At WTW (NASDAQ: WTW), we provide data-driven, insight-led solutions in the areas of people, risk and capital. Leveraging the global view and local expertise of our colleagues serving 140 countries and markets, we help you sharpen your strategy, enhance organizational resilience, motivate your workforce and maximize performance.

OneDigital's San Jose office, located in Cupertino, California, operates as part of the OneDigital brokerage organization. The office works with mid-sized employers across professional business services, financial activities, healthcare and social services, and the religious and non-profit sector. Its placement work spans self-funded arrangements, medical coverage including HMO plans, prescription drug benefits, and ancillary lines, alongside retirement plans. Example carriers include Kaiser Permanente, Sutter Health Plan and Cigna. The office is also associated with high employee ratings among the employers it serves.

The Baldwin Group's San Jose, California office is part of The Baldwin Group. Its work centers on mid-sized employers, where it places self-funded arrangements, medical and PPO coverage, prescription drug benefits and retirement plans. Example carriers include California Physicians Service.

Risk Strategies - San Francisco, CA operates from Burlingame, California, as part of the Risk Strategies organization. The office works primarily with mid-sized employers in professional business services, placing self-funded arrangements along with medical, prescription drug and ancillary lines coverage, as well as retirement plans. Among its employer clients, Lightspeed Management Company, LLC is well rated by its employees for benefits. Example carriers include UnitedHealthcare, Cigna and Landmark Healthplan.

Probity Insurance Services - San Jose, CA operates from Campbell, California, as part of Probity Insurance Services. The office works with small and mid-sized employers across manufacturing, professional business services, and real estate, rentals and leasing. Its placements span self-funded arrangements, medical coverage including PPO plans, prescription drug benefits, ancillary lines, retirement plans and mega wrap arrangements. Employer clients including Westwind Enterprises are well rated by their employees for benefits. Example carriers include Kaiser Permanente, Cigna and California Physicians Service.

Michael B Kelly Insurance Services - Salinas, CA is an office of Michael B Kelly Insurance Services, based in Carmel, California. Its work centers on employers in financial activities and in healthcare and social services, serving mid-sized and large employer clients. The office places self-funded arrangements alongside medical, PPO and prescription drug coverage, and also handles ancillary lines and retirement plans. Clients including Montage Health are well rated by their employees for benefits. Example carriers include Elevance, UnitedHealthcare and Anthem BCBS.

Johnson & Dugan - San Francisco, CA is an office of Johnson & Dugan based in Redwood City, California. Its work centers on manufacturing and professional business services employers, with a book made up of small and mid-sized employers. The office places both self-funded and fully insured arrangements, with medical coverage across PPO and HMO plan designs, prescription drug benefits, ancillary lines and retirement plans, and it also works with mega wrap arrangements. Employer clients including Western Allied Mechanical, Inc. and Castilleja School Foundation are well rated by their employees for benefits. Example carriers include Kaiser Permanente, BCBS of CA and Cigna.

AG Sieben & Associates, Inc is a standalone employee benefits brokerage office based in Burlingame, California. Its work centers on manufacturing employers, primarily large organizations, and it places medical coverage, ancillary lines and retirement plans. Clients including Cisco Systems, Inc. are well rated by their employees for benefits. Example carriers include UnitedHealthcare and MetLife.

WTW - SAN FRANCISCO, CA is an employee benefits brokerage office located in San Mateo, California, operating as part of the parent firm WTW. The office works with employer clients across professional business services, manufacturing, data, media and telecom, financial activities, and healthcare and social services, spanning small, mid-sized and large employers. Its work includes self-funded arrangements alongside medical coverage placed through PPO and HMO structures, prescription drug benefits, ancillary lines and retirement plans. The office also handles mega wrap arrangements and collectively bargained plans. Clients including Dry Creek Rancheria Band of Pomo Indians and Hash Map Labs, Inc. are well rated by their employees for benefits. Example carriers include CIGNA, Elevance and Kaiser Permanente.