There are two types of employers: those that know they are paying too much for health insurance and those in denial. There is only one thing standing in the way of this becoming a reality - unwillingness to explore alternative strategies. Two decades of managed care has sheltered employers and the their members from the truth. A lack of transparency and access to the cost and quality of healthcare has contributed to the problem. Simply put, employers have been lead to believe their insurers are negotiating the best prices. We can assure you that network 'discounts' are nothing more than a charade. In fact, employer sponsored health plans are a guarantee your company is paying 50% to 75% too much for prescriptions. Where does that money go? Right back to your Pharmacy Benefit Manager who is owned or owns your insurance carrier. This is unreported income for your insurer and it can be eliminated. This isn't a surprise to most but the extent of the problem is and until now, there was no ability for most employers to see the data. We changed that too. BritePath is our benefit strategy and our name. We help employers and their members forever change the trajectory of the cost and quality of their benefits. Ask yourself this question; Do we have a health insurance problem today? Let's assume for a second you say 'No'. Ok, five years from now the cost of your insurance increases 50% and the quality of your benefits deteriorates. Do you have a problem then? What has that done to your bottom line? What has that done to your ability to attract and retain the best talent? Don't wait five years to find out. Contact BritePath today and get a second opinion that with provide Insights, Analytics, Engagement and Elevate your plan and your people.

At Mercer, we believe in building brighter futures. Together, our 25,000 employees in over 130 counties are helping redefine the future of work, reshape retirement and investment outcomes, and unlock real health and well-being. For over 75 years, we’ve provided trusted advice and solutions to build healthier and more sustainable futures for our clients, colleagues and communities. Balancing economics and empathy in our approach, we work side by side with you to find solutions to benefit your people and your business. By turning ideas into actions that spark positive change, we help you enrich employees’ lives and careers and drive innovation, progress and performance. Mercer is a business of Marsh McLennan. Get to know us better: Click the “learn more” button at the top of the page to discover everything we do to help you meet the needs of today and tomorrow. Follow us on Twitter at @Mercer.

Situated in the vibrant landscape of New York, NY, The Medical Link stands as a notable insurance broker dedicated to providing comprehensive benefits solutions for employers. As part of a local brokerage firm, this office is deeply ingrained in the dynamic business environment of New York City, offering tailored services that align with the unique needs of the local and regional employers it serves. The Medical Link is committed to delivering expertise in medical benefits, ensuring that businesses in diverse industries can access quality healthcare solutions for their employees. Their collaborative approach and understanding of the intricacies of the New York business community set them apart as a trusted partner for employers seeking strategic benefits planning. Being part of a local brokerage firm enhances The Medical Link's ability to navigate the specific challenges and opportunities present in the New York market. Their local affiliation ensures a personalized touch, and their commitment to providing tailored benefits solutions underscores their dedication to client satisfaction. For employers in New York, NY, seeking a reliable and knowledgeable insurance partner, The Medical Link offers a wealth of experience and a local perspective that sets them apart in delivering effective and customized benefits solutions.