As demographic, economic, and political landscapes shift, it has become increasingly important to prepare for the unexpected. Our mission is to provide our clients with a personalized evaluation of their current insurance needs.

As a national ancillary benefits provider, we offer a diverse suite of products and services to help employers of all sizes round out their traditional benefits packages. However, our business is more than just the products we offer. Ultimately, we’re in the business of getting our clients closer to their goals – something we’ve committed to since our inception in 1974. Whether that’s offering benefits that attract and retain the best talent or simply allowing more time for our clients to focus on their customers, we provide customizable options that put clients and their employees on a path to certainty and success with costs that work for everyone, and personal, dedicated service that works harder.

Heritage Benefit Solutions, based in the vibrant hub of New York, NY, boasts a substantial and adept team at their larger office. Specializing in insurance solutions, their focus on medical and ancillary benefits positions them as a reliable partner for local and regional employers. With a notable clientele, including industry leaders like Ferrandino & Son, Monday Properties Services, and Storage Deluxe Mgt, Heritage Benefit Solutions has consistently served businesses in the nonresidential building construction, activities related to real estate, and lessors of real estate sectors. What sets this office apart is its deep-rooted expertise across diverse industries, evident in their successful collaborations with clients spanning real estate, construction, and property management. As part of a respected local brokerage firm, Heritage Benefit Solutions brings both a local touch and a broader network to the table. Their demonstrated experience with midsize employers reflects a nuanced understanding of the unique challenges and opportunities faced by businesses of this scale. Employers seeking comprehensive and tailored insurance solutions will find Heritage Benefit Solutions' New York office to be a strategic partner, leveraging its regional knowledge and industry-specific acumen to enhance employee benefits and overall business performance.

Pillar International Insurance Advisors, situated in the bustling heart of New York, NY, stands as a prominent brokerage firm catering to the diverse needs of local and regional employers. With a specialized focus on medical and ancillary benefits, their expertise is underscored by a proven track record of serving esteemed clients, including the esteemed legal services firm, Perkins Coie, based in WA. Their adept handling of 90+ participants within Perkins Coie reflects Pillar International's commitment to delivering tailored solutions within the legal services industry. This office location of Pillar International distinguishes itself through its deep-rooted understanding of the nuances specific to local and regional employers. Their proficiency extends beyond mere industry familiarity to a nuanced comprehension of the diverse needs inherent within the legal services sector. Their collaborative approach and nuanced expertise empower them to navigate the intricacies of this sector, addressing complex requirements with finesse. As an integral part of a local brokerage firm, Pillar International Insurance Advisors leverage their connections and local insights to deliver customized, high-quality solutions. Their hands-on approach, combined with a dedicated focus on client needs, positions them as a trusted partner for businesses seeking comprehensive, effective, and tailored insurance solutions in the dynamic landscape of employer benefits.

Basketball’s point guard is one of the most recognizable positions in all of sports. The point guard leads the team on the court, recognizing when a play is not working and guides the team in running a new play to adjust to changing conditions. Point Guard was founded to bring together many companies and professionals servicing all aspects of personal and business financial services and to guide our clients to success. We offer our clients access to elite advisors through our nationwide network. The founding members of Point Guard are experienced in helping individuals and businesses to achieve their financial goals. Wealth-Rx is a diversified insurance and investment firm specializing in serving high net worth individuals and businesses. Ashe & Klinetop CPAs are experts in business valuations and complex tax strategies for businesses and individuals. Point Guard was founded to unite these and other professional firms to provide you elite personal and corporate insurance and financial services.

Our Technology is Your Future LiDAC.com is a full service Employee Benefits Technology firm. We specialize in the distribution, design, selection and implementation of group insurance benefit programs LiDAC.com provides agents and brokers access to a unique Private Benefits Exchange that combines technology with sale and acquisition of employee benefits utilizing a web based solution. Users will be introduced to a comprehensive and competitive suite of benefit products in a virtual world designed to enhance their knowledge and experience in assisting their customer. LiDAC.com features a number of nationally recognized insurance carriers while hosting their products and services on our Private Benefits Exchange. Products include Life, Accident, Short and Long Term Disability, Dental, and Vision in a variety of contribution methods. Our platform features include; No Paper, No Census, No Booklets, No RFP, No Experience, No Application or Enrollment Forms and No Case Submission for sale and implementation of employer groups with 2 to 1,000 employees. LiDAC.com features two unique technology solutions. "Employer Choice"​ platform features a traditional approach offering insurance products and services available on an employer paid and / or voluntary employee paid basis. "Employee Choice"​ platform offers all voluntary products and services where the broker and their customer may elect to offer a defined ($$) contribution on behalf of each of their employees. Contributions are placed into an employee benefits bank and be used exclusively toward the purchase of their ancillary products. LiDAC.com continues to identify new products, features and services that offer online solutions to changes in the evolution of the insurance industry. Our objective is to provide the most effective, efficient and expedient 100% End to End Solution in the sale, acquisition and implementation of employee benefits nationally through our Private Benefits Exchange.

ClearBridge Compensation Group is an independent consulting firm providing advice to boards and senior management on executive compensation and incentive plan design with a focus on alignment with shareholders, linkage with business strategy, and adherence to strong governance standards. Our partners and team of consultants work together to provide sound advice based on each company’s unique situation. Our work spans across industries for both publicly-traded and privately-held companies.

valicenti advisory services inc. is a financial services company based out of United States.

Ark Advisors, situated in New York, NY, is a notable local brokerage firm, specializing in providing comprehensive insurance solutions to both local and regional employers, with a strong focus on medical and ancillary benefits. This office is recognized for its profound expertise in catering to the outpatient care centers industry, exemplified by their significant clientele, including Refuah Health Center, which has over 340 participants. The team at this Ark Advisors location boasts over 50 years of collective experience. Their licensed professionals are adept at handling a variety of client inquiries, managing necessary paperwork, and aiding in critical decision-making processes. They are well-versed in the local laws and regulations, ensuring that their clients receive the most suitable products at competitive prices. Ark Advisors' commitment to independence is a cornerstone of their service. Operating independently, they prioritize the interests of their clients above all, offering a wide array of insurance options from multiple carriers. This approach enables them to provide the best coverage and rates by shopping among major carriers. Their services are comprehensive, covering areas such as Errors and Omissions (E&O) Policies, general liability, Business Owner Policies (BOP), auto, property coverage, and workers' compensation. In summary, Ark Advisors in New York, NY, stands out for its expertise in the outpatient care centers industry, seasoned team, local knowledge, and independent, client-focused approach in providing versatile insurance solutions.