Provider of Employee Benefits Solutions Through innovation, forward thinking technology and personalized customer service care, we build partnerships with our clients and bring them lasting value. An Acrisure Partner

After quietly taking care of employee benefits for some of the most respected companies in the region for 25 years, Life & Health Underwriters now also offers Property & Casualty Insurance, Surety Bonding, and Private Client Services. To reflect our new expanded role, we've changed our name to LHUI.

Jas Solutions, situated in the bustling heart of New York, NY, stands out as a beacon of excellence in the insurance brokerage landscape. Specializing in employer benefits, this office has cultivated extensive expertise in catering to the unique needs of local and regional businesses, with a primary focus on medical and ancillary benefits. One of Jas Solutions' key strengths lies in their profound understanding of the nursing and residential care facilities industry, demonstrated by their successful partnerships with top-tier clients. Notable examples include Citadel Care Centers, a leading establishment in New York with over 3,120 participants, and Panacea Health Corp, based in Pennsylvania, boasting a participant count of 480+. These partnerships underscore Jas Solutions' ability to navigate the intricacies of the healthcare sector and deliver tailored benefits solutions. What sets this office apart is its affiliation with a distinguished local brokerage firm, providing clients with the assurance of a robust network and collective industry insights. With a commitment to excellence, Jas Solutions in New York is more than an insurance broker; it is a strategic partner dedicated to optimizing employer benefits for businesses in the dynamic landscape of the greater New York region.

Harding Brooks Insurance Agency's Binghamton, NY office stands out as a prominent player in the insurance brokerage landscape, boasting a larger office that exudes professionalism and competence. Specializing in employer benefits, this branch has honed its expertise in catering to the needs of both local and regional employers, with a notable focus on medical and ancillary benefits. With an impressive roster of clients, including telecommunications giant Greenlight Networks (190+ participants), automotive industry leader Matthews Auto Group (290+ participants), and precision manufacturing powerhouse Square Deal Machining (120+ participants), Harding Brooks has demonstrated its ability to navigate diverse industries. The agency showcases a comprehensive understanding of the management, scientific, and technical consulting services, telecommunications, and machine manufacturing sectors. Being an integral part of a local brokerage firm, Harding Brooks leverages its regional roots to provide tailored solutions. Noteworthy is their demonstrated experience in partnering with midsize employers, a testament to their adaptability and understanding of the nuanced requirements of this market segment. Employers evaluating this office location can trust Harding Brooks Insurance Agency in Binghamton, NY for a combination of local insight, industry acumen, and a proven track record in delivering effective and customized insurance solutions for businesses of varying sizes.

Established in 1970 by Marvin Smith, our company has grown to a full service insurance agency. Currently, Insuramax serves the insurance needs of over 5,000 individuals and families, and over 1,000 businesses. Insuramax is a firm that utilizes a unique business model known as the "Risk Reduction Approach and/or Total Benefits Approach". We focus on an elite client group providing long term risk reducing services that will lower their total cost of risk and improve their profitability. As a result of implementing a specifically designed risk reduction plan our client's operations become more attractive to the insurance marketplace.

Our company designs and administers employee benefit plans for small and medium size businesses. We service group health, dental, life, and disability insurance programs, as well as, design and administer 401K and pension plans. Our other specialty is to design financial and estate plans to meet the client's specific situation.

ClearBridge Compensation Group is an independent consulting firm providing advice to boards and senior management on executive compensation and incentive plan design with a focus on alignment with shareholders, linkage with business strategy, and adherence to strong governance standards. Our partners and team of consultants work together to provide sound advice based on each company’s unique situation. Our work spans across industries for both publicly-traded and privately-held companies.

Empire Benefits Solutions provides the ultimate employee benefits consulting services for mid to large sized companies, serving as an essential partner in your success. Our in-depth analysis of your organization and its requirements enables us to custom design the perfect solution, taking particular care to carve out the exact pieces of the benefit plan that perfectly matches your employees’ needs. From managing employees and attracting and retaining talent to communicating with employees on benefits in a manner that maintains morale and displays appreciation, Empire Benefits Solutions’ comprehensive and extensive knowledge of benefits, HR and processing ensures employee satisfaction, establishes an allied environment, and builds a streamlined foundation of support for your success.

Our Technology is Your Future LiDAC.com is a full service Employee Benefits Technology firm. We specialize in the distribution, design, selection and implementation of group insurance benefit programs LiDAC.com provides agents and brokers access to a unique Private Benefits Exchange that combines technology with sale and acquisition of employee benefits utilizing a web based solution. Users will be introduced to a comprehensive and competitive suite of benefit products in a virtual world designed to enhance their knowledge and experience in assisting their customer. LiDAC.com features a number of nationally recognized insurance carriers while hosting their products and services on our Private Benefits Exchange. Products include Life, Accident, Short and Long Term Disability, Dental, and Vision in a variety of contribution methods. Our platform features include; No Paper, No Census, No Booklets, No RFP, No Experience, No Application or Enrollment Forms and No Case Submission for sale and implementation of employer groups with 2 to 1,000 employees. LiDAC.com features two unique technology solutions. "Employer Choice"​ platform features a traditional approach offering insurance products and services available on an employer paid and / or voluntary employee paid basis. "Employee Choice"​ platform offers all voluntary products and services where the broker and their customer may elect to offer a defined ($$) contribution on behalf of each of their employees. Contributions are placed into an employee benefits bank and be used exclusively toward the purchase of their ancillary products. LiDAC.com continues to identify new products, features and services that offer online solutions to changes in the evolution of the insurance industry. Our objective is to provide the most effective, efficient and expedient 100% End to End Solution in the sale, acquisition and implementation of employee benefits nationally through our Private Benefits Exchange.