NFP is a leading insurance broker and consultant providing specialized property and casualty, corporate benefits, retirement, and individual solutions through its licensed subsidiaries and affiliates. NFP enables client success through the expertise of over 7,400 global employees, investments in innovative technologies, and enduring relationships with highly rated insurers, vendors, and financial institutions. NFP is the 5th largest benefits broker by global revenue, 5th best place to work in insurance and 6th largest US-based privately owned broker (Business Insurance); 9th commercial lines agency by P&C commercial lines revenue and 10th largest property and casualty agency (Insurance Journal); and 12th largest global insurance broker (Best’s Review).

With 200 years of community banking experience and a portfolio of $5.0 billion in assets, Five Star Bank offers a wide range of consumer and commercial banking services to individuals, municipalities and businesses through a network of more than 45 branches and offices in Western and Central New York State. We provide our customers a dedicated team of over 600 employees who work together in an environment of trust, integrity, and mutual respect. Our customers are at the heart of our organization, where every interaction is an opportunity for us to deliver a friendly, professional, relationship building experience. We take great pride in being a part of each and every community in which we serve. We're committed to giving back to a variety of non-profit organizations, neighborhood charities and countless others. We are proud to be there for you, our customers, wherever, whenever and however you need us. We are Five Star Bank. Five Star Bank and affiliates of its parent company, Financial Institutions Inc.(FII) also provide diversified financial services to its customers and clients, including brokerage and insurance. More information on Five Star Bank is available through the company website at www.five-starbank.com, on Twitter, Instagram and Facebook. More information on FII and its subsidiaries is available at www.fiiwarsaw.com.

Kafl is an experienced insurance broker catering to clients of large and midsize employers. With their office based in Rochester, New York, Kafl has established itself as a trusted local partner in the insurance industry. They have extensive knowledge and proficiency in working with self-funded employers, offering valuable insights and solutions tailored to meet their unique requirements. Additionally, Kafl boasts a commendable track record in collaborating with pharmacy benefit managers (PBMs) and other specific pharmacy providers, ensuring comprehensive coverage for their clients. One noteworthy accomplishment of Kafl is their successful partnership with Caf USA Inc, a prominent employer in the fabricated metal product manufacturing industry. By closely collaborating with Caf USA Inc's HR and finance team, Kafl assisted in establishing a self-funding arrangement, PBM services, and a custom drug plan specifically designed to address the needs of their 310 employees. This collaborative effort exemplifies Kafl's dedication to providing tailored solutions that prioritize their clients' well-being. Kafl's expertise extends to various industries, particularly in steel product manufacturing, purchased steel, and fabricated metal product manufacturing. Their wide range of experience and knowledge across diverse client sizes and industries has earned them a favorable M Score, a testament to their reliability and proficiency. Servicing clients throughout New York, Kafl's Rochester office serves notable employers such as Bonadio & Co. LLP, Pinnacle Investments, LLC, The Business Council Of New York State, Inc. Insurance Fund, and other respected organizations. With their localized presence and expertise, Kafl is well-equipped to address the insurance needs of businesses across the state, offering personalized services and industry-specific insights to ensure optimal coverage and risk management.

Mondschein Associates, located in the bustling business hub of New York, NY, operates from a larger office, strategically positioning themselves as a prominent player in the insurance brokerage landscape. With a rich history of catering to a diverse clientele, they bring a wealth of experience to the table, particularly excelling in serving self-funded clients. Their expertise extends to supporting local and regional employers, making them a valuable asset for businesses of varying scales. This New York-based office of Mondschein Associates boasts an impressive portfolio of clients, including renowned names such as Gagosian Gallery in the retail trade industry, Krish Actuarial in professional, scientific, and technical services, and Red Arrow Studios International in the motion picture and video industries. These collaborations underscore their versatility across sectors, with a demonstrated track record in retail trade, business support services, and motion picture and video industries. As a key player in the local brokerage scene, Mondschein Associates has established itself as a go-to partner for midsize employers, showcasing a keen understanding of their unique needs. Their commitment to delivering tailored solutions and their expansive industry knowledge positions them as a reliable choice for employers seeking comprehensive and customized insurance brokerage services in the dynamic New York market.

The Atlantic Benefits Agency in Bridgeport, CT, distinguishes itself as a seasoned insurance broker with a strong emphasis on serving the diverse needs of local and regional employers. Their extensive experience in working with self-funded clients positions them as a valuable partner for businesses seeking innovative and customized benefit solutions. Noteworthy among their clientele are prominent companies like J Frank Associates in the professional, scientific, and technical services industry. With over 160 participants, this partnership underscores The Atlantic Benefits Agency's capability to address the nuanced requirements of a sophisticated industry. In the realm of advertising, public relations, and related services, The Atlantic Benefits Agency has showcased exceptional expertise. A prime example is their collaboration with What If Media Group, a key player based in NJ with over 290 participants. This success reflects the agency's adeptness in tailoring benefit packages to the unique demands of the advertising and related services sector. Situated within a local brokerage firm, The Atlantic Benefits Agency in Bridgeport, CT, is deeply rooted in the community, providing a personalized touch to their services. Their demonstrated experience with midsize employers further highlights their versatility in navigating the complexities of businesses of varying scales. With a commitment to excellence, this office stands as a reliable partner for employers seeking comprehensive and tailored benefit solutions.

Alera Group, Inc., located in New York, NY, stands out as a distinguished player in the insurance brokerage industry, especially known for its adept handling of employer benefits. As a significant branch of a large national firm, this office brings to the table a wealth of experience and a broad spectrum of knowledge, particularly in catering to the unique needs of midsize employers. Their proficiency is notably evident in their work with local and regional businesses, where they focus on delivering comprehensive solutions in medical and ancillary benefits. The expertise of Alera Group in New York is not limited to a single sector; they have established a strong presence across various industries, with educational services and legal services being their forte. A testament to their capabilities is their impressive clientele, which includes esteemed organizations like the Lycee Francais De New York in the educational services sector, boasting over 220 participants. Similarly, in the legal services industry, they have successfully collaborated with Mobilization For Justice, serving more than 150 participants. Their reach extends beyond New York, with notable work for the Institute For Advanced Study in New Jersey, another educational entity, also with more than 220 participants. This office of Alera Group, Inc. has consistently demonstrated its ability to understand and meet the specific needs of its clients, whether in the realm of educational or legal services, reinforcing their reputation as a reliable and expert insurance broker for midsize employers in the region.

Chernoff Diamond & Co., LLC is an esteemed insurance broker that caters to a diverse clientele of large, midsize, and small employers. With their wide range of experience and expertise, they have become a sought-after partner in the industry. While a few customers have expressed concerns through lower reviews, their overall track record speaks volumes. One of Chernoff Diamond & Co., LLC's notable strengths lies in working with self-funded employers, providing valuable insights and support in this specialized area. They also have a strong background in collaborating with clients and Preferred Provider Organizations (PPOs) to ensure the unique needs of members are met. Additionally, they possess extensive experience working with Pharmacy Benefit Managers (PBMs) and other specific pharmacy providers. Located in Uniondale, New York, Chernoff Diamond & Co., LLC is a local insurance consultant with a prominent office in the area. One illustrative example of their successful work is their partnership with Tuv Rheinland of N.A., a 390-member employer in the professional, scientific, and technical services industry. Chernoff Diamond & Co., LLC collaborated closely with Tuv Rheinland's HR and finance team to establish a tailored self-funding arrangement, PPO plan, PBM, and drug plan that met the unique needs of their members. In terms of industry expertise, Chernoff Diamond & Co., LLC has a strong presence in various sectors, including miscellaneous durable goods merchant wholesalers, specialty trade contractors, and printing and related support activities. Their services extend to clients across multiple states, including New York, Texas, Connecticut, Georgia, North Carolina, Indiana, Washington, Massachusetts, and New Jersey. Noteworthy employer clients of this office include A Place For Mom, Iconex, LLC, Nesco, LLC, and Sumitomo Mitsui Banking Corporation. With an outstanding reputation and a wealth of experience in serving clients of different sizes, industries, and products, Chernoff Diamond & Co., LLC holds one of the highest M Scores possible, further solidifying their position as a trusted insurance partner.

OneDigital delivers strategic advisory consulting and technology-forward solutions to more than 85,000 employers across the nation. As employee health care, wellness and workplace benefits continue to converge, businesses of all sizes have relied on OneDigital’s exceptional advisory teams for counsel in employee benefits, wellbeing, human resources, pharmacy consulting, property and casualty solutions, as well as the retirement and wealth management services provided through OneDigital Investment Advisors. OneDigital’s commitment to technology and innovation enables its 3,000 advisors to deliver the most modern and intuitive customer experience anywhere in the industry. OneDigital has been named as a Best Place to Work in Insurance by Business Insurance. For more information, visit onedigital.com.