InterWest was founded in 1992 as a result of the merger of three large successful insurance brokerage firms located in Northern California. Our aggressive entrepreneurial and acquisition efforts have extended our footprint into Central California and the San Francisco Bay Area. Our unyielding commitment to reinvesting in our staff, diversified products & services and innovative technology consistently places us among the top performing insurance and consulting brokerages in the country. We offer unparalleled expertise in all lines of property and casualty, workers’ compensation, employee benefits and personal insurance coverages, as well as a full range of surety products. Although we operate principally in California, we are licensed to write business in all 50 states and staffed to service clients with locations throughout the nation.

CMA Insurance specializes in Employee Benefits for Small and Large Businesses. We separate ourselves from other firms by establishing a direct link to the employee with regard to benefits, coverage, change requests, and most important, claim issues. CMA Insurance Services, Inc. was founded in 1982 under the name of Corporate Marketing Insurance Associates, Incorporated. As our company grew in size, our name got shorter and eventually became CMA Insurance Services or simply CMA. ​Over the years, CMA has evolved into an insurance brokerage firm that specializes in the design and development of cost effective employee benefit plans for companies of all sizes. We do not want to meet your expectations, we want to exceed them. Our success and growth has been a result of providing our client with individual attention, exceptional service and the requirement that our carrier partners do the same. We take pride in being proactive, accessible and accountable.

Hi, we’re HUB. We advise businesses and individuals on how to reach their goals. When you partner with us, you’re at the center of a vast network of risk, insurance, employee benefits, retirement and wealth management specialists that bring clarity to a changing world with tailored solutions and unrelenting advocacy. So you’re ready for tomorrow. About Hub International Headquartered in Chicago, Illinois, Hub International Limited (Hub) is a leading full-service global insurance broker providing property and casualty, life and health, employee benefits, investment and risk management products and services. From offices located throughout North America, Hub’s vast network of specialists provides peace of mind on what matters most by protecting clients through unrelenting advocacy and tailored insurance solutions. For more information, please visit hubinternational.com.

Moody Insurance Agency offers specialized risk management solutions, commercial insurance, bonding, employee benefits, and personal lines. These products, coupled with a superior client service model, dramatically improve your ability to receive the best coverage and price in a challenging insurance marketplace.

Parminder Kaur Dharni, based in Yuba City, CA, offers tailored employee benefits brokerage services with a focus on meeting the unique needs of each client. With valuable experience serving self-funded employers, Parminder has developed a keen understanding of the intricacies involved in creating effective, customized benefits solutions that align with the goals and budgets of businesses. Notably, Parminder has successfully collaborated with clients such as NEW LEGEND, INC. and NEW LEGEND TRANSPORTATION, demonstrating a commitment to excellence and a deep understanding of the challenges and opportunities within the employee benefits landscape. By prioritizing clear communication, meticulous attention to detail, and a personalized approach, Parminder Kaur Dharni ensures that each client receives the highest level of service and expertise in navigating the complexities of employee benefits planning and implementation.

Bender Insurance Solutions is a highly regarded insurance broker known for its exceptional customer service and expertise in serving clients of large and midsize employers. With a strong focus on meeting the unique needs of self-funded employers, HMOs, and pharmacy benefit managers (PBMs), Bender Insurance Solutions has built a reputation for providing tailored insurance solutions. Headquartered in Roseville, California, Bender Insurance Solutions operates locally, catering to a diverse range of clients. One notable example of their work is their successful collaboration with Cares Community Health, an outpatient care centers industry employer with 300 members. Working closely with the HR and finance team at Cares Community Health, Bender Insurance Solutions facilitated the establishment of a comprehensive self-funding arrangement, HMO plan, PBM, and drug plan specifically tailored to the needs of the employer's members. With a wide range of experience and expertise spanning various industries, Bender Insurance Solutions maintains a strong M Score. They possess specialized knowledge in serving offices of physicians and outpatient care centers, ensuring that their clients receive optimal insurance solutions. Not limited to California, Bender Insurance Solutions extends its services to employer clients across Alabama. This location caters to a diverse range of employers, including Cares Community Health, Elica Health Centers, Health and Life Organization, and S & G Discount Outlet Inc. In summary, Bender Insurance Solutions is a trusted insurance broker known for its outstanding customer service, expertise in serving large and midsize employers, and specialization in self-funded arrangements, HMO plans, and pharmacy benefit management. With a local presence in Roseville, California, and a strong client base across Alabama, Bender Insurance Solutions is well-equipped to address the insurance needs of diverse industries and client sizes.

Hi, we’re HUB. We advise businesses and individuals on how to reach their goals. When you partner with us, you’re at the center of a vast network of risk, insurance, employee benefits, retirement and wealth management specialists that bring clarity to a changing world with tailored solutions and unrelenting advocacy. So you’re ready for tomorrow. About Hub International Headquartered in Chicago, Illinois, Hub International Limited (Hub) is a leading full-service global insurance broker providing property and casualty, life and health, employee benefits, investment and risk management products and services. From offices located throughout North America, Hub’s vast network of specialists provides peace of mind on what matters most by protecting clients through unrelenting advocacy and tailored insurance solutions. For more information, please visit hubinternational.com.

Nestled in the vibrant business landscape of Sacramento, CA, Tom D Ellis emerges as a distinguished insurance broker, specializing in crafting tailored benefit solutions for local and regional employers. With a focus on medical and ancillary benefits, this broker has honed its expertise to address the unique needs of diverse businesses in the area. Among Tom D Ellis's notable clientele is Community Solutions, a cornerstone in the individual and family services industry with over 270 participants. This collaboration underscores the broker's ability to navigate the intricacies of the healthcare landscape, providing comprehensive coverage for organizations dedicated to serving the community. As an integral part of a local brokerage firm, Tom D Ellis is deeply embedded in the fabric of Sacramento's business community. This affiliation ensures that clients benefit from a nuanced understanding of the local market, enabling the broker to offer insightful and personalized solutions. Tom D Ellis has a proven track record of successfully partnering with midsize employers, demonstrating a keen understanding of the challenges and opportunities unique to businesses of this scale. For employers seeking a seasoned and community-oriented insurance partner, Tom D Ellis stands as a reliable choice with a commitment to delivering tailored benefits that meet the distinct needs of Sacramento's dynamic workforce.

Capital City Benefits & Insurance, located in the vibrant heart of Sacramento, CA, stands out as a leading local brokerage firm specializing in employer benefits. This office is renowned for its deep understanding and expertise in managing medical and ancillary benefits, making it a go-to choice for local and regional employers. Their client portfolio is impressive and diverse, showcasing their ability to cater to a wide range of industries with varying needs. Notably, they serve Ceja Reyes, a significant player in the support activities for crop production industry, providing benefits to over 180 participants. This highlights their capability to handle large-scale operations and complex benefit structures. In the nondepository credit intermediation industry, they have forged a strong relationship with Dignified Home Loans, managing benefits for over 80 participants. This demonstrates their proficiency in navigating the unique challenges and requirements of financial sector employers. Additionally, their expertise extends to the miscellaneous durable goods merchant wholesalers industry, as evidenced by their successful partnership with Sideshow, serving over 190 participants. This experience underlines their adaptability and skill in delivering tailored benefits solutions across various sectors. A notable aspect of their service is the depth of knowledge in industries such as support activities for crop production, miscellaneous durable goods merchant wholesalers, and services to buildings and dwellings. This diverse expertise confirms their status as a versatile and knowledgeable broker in the Sacramento area. As a local brokerage firm, Capital City Benefits & Insurance is deeply integrated into the Sacramento community, enabling them to offer personalized and highly responsive services to their clients. This local focus, combined with their broad industry expertise, positions them as a top choice for employers seeking comprehensive and customized benefits solutions.

Expertquote's Sacramento, CA office stands out as a prominent insurance broker with a notable track record in servicing a diverse clientele. Boasting a larger office, they bring extensive expertise to the table, particularly excelling in liaising with self-funded clients. Their proficiency extends to deciphering complex elements such as stop loss and limits, as well as offering insights into pharmacy costs and HR consulting. This seasoned brokerage firm is deeply embedded in the local landscape, being an integral part of the Sacramento community. Catering to a range of industries, Expertquote's prowess spans across automobile dealers, depository credit intermediation, and educational services, showcasing their adaptability and comprehensive understanding of diverse business sectors. Demonstrating their commitment to serving clients of various sizes, Expertquote has carved a niche in working with both midsize and small employers. This versatility positions them as a reliable partner for businesses of varying scales, ensuring tailored solutions that align with each client's unique needs. Noteworthy is their client portfolio, featuring industry leaders like Aryaka Networks, Ascend Rehab Services, and Avidbank. These examples underscore Expertquote's effectiveness in delivering insurance solutions to companies in computing infrastructure, vocational rehabilitation, and depository credit intermediation, respectively. With a local touch and a wealth of experience, Expertquote's Sacramento office emerges as a strategic ally for employers seeking astute insurance guidance.

At Risk Strategies, we help our clients protect those things that matter most to them. We help them see the way forward in a complex world with specialty insight, practical advice, and custom insurance with a vast network of specialists in Property & Casualty, Employee Benefits, Private Client, as well as Consulting Services and Financial and Wealth Management solutions. We are a different kind of insurance brokerage – bringing a strategic, holistic, specialist approach to our clients, so they can face the future with confidence. We are the 9th largest privately held insurance broker in the US with over 30 specialty practices, 200+ locations, and 5,000 team members (and counting!). We love what we do, and it shows. For five straight years, we were named one of the Best Places to Work by Business Insurance. In 2024, we earned certification as a Great Place to Work. Risk Strategies is an Accession Risk Management Group company, a family of specialty insurance distribution and risk management companies powered by a shared vision of delivering a superior client and employee experience.

The Clifford Group, stationed in Sacramento, CA, stands as a substantial and adept insurance broker, exemplifying the qualities of a larger office with a keen focus on local and regional employers, particularly in the domains of medical and ancillary benefits. This office's size speaks to its capability in meeting the diverse needs of businesses in the California area. Prominent among their esteemed clientele are industry leaders like Lancaster-Burns Construction in nonresidential building construction, Salveo in home health care services, and Timberworks Construction in foundation, structure, and building exterior contractors. These partnerships feature 120+, 80+, and 150+ participants respectively, illustrating The Clifford Group's depth of expertise in addressing the unique challenges of organizations in the nonresidential building construction, foundation, structure, and building exterior contractors, and home health care services industries. Affiliated with a local brokerage firm, The Clifford Group benefits from an intimate understanding of the local business landscape. This association allows them to deliver personalized and tailored solutions, emphasizing their demonstrated experience with midsize and small employers in the Sacramento area.