Morgan & Franz, located in Riverside, CA, stands out as a premier insurance broker with a strong focus on serving local and regional employers. Specializing in medical and ancillary benefits, they bring a wealth of expertise to the table. One notable example of their proficiency lies in their partnership with Jginger Masonry Lp, a prominent player in the foundation, structure, and building exterior contractors industry in CA. Handling benefits for over 200 participants, Morgan & Franz has demonstrated their commitment to delivering tailored solutions for businesses in this sector. The Riverside office of Morgan & Franz is an integral part of a local brokerage firm, leveraging its deep understanding of the community and its unique business landscape. Their client portfolio showcases their comprehensive knowledge across various industries, particularly excelling in the foundation, structure, and building exterior contractors sector. With a client-centered approach, they go beyond conventional insurance services, providing strategic insights that align with the specific needs of each employer. Employers seeking a trusted partner in navigating the complexities of employee benefits in Riverside can rely on Morgan & Franz for their local expertise, industry knowledge, and commitment to delivering tailored solutions.

Located in the heart of Los Angeles, California, L&L Insurance Agency serves as a trusted partner for employers seeking comprehensive benefits solutions. With a strong emphasis on medical and ancillary benefits, this office boasts a deep understanding of the local and regional landscape. Leveraging their expertise, they cater to a diverse range of industries, with a notable focus on the grocery and related product merchant wholesalers sector. L&L Insurance Agency has cultivated lasting relationships with prominent businesses, exemplified by their collaboration with Tapia Enterprises Dba Tapia Brothers Company. A key player in the grocery and related product merchant wholesalers industry, Tapia Brothers Company benefits from L&L's tailored solutions for their 490+ participants. Additionally, the agency extends its impact across state lines, partnering with Next Level Finance Partners in the investment pools and funds sector, providing benefits solutions for 140+ participants based in Pennsylvania. As a pivotal player in the local brokerage scene, L&L Insurance Agency distinguishes itself through a commitment to personalized service and a nuanced understanding of employer needs. Their dedication to excellence positions them as a go-to resource for businesses seeking a reliable insurance partner in the dynamic and competitive landscape of employee benefits.

Heath Benefit Partners, Inc. Agency is a reputable local insurance broker with its office conveniently situated in Mission Viejo, California. Clients consistently rate them highly for their exceptional customer service and industry expertise. One of their notable achievements at this office location is their collaboration with Lenox Financial Mortgage Corporation dba WesLend Financial, a prominent employer in the nondepository credit intermediation industry. The team at Heath Benefit Partners, Inc. Agency worked closely with Lenox Financial Mortgage Corporation's HR and finance team to establish a tailored self-funding arrangement. They also developed a comprehensive suite of insurance plans, including HMO, PPO, PBM, and drug plans, specifically designed to cater to the unique needs of their 160 members. Catering to midsize employers, Heath Benefit Partners, Inc. Agency serves a diverse client base across various industries. Their expertise spans wholesale trade agents and brokers, as well as nondepository credit intermediation industries. This allows them to offer specialized insurance solutions that effectively address the specific risks associated with these sectors. In addition to Lenox Financial Mortgage Corporation dba WesLend Financial, their roster of employer clients includes Aviation Consultants Inc, Belshire Environmental Services, and FMH Material Handling Solutions Inc, further showcasing their ability to serve a wide range of businesses. With their extensive experience and expertise across client sizes and industries, Heath Benefit Partners, Inc. Agency has earned a good M Score. This reflects their commitment to delivering exceptional insurance solutions and personalized service to their clients. Located in Mission Viejo, California, they are a trusted local insurance broker serving clients in California and Colorado.

ERM Insurance Brokers, a local insurance broker headquartered in Santa Ana, California, is renowned for its exceptional services in the insurance industry. With a focus on meeting the diverse needs of large and midsize employers, ERM Insurance Brokers has established a strong reputation for its expertise and customer-centric approach. One exemplary case highlighting their competence in the Santa Ana region is their collaboration with Pankl Holdings Inc, a prominent employer in the fabricated metal product manufacturing industry. ERM Insurance Brokers worked closely with the HR and finance team of Pankl Holdings Inc to design a comprehensive insurance package, including a self-funding arrangement, HMO plan, and PPO plan, tailored to the specific requirements of their 370 employees. With considerable experience in serving self-funded employers and a deep understanding of the intricacies of insurance plans, ERM Insurance Brokers is well-equipped to provide customized solutions that align with the needs of their clients. Operating primarily in California, ERM Insurance Brokers caters to a diverse clientele, including notable companies like Pankl Holdings Inc and CG Landscape. Their comprehensive range of services extends to sectors such as services to buildings and dwellings, as well as fabricated metal product manufacturing. Renowned for their exceptional customer service and expertise, ERM Insurance Brokers consistently receives high ratings from satisfied clients. Their commitment to delivering tailored insurance solutions, combined with their deep industry knowledge, has made them a trusted partner for employers seeking reliable and comprehensive insurance coverage. With their office in Santa Ana, ERM Insurance Brokers is strategically positioned to serve the insurance needs of businesses throughout California, ensuring that clients receive the highest level of service and expertise.

Balboa Pacific Insurance Services is a highly regarded insurance broker that specializes in serving clients of large employers. With a strong emphasis on customer service and expertise, they have garnered exceptional reviews from satisfied clients. Located in Newport Beach, California, Balboa Pacific Insurance Services caters to a diverse range of industries, including nondepository credit intermediation. They have established themselves as a trusted partner for businesses in California, exemplified by their successful collaboration with Commerce Home Mortgage, a prominent employer in the nondepository credit intermediation sector. One notable achievement of Balboa Pacific Insurance Services at their Newport Beach office is their collaboration with Commerce Home Mortgage. With 290 employees, Commerce Home Mortgage required a comprehensive insurance plan tailored to their unique needs. Balboa Pacific Insurance Services worked closely with the company's HR and finance teams to develop a specialized package that encompassed a Health Maintenance Organization (HMO) plan, Preferred Provider Organization (PPO) plan, Pharmacy Benefit Manager (PBM), and prescription drug plan. This dedicated approach ensured that Commerce Home Mortgage's employees received the optimal coverage and benefits they required. Balboa Pacific Insurance Services demonstrates extensive expertise within the nondepository credit intermediation industry and offers a wide array of insurance services to meet the diverse needs of their clients. Whether it's designing tailored insurance plans, providing top-notch customer support, or leveraging their in-depth knowledge of the industry, Balboa Pacific Insurance Services is committed to delivering exceptional solutions that safeguard their clients' interests

Arroyo Insurance Services, situated in the bustling city of Los Angeles, California, stands out as a significant player in the insurance brokerage landscape. Renowned for its comprehensive expertise in catering to both local and regional employers, this office excels in delivering top-notch medical and ancillary benefits solutions. Their client roster impressively showcases their ability to adeptly handle diverse needs across various sectors. A prime example of their successful partnerships includes Conesys, a notable entity in the fabricated metal product manufacturing industry. With Arroyo's guidance, Conesys efficiently manages the benefits of over 230 participants, highlighting Arroyo's capability in administrating extensive employee programs. This partnership underscores the brokerage's proficiency in addressing complex needs in specialized industries. Notably, Arroyo's Los Angeles office is not just adept in handling large-scale clients but also demonstrates a remarkable proficiency with midsize and small employers. This versatility showcases their ability to tailor their services according to the unique requirements of businesses of varying scales. Their approach combines local insights with a broad understanding of industry-specific challenges, making them a valuable ally for businesses seeking nuanced and effective insurance solutions. As part of a local brokerage firm, Arroyo Insurance Services in Los Angeles brings a personalized touch to their services, ensuring that each client receives dedicated and customized support. Their strategic location in Los Angeles further enables them to stay attuned to the evolving needs and trends within the California market, thereby positioning them as a reliable and forward-thinking choice for employer benefits.

Western Growers exists for one reason only: to ensure the future viability of its members – the hard-working, salt-of-the-earth farmers who grow the fruits, vegetables and tree nuts that feed our nation and nourish our bodies. But their way of life, their ability to pass their multi-generational farms and family legacies on to their children and grandchildren, is being jeopardized by a host of threats, many of them beyond their control. They face a growing litany of laws and regulations that make it increasingly difficult and expensive to do business. Our members depend on us to help them remain competitive and profitable in spite of these trying circumstances, which we do by fighting – heart and soul – for them every single day. We passionately advocate for them in the halls of Congress and on the steps of the state capitol. We actively facilitate the advancement of technology designed to help them become more efficient and less dependent on diminishing resources. We diligently provide health insurance to their farm workers, as well as other insurance solutions tailored to the unique business. We do all of this, and more, from a position of leadership in the agriculture industry, which requires a team of intelligent, inquisitive and innovative individuals committed to our common purpose. Western Growers was founded in 1926 and is headquartered in Irvine, California with offices in Bakersfield, Fresno, Imperial, Modesto, Sacramento, Salinas and Santa Maria, California along with offices in Phoenix and Somerton, Arizona, and Washington, D.C.