Despite our size, Relation feels like a family company. Here, a handshake matters. Because we believe trust is the foundation of every successful relationship. We'll take time to listen and get to know you. Understand your challenges... and provide practical solutions. Because you deserve more than an insurance company. You deserve a partner, a teammate, a friend in the business. So we start with trust, then work to connect the dots to help you save time and regain control over insurance decisions, whether personal or professional - so you, your family, and your organization can be healthier and safer.

Wraith, Scarlett & Randolph is one of the oldest and largest independently owned insurance agencies, serving the Northern California region since 1917. Wraith, Scarlett & Randolph is a full-service independent insurance Agency dedicated to providing its clients with the highest quality insurance products and services whether it is on a local, regional or national level.

XL Benefit Insurance Services offers a full service stop loss and self funded solution for brokers and third party administrators (TPAs). Many brokers and TPAs are busy with their core business and do not have the time or the expertise to focus on medical stop loss. XL Benefits simplifies the process by providing outsourced stop loss marketing, contract negotiation, streamlined disclosure, policy issuance, and claim assistance for your client's stop loss needs. Whether behind the scenes or on the front line, XL Benefits is ready to help bring the best possible stop loss solution to your clients both in terms of price and contract provisions.

SL Goodell Insurance Services, Inc. is a reputable insurance broker that caters to clients of large and midsize employers. With extensive knowledge and experience in pharmacy benefit management (PBM) and specific pharmacy providers, they offer comprehensive solutions tailored to the unique needs of their clients. Based in Elk Grove, California, SL Goodell Insurance Services, Inc. operates from a local office. One notable achievement of this office is their collaboration with 23andMe, a leading employer in the scientific research and development services industry, boasting 670 members. Working closely with the HR and finance team at 23andMe, SL Goodell Insurance Services, Inc. successfully established a self-funding arrangement, along with a range of customized plans including HMO, PPO, PBM, and drug plans. This tailored approach ensures that members receive optimal coverage. The exceptional track record of SL Goodell Insurance Services, Inc. is reflected in their strong expertise across various industries, particularly in scientific research and development services. Additionally, they serve clients across Minnesota, further expanding their reach and impact. With a diverse portfolio of clients, including prominent companies like Pioneer Equipment Co., SL Goodell Insurance Services, Inc. has earned a high M Score, reflecting their wide-ranging experience and proficiency in meeting the insurance needs of different client sizes and industries. Through their office in Elk Grove, California, SL Goodell Insurance Services, Inc. remains committed to delivering top-notch insurance solutions and building long-term partnerships with their clients.

We exist to shape decisions for the better — to protect and enrich the lives of people around the world. Our colleagues provide our clients in over 120 countries and sovereignties with advice and solutions that give them the clarity and confidence to make better decisions to protect and grow their business.

Wraith Scarlett & Randolph Insurance, situated in Sacramento, CA, emerges as a key player in the insurance brokerage landscape, particularly renowned for its adept handling of employee benefits for local and regional employers. With a strategic focus on medical and ancillary benefits, this office showcases substantial expertise in crafting tailored solutions. Noteworthy among their clientele are prominent names such as Thorpe Design in the specialty trade contractors industry, encompassing 230+ participants, and Western Health Advantage in the offices of health practitioners industry with 180+ participants. These collaborations underscore the office's effectiveness in navigating diverse sectors, offering comprehensive coverage to meet the unique needs of each industry. Functioning as an integral part of a local brokerage firm, Wraith Scarlett & Randolph Insurance draws on its regional insights and collective industry knowledge. The broker's demonstrated experience with midsize employers reinforces its standing as a reliable partner for businesses seeking effective employee benefits packages in the dynamic market of Sacramento, CA. Employers considering this office can expect a committed and experienced ally capable of delivering tailored insurance solutions to meet the evolving needs of their workforce.

Seldon Brusa Insurance Inc's Stockton, CA office stands out as a prominent player in the insurance brokerage arena, boasting a sizeable team of seasoned professionals dedicated to delivering top-notch services. With a strong emphasis on catering to the needs of employers, this larger office showcases a wealth of experience in collaborating with both self-funded and traditionally insured clients. Demonstrating versatility, Seldon Brusa's Stockton branch has successfully supported a range of local and regional employers, showcasing particular prowess in servicing midsize and small businesses. Their proven track record is evidenced by their association with esteemed clients like California Waste Recovery Systems and Intellitec College, both industry leaders with 250+ and 100+ participants respectively. The office specializes in providing insurance solutions tailored to the educational services and waste management and remediation services industries. Their deep-rooted expertise in these sectors is a testament to their commitment to understanding the unique challenges and requirements of clients within these fields. As a key component of a local brokerage firm, Seldon Brusa Insurance Inc in Stockton operates within a network that fosters local insights and personalized service. Employers seeking a reliable partner will find in this office a dedicated team ready to navigate the complexities of insurance, ensuring comprehensive coverage and peace of mind.

AP Keenan provides innovative insurance and financial solutions for schools, public agencies and health care organizations. We serve those who support our communities. Our high quality, cost-effective programs exceed our customers’ expectations. We are the experts you can rely on when it comes to employee benefits, risk management, claims services, and technology.