Sabal Benefits provides innovative employee benefits services beyond those typically offered through large national brokers. Using their in-depth knowledge and expertise in benefits plan structure, funding and negotiation, legislative compliance, HRIS implementation, and wellness programming, Sabal Benefits concentrates on clients with complex needs that seek cutting-edge programs. After carefully analyzing the business priorities, financial goals, coverage need and unique culture of each client company, Sabal Benefits strives to optimize the right structure, mix and level of benefits to maximum value. Sabal Benefits is a leader in seeking new ways to manage benefit risks and was the first broker in the South Florida region to define and implement a Cost- Plus arrangement. Clients are also provided with comparative data to help make informed decisions about local medical procedure costs. The Sabal Benefits team brings advanced analytical skills and razor-edged negotiation tools to deliver the precise level of benefit program that fits each client’s objectives while making sure it is delivered at the fairest price. New clients seek guidance from Sabal Benefits when: • Renewal costs have steadily escalated and you need to explore options • Employees are complaining to HR about the current program • Payroll size or classifications are changing rapidly • Compliance requirements are unclear, especially ACA provisions If your mid-size to large business (50-1,000 employees) is ready for a review of your benefits program, please reach out to us so we can help you with a custom and affordable solution to meet the needs of your business and your workforce. Contact us: office (954) 828-9948.

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Tomorrows Solutions, Inc., situated in the dynamic hub of Miami, FL, emerges as a trusted ally for employers navigating the intricacies of benefit solutions. Renowned for its adept handling of medical and ancillary benefits, this local brokerage firm is committed to serving the unique needs of both local and regional businesses. Exemplifying their proficiency, Tomorrows Solutions, Inc. boasts an impressive clientele that includes industry leaders such as Caribbean Cruise Lines. Operating within the travel arrangement and reservation services sector, Caribbean Cruise Lines, with 50+ participants, underscores the agency's ability to cater to diverse industries. Further showcasing their versatility, Tomorrows Solutions, Inc. extends its expertise to Tampa Bay Treatment Associates, a key player in the offices of physicians industry with 140+ participants. This demonstrates the agency's in-depth understanding of the healthcare landscape and its commitment to providing tailored solutions for businesses in this sector. As a vital player in the local brokerage landscape, Tomorrows Solutions, Inc. is more than a service provider; it is a strategic partner invested in the success of its clients. Through a comprehensive approach and a nuanced understanding of various industries, this Miami-based office stands out as a reliable source for businesses seeking personalized and effective benefit solutions.

Escalaassociates, based out of Miami, FL, stands out as a premier insurance broker specializing in providing comprehensive employee benefits solutions for local and regional employers. With a dedicated focus on medical and ancillary benefits, this office location has established itself as a reliable partner for businesses seeking expert guidance in navigating the complex landscape of employee benefits. Drawing on their extensive experience, Escalaassociates has cultivated a deep understanding of the needs of various industries, including professional and commercial equipment and supplies merchant wholesalers and employment services. Notable among their clientele is the Youth Co-Op, a key player in the employment services industry in FL, boasting 230+ participants. Additionally, Heritage Food Service Group, based in IN and operating in the professional and commercial equipment and supplies merchant wholesalers sector, entrusts Escalaassociates with the well-being of its 50+ participants. As part of a local brokerage firm, Escalaassociates brings a localized touch to their services, ensuring a nuanced understanding of the unique challenges faced by businesses in the Miami area. Their commitment to excellence and proven track record make them a valuable ally for employers seeking tailored and effective employee benefits solutions.

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OneDigital’s team of fierce advocates helps businesses and individuals achieve their aspirations of health, success and financial security. Our insurance, financial services and HR platform provide personalized, tech-enabled solutions for a contemporary work-life experience. Nationally recognized for our culture of caring, OneDigital’s teams enable employers and individuals to do their best work and live their best lives. More than 100,000 employers and millions of individuals rely on our teams for counsel and access to fully integrated worksite products and services and the retirement and wealth management advice provided through OneDigital Investment Advisors. Founded in 2000 and headquartered in Atlanta, OneDigital maintains offices in most major markets across the nation. OneDigital has received the Glassdoor Employees’ Choice Award for Best Places to Work in 2023. For more information, visit onedigital.com.

We exist to shape decisions for the better — to protect and enrich the lives of people around the world. Through actionable analytic insight, globally integrated Risk Capital and Human Capital expertise, and locally relevant solutions, our colleagues provide clients in over 120 countries with the clarity and confidence to make better risk and people decisions that help protect and grow their businesses.

The Strategic Advantage provides you with the solutions to help reach your goals. The Strategic Benefits team of experts understands the impact a company’s benefit package has on employees, owners, and the bottom line. We know sophisticated problems require sophisticated solutions, not cookie cutter answers. This is why we utilize a team approach, calling on the expertise of our consultants, who bring years of specialized experience to build relationships and guide you every step of the way. Our commitment is to help you make prudent business decisions regarding your employee benefit plans. We achieve this by combining innovative products with our outstanding expertise and service to best meet your needs.

Corporate Financial Services (CFS), based in Miami, FL, is a distinguished provider of financial programs tailored for professionals, business owners, and their companies. This Miami office, noted for its larger size, excels in offering specialized expertise to local and regional employers, particularly in managing medical and ancillary benefits. CFS's adeptness in navigating the intricacies of the hospitals industry is exemplified by their successful partnership with Health First Shared Services, a notable entity in the Florida healthcare sector with over 6030 participants. Moreover, CFS's Miami branch stands out as a part of a local brokerage firm, underscoring its strong connection and commitment to the regional business community. This office is particularly renowned for its proficiency in handling the needs of large employers, a testament to its deep understanding of the unique challenges and requirements of this segment. For over 50 years, CFS professionals have been delivering superior service, underpinned by a commitment to crafting carefully constructed plans. This approach is rooted in a comprehensive discovery process that enables a deep understanding of clients' financial situations, ensuring solutions are aligned with their priorities. In summary, Corporate Financial's Miami office is a robust and experienced player in the insurance brokerage field, with a specific forte in serving large employers in the healthcare sector and a strong regional focus.

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