Risk Strategies - San Francisco, CA operates from Burlingame, California, as part of the Risk Strategies organization. The office works primarily with mid-sized employers in professional business services, placing self-funded arrangements along with medical, prescription drug and ancillary lines coverage, as well as retirement plans. Among its employer clients, Lightspeed Management Company, LLC is well rated by its employees for benefits. Example carriers include UnitedHealthcare, Cigna and Landmark Healthplan.

At WTW (NASDAQ: WTW), we provide data-driven, insight-led solutions in the areas of people, risk and capital. Leveraging the global view and local expertise of our colleagues serving 140 countries and markets, we help you sharpen your strategy, enhance organizational resilience, motivate your workforce and maximize performance.

Pacific Coast Benefits Insurance Services, LLC - San Jose, CA operates from Gilroy, California as part of Pacific Coast Benefits Insurance Services, LLC. The office works with mid-sized employers, with experience concentrated in manufacturing, and places fully insured medical coverage including HMO plans, along with ancillary lines and retirement plans. Example carriers include Aetna, Vision Service Plan and The Hartford.

Michael B Kelly Insurance Services - Salinas, CA is an office of Michael B Kelly Insurance Services, based in Carmel, California. Its work centers on employers in financial activities and in healthcare and social services, serving mid-sized and large employer clients. The office places self-funded arrangements alongside medical, PPO and prescription drug coverage, and also handles ancillary lines and retirement plans. Clients including Montage Health are well rated by their employees for benefits. Example carriers include Elevance, UnitedHealthcare and Anthem BCBS.

OneDigital's San Jose office, located in Cupertino, California, operates as part of the OneDigital brokerage organization. The office works with mid-sized employers across professional business services, financial activities, healthcare and social services, and the religious and non-profit sector. Its placement work spans self-funded arrangements, medical coverage including HMO plans, prescription drug benefits, and ancillary lines, alongside retirement plans. Example carriers include Kaiser Permanente, Sutter Health Plan and Cigna. The office is also associated with high employee ratings among the employers it serves.

The Gallagher office in San Jose, California operates as part of the Gallagher brokerage network. Its work concentrates on employers in manufacturing, financial activities and wholesale trade, primarily mid-sized and large organizations. The office places self-funded arrangements alongside medical coverage structured as PPO and HMO plans, prescription drug benefits, ancillary lines and retirement plans. Employer clients including NetApp Inc are well rated by their employees for benefits. Example carriers include Elevance, Aetna and Cigna.

CBIZ - SAN JOSE, CA is the San Jose, California office of CBIZ, working with small and mid-sized employers. Its employer clients span healthcare and social services, professional business services, manufacturing, retail services, and administrative and support services. The office places self-funded arrangements alongside medical, HMO and prescription drug coverage, and also handles ancillary lines and retirement plans. Clients including Blach Construction Company and Research Management Consultants Inc are well rated by their employees for benefits. Example carriers include UnitedHealthcare, Cigna and Kaiser Permanente.

AFOA Insurance - San Francisco, CA is a standalone employee benefits brokerage office based in San Mateo, California. Its work centers on professional business services and real estate, rentals and leasing employers, generally small and mid-sized organizations. The office places self-funded arrangements alongside medical coverage on PPO and HMO structures, prescription drug benefits, ancillary lines and retirement plans, and it works with mega wrap arrangements. Employer clients including Toyota Research Institute Inc. are well rated by their employees for benefits. Example carriers include Kaiser Permanente, Anthem BCBS and UnitedHealthcare.

With over 35 years of expertise, Advanced Estate & Insurance Services (AEIS) is ready to help you find real solutions to your benefit problems. Partnering with AEIS means you’ll be working with an experienced strategist, advocate, and advisor to help you overcome your employee benefit challenges and more. By delivering customized benefits and removing the complexities of administering those benefits, we work with you create a place in which people love to work and succeed. We advise businesses with 2 to 500 employees on various types of insurance, which includes Medical, Vision, Dental, Disability, Life / AD&D, and Key Person and Buy-Sell Life Insurance. Being based in Silicon Valley, we are experienced with ensuring our clients’ out-of-state employees are properly covered and that their company complies with the employment and benefits laws of all necessary states.