Park Avenue Securities LLC (PAS) is a wholly-owned subsidiary of The Guardian Life Insurance Company of America®, which has a rich heritage of promises kept since 1860. Park Avenue Securities provides financial professionals with the products and tools that help clients step forward to take charge of their financial future and achieve financial success. At Park Avenue Securities, we stand for: • Entrepreneurialism: Supporting you as an entrepreneur to drive your business • Holistic Planning: Offering an uncommon, holistic approach • Leading Tools: Providing industry-leading technology Disclosures about Park Avenue Securities’ LinkedIn Company Page and other Guardian Life social media sites are located at guardianlife.com/social. Guardian, its subsidiaries, agents, and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation. Links to external sites are provided for your convenience in locating related information and services. Guardian, its subsidiaries, agents, and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services, and make no representation as to the completeness, suitability, or quality thereof. This material is intended for general public use. By providing this content, Park Avenue Securities is not undertaking to provide investment advice or a recommendation for any specific individual or situation, or to otherwise act in a fiduciary capacity. Please contact a financial representative for guidance and information that is specific to your individual situation. Annuity guarantees mentioned on this site are backed exclusively by the strength and claims-paying ability of the issuing insurance company.

Founded in 1953, E.G. Bowman is an NYC-based commercial insurance brokerage, providing innovative risk management and insurance services to businesses, municipalities and nonprofits. We are a mission-driven firm, with history dating back to our founding in 1953 as the first black woman-owned commercial insurance firm in the United States.

CBSI, based in Trenton, NJ, stands out as a noteworthy insurance brokerage, particularly for its adept handling of employer benefits. Characterized as a larger office, this branch of CBSI is part of a local brokerage firm that has established a notable presence in the region. Their expertise shines in catering to both small and midsize employers, demonstrating a keen understanding of the unique needs and challenges faced by these businesses. The team at CBSI Trenton is particularly adept in dealing with industries such as accounting, tax preparation, bookkeeping, and payroll services. Their proficiency is further highlighted by their successful partnerships with top customers like Sax, which operates within the accounting and payroll services sector and has over 140 participants. This showcases their ability to manage complex benefits packages for a sizable workforce. Additionally, CBSI's prowess extends to the healthcare sector, where they have shown great skill in working with health practitioners. A prime example is their collaboration with Reformed Church Home in New Jersey, catering to over 60 participants. This experience underscores their capacity to navigate the intricacies of medical and ancillary benefits, which are critical in the healthcare industry. What sets CBSI in Trenton apart is their deep-rooted understanding of local and regional market dynamics. This local expertise, combined with their broad experience across various industries, makes them a valuable partner for employers looking to navigate the complexities of employee benefits. Their approach is tailored, ensuring that each client, regardless of size, receives dedicated and expert service.

After quietly taking care of employee benefits for some of the most respected companies in the region for 25 years, Life & Health Underwriters now also offers Property & Casualty Insurance, Surety Bonding, and Private Client Services. To reflect our new expanded role, we've changed our name to LHUI.

Meeker Sharkey & Hurley, situated in the heart of New York, NY, is a distinguished insurance broker specializing in employer benefits. With a focus on medical and ancillary benefits, this office boasts extensive expertise in catering to the needs of local and regional employers. Their commitment to excellence is reflected in their diverse client portfolio, which includes prominent entities such as The Arc of Union County, a leader in individual and family services with over 180 participants, and Trinitas Regional Medical Center, a major player in the hospitals industry with a participant count exceeding 590. This dynamic location excels across multiple industries, demonstrating a profound understanding of the unique challenges and opportunities presented by the healthcare and service sectors. Their comprehensive approach extends to fostering strong relationships with clients, ensuring that each employer receives tailored solutions aligned with their specific requirements. As a key player in the insurance landscape, Meeker Sharkey & Hurley operates as part of a local brokerage firm, solidifying their commitment to the community and enabling them to provide personalized, hands-on service. Employers seeking a reliable partner in navigating the complex landscape of benefits will find a strategic ally in this New York-based Meeker Sharkey & Hurley office.

Capstone is a global, alternative investment management firm operating across a broad range of derivatives-based strategies with a deep understanding of volatility. With approximately $11.3 billion of AUM and 293 employees (as of February 29, 2024), Capstone was formed in 2007 and is headquartered in New York with offices in London, Amsterdam, Hong Kong, Los Angeles, Stamford, and Boston. Through strategic insight, market-leading expertise and advanced technology, we seek to anticipate and harness the complexities of world markets, creating unique opportunities for our clients, team and industry.

Welcome to the Philadelphia office of Little Michaels & Kennedy, a leading insurance broker specializing in employer benefits. With a strong focus on medical and ancillary benefits, our seasoned team possesses excellent expertise in serving local and regional employers. Our commitment to understanding the unique needs of businesses has established us as a trusted partner in the vibrant Philadelphia, PA market. At Little Michaels & Kennedy, we take pride in our diverse portfolio of clients, including notable businesses like Ncb Management Services. This business support services industry leader, based in PA, entrusts us with managing benefits for over 780 participants. Our success with Ncb Management Services is indicative of our comprehensive knowledge and tailored solutions within the business support services sector, showcasing our ability to navigate the intricacies of this dynamic industry. As an integral part of the local brokerage landscape, we are deeply rooted in the Philadelphia community. Our team's local insights, combined with our affiliation with a regional brokerage firm, uniquely position us to provide personalized service and strategic guidance to employers of all sizes. Whether you are a small business or a large corporation, Little Michaels & Kennedy is your trusted partner for optimizing employer benefits in the vibrant Philadelphia market.