, local presence, and industry-specific knowledge to provide tailored insurance solutions for employers, making it a strategic choice for those seeking comprehensive and reliable benefit advisory services.

Empire Benefits Solutions provides the ultimate employee benefits consulting services for mid to large sized companies, serving as an essential partner in your success. Our in-depth analysis of your organization and its requirements enables us to custom design the perfect solution, taking particular care to carve out the exact pieces of the benefit plan that perfectly matches your employees’ needs. From managing employees and attracting and retaining talent to communicating with employees on benefits in a manner that maintains morale and displays appreciation, Empire Benefits Solutions’ comprehensive and extensive knowledge of benefits, HR and processing ensures employee satisfaction, establishes an allied environment, and builds a streamlined foundation of support for your success.

Acumen Solutions Group LLC, situated in the bustling heart of New York, NY, stands out as a local brokerage firm with a distinct knack for serving midsize employers, especially in the realm of medical and ancillary benefits. Their prowess is not just confined to a single industry; they exhibit significant expertise across various sectors, with a special emphasis on activities related to credit intermediation. One of their top clients, Data Search Ny Dba Trakamerica, exemplifies Acumen Solutions Group's capacity to handle complex benefit needs. This Florida-based company, operating in the credit intermediation industry with over 150 participants, is a testament to Acumen's ability to cater to a diverse range of businesses and their unique requirements. What sets Acumen Solutions Group apart is their deep understanding of both local and regional employer needs. This understanding is not just theoretical; it's rooted in practical experience and a proven track record. Their approach is tailored, ensuring that each client receives the attention and expertise required to navigate the intricate landscape of employee benefits. Their focus on midsize employers means that Acumen Solutions Group is adept at scaling their services to meet the specific needs of each client, combining the personal touch of a local firm with the professionalism and resources typically associated with larger entities. In conclusion, Acumen Solutions Group LLC in New York is a versatile, experienced, and client-centric broker, ideally positioned to meet the evolving demands of midsize employers in various industries, particularly those involved in credit intermediation activities.

Two decades of managed care has sheltered employers and their members from the truth. A lack of transparency and access to the cost and quality of healthcare has contributed to the problem. Simply put, employers have been lead to believe their insurers are negotiating the best prices. We can assure you that network 'discounts' are nothing more than a charade. In fact, employer sponsored health plans are a guarantee your company is paying 50% to 75% too much for prescriptions. Where does that money go? Right back to your Pharmacy Benefit Manager who is owned or owns your insurance carrier. This is unreported income for your insurer and it can be eliminated. This isn't a surprise to most but the extent of the problem is and until now, there was no ability for most employers to see the data. We changed that too. BritePath is our benefit strategy and our name. We help employers and their members forever change the trajectory of the cost and quality of their benefits. Ask yourself this question; Do we have a health insurance problem today? Let's assume for a second you say 'No'. Ok, five years from now the cost of your insurance increases 50% and the quality of your benefits deteriorates. Do you have a problem then? What has that done to your bottom line? What has that done to your ability to attract and retain the best talent? Don't wait five years to find out. Contact BritePath today and get a second opinion that with provide Insights, Analytics, Engagement and Elevate your plan and your people.

Ark Advisors, situated in New York, NY, is a notable local brokerage firm, specializing in providing comprehensive insurance solutions to both local and regional employers, with a strong focus on medical and ancillary benefits. This office is recognized for its profound expertise in catering to the outpatient care centers industry, exemplified by their significant clientele, including Refuah Health Center, which has over 340 participants. The team at this Ark Advisors location boasts over 50 years of collective experience. Their licensed professionals are adept at handling a variety of client inquiries, managing necessary paperwork, and aiding in critical decision-making processes. They are well-versed in the local laws and regulations, ensuring that their clients receive the most suitable products at competitive prices. Ark Advisors' commitment to independence is a cornerstone of their service. Operating independently, they prioritize the interests of their clients above all, offering a wide array of insurance options from multiple carriers. This approach enables them to provide the best coverage and rates by shopping among major carriers. Their services are comprehensive, covering areas such as Errors and Omissions (E&O) Policies, general liability, Business Owner Policies (BOP), auto, property coverage, and workers' compensation. In summary, Ark Advisors in New York, NY, stands out for its expertise in the outpatient care centers industry, seasoned team, local knowledge, and independent, client-focused approach in providing versatile insurance solutions.