FDI is an independent agency that provides insurance to Engineers, Architects and Surveyors throughout the state of Florida. Coverage's Include: Professional Liability (Errors & Omissions), General Liability, Workers Compensation, Business Auto, Umbrella Liability, Specific Project, Property, Business Owners Policy (BOP) and Employee Benefits.

Shirley Sastre Souto's Miami, FL office is a prominent player in the insurance brokerage landscape, operating from a larger office with a proven track record of catering to the unique needs of both small and midsize employers. Specializing in employer benefits, their seasoned team possesses extensive experience in working with self-funded clients, offering comprehensive support to local and regional employers. This distinguished office boasts a diverse portfolio of clients, including notable names such as Adonel Concrete Corp, a key player in the foundation, structure, and building exterior contractors industry, All American Containers in the miscellaneous nondurable goods merchant wholesalers sector, and City National Bank of Florida in the depository credit intermediation industry. With participant numbers exceeding 130, 100, and 240 respectively, these client success stories underscore the broker's commitment to delivering tailored solutions across different industries. Shirley Sastre Souto's Miami team stands out for its exceptional expertise in air transportation, depository credit intermediation, and fruit and vegetable preserving, and specialty food manufacturing industries. As part of a local brokerage firm, they bring a nuanced understanding of the regional business landscape, further enhancing their ability to provide personalized, strategic guidance. With demonstrated proficiency in serving both small and midsize employers, this office is a reliable partner for businesses seeking comprehensive and customized insurance solutions.

Innovative Benefit Solutions, situated in Orlando, FL, stands out as a premier insurance broker, particularly for employer benefits. This office location excels in catering to the unique needs of local and regional employers, specializing in crafting comprehensive medical and ancillary benefit packages. Distinguishing itself through a wealth of experience, Innovative Benefit Solutions has fostered strong relationships with a diverse range of businesses. Notable among its clientele is Proactive Technologies, a leader in computer systems design and related services, hailing from Florida and boasting over 120 participants. The brokerage firm showcases a remarkable understanding of the specific challenges and requirements within the computer systems design industry. What sets Innovative Benefit Solutions apart is not only its extensive expertise in the realm of employer benefits but also its commitment to providing tailored solutions. This commitment is particularly evident in their collaboration with Proactive Technologies and other businesses in similar industries. As an integral part of the local brokerage firm landscape, the Orlando-based office embodies a customer-centric approach, ensuring that each client receives personalized attention and optimal benefit solutions. With a track record of excellence and a focus on client satisfaction, Innovative Benefit Solutions stands as a trusted ally for employers seeking top-tier benefits consultancy in the vibrant business landscape of Orlando, FL.

Sabal Benefits provides innovative employee benefits services beyond those typically offered through large national brokers. Using their in-depth knowledge and expertise in benefits plan structure, funding and negotiation, legislative compliance, HRIS implementation, and wellness programming, Sabal Benefits concentrates on clients with complex needs that seek cutting-edge programs. After carefully analyzing the business priorities, financial goals, coverage need and unique culture of each client company, Sabal Benefits strives to optimize the right structure, mix and level of benefits to maximum value. Sabal Benefits is a leader in seeking new ways to manage benefit risks and was the first broker in the South Florida region to define and implement a Cost- Plus arrangement. Clients are also provided with comparative data to help make informed decisions about local medical procedure costs. The Sabal Benefits team brings advanced analytical skills and razor-edged negotiation tools to deliver the precise level of benefit program that fits each client’s objectives while making sure it is delivered at the fairest price. New clients seek guidance from Sabal Benefits when: • Renewal costs have steadily escalated and you need to explore options • Employees are complaining to HR about the current program • Payroll size or classifications are changing rapidly • Compliance requirements are unclear, especially ACA provisions If your mid-size to large business (50-1,000 employees) is ready for a review of your benefits program, please reach out to us so we can help you with a custom and affordable solution to meet the needs of your business and your workforce. Contact us: office (954) 828-9948.