LBW is an independent, family owned, agency based in Northern Los Angeles County. We pride ourselves on the value we bring to our clients. As a team of experienced professionals, we don't just write policies. We craft individual insurance and financial strategies to match the unique needs and goals of each company we serve. CA Insurance License # 0785905 Securities offered through Securities America, Inc., Member FINRA/SIPC. Financial Advice & Investment Advisory Services offered through PFG Advisors. LBW, PFG Advisors, and Securities America are separate entities.

Wes Bradford Insurance Sales, nestled in the heart of Bakersfield, CA, operates a sizable office, distinguished by its extensive experience in catering to the diverse needs of employers. Specializing in servicing self-funded clients, they boast a proven track record of supporting local and regional employers across various industries. This larger office has become a trusted resource for businesses seeking comprehensive insurance solutions. Wes Bradford's expertise extends to the metal and mineral industry, exemplified by their collaboration with B & B Surplus, a California-based company with over 90 participants. Additionally, their proficiency in the automobile dealers sector is evident through their partnership with Bakersfield Dodge DBA Haddad Dodge Kia, boasting a workforce of 120+. In the heavy and civil engineering construction industry, Wes Bradford has demonstrated its prowess with Ks Industries LP, a California-based entity with a substantial workforce of 780+. Notably, Wes Bradford Insurance Sales has a broad spectrum of knowledge across depository credit intermediation, automobile dealers, and support activities for mining industries. As a key player in the local brokerage landscape, they bring significant experience to the table, particularly with midsize and small employers. Their demonstrated expertise and diverse portfolio make Wes Bradford a go-to insurance broker for employers seeking tailored solutions in the dynamic landscape of Bakersfield, CA.

The Lynn Company has provided industry leading employee benefits consulting since 1955, assisting individual clients and businesses throughout the San Joaquin Valley and beyond. We serve as Kern County’s premier resource for information and advice, focusing on individual coverage, group coverage, Medicare supplements, and Covered California Exchange coverage, as well as providing reliable services to keep our clientele within compliance of new Affordable Care Act guidelines.

MT Stuart & Company's Los Angeles, CA office stands out as a prominent player in the insurance brokerage landscape. Operating within a larger office setup, they exhibit a strong focus on serving local and regional employers with a specialization in medical and ancillary benefits. With an impressive track record, MT Stuart & Company has proven expertise in catering to a diverse range of industries. Notable clients, such as Firan Technology Group (USA) Corporation and Pindler & Pindler, showcase their adeptness in the household appliances and electrical and electronic goods merchant wholesalers sectors. These partnerships underscore their ability to provide tailored solutions to businesses, with Firan boasting over 100 participants and Pindler & Pindler with a workforce exceeding 70. As part of a local brokerage firm, MT Stuart & Company leverages its regional connections to offer a personalized touch to clients. Their demonstrated experience with small employers further solidifies their commitment to addressing the unique needs of businesses of varying sizes. The depth of their knowledge spans across the household appliances and electrical and electronic goods merchant wholesalers industries, affirming their versatility in navigating the complexities of employer benefits. For employers seeking a comprehensive and locally-tailored insurance brokerage partner in Los Angeles, MT Stuart & Company emerges as a compelling choice.

Creativa Associates' Los Angeles office stands out as a robust and dynamic player in the insurance brokerage landscape, particularly adept at serving both midsize and large employers. As a part of a local brokerage firm, this larger office combines personalized attention with the expertise needed to navigate complex insurance needs. Their proficiency shines in working with self-funded clients, demonstrating an ability to support local and regional employers with nuanced and tailored solutions. This expertise extends across several industries, notably in offices of physicians, educational services, and drugs and druggists' sundries merchant wholesalers. A testament to their capability is their impressive clientele. They service The Board of Trustees of the Leland Junior Stanford University in California, a prominent entity in the educational services industry, catering to over 1820 participants. Another significant client is Danfoss Power Solutions II from Iowa, operating in the engine, turbine, and power transmission equipment manufacturing industry, with a substantial base of 3580+ participants. Furthermore, their expertise in handling large-scale clients is exemplified by their work with the Texas-based Mckesson Corporation in the drugs and druggists' sundries merchant wholesalers industry, managing the needs of an impressive 22670+ participants. Creativa Associates’ Los Angeles office is not just about numbers; their deep-seated expertise in specific sectors positions them as a knowledgeable and reliable partner for businesses seeking comprehensive and bespoke insurance solutions. Their ability to manage diverse and significant portfolios, along with their commitment to personalized service, makes them a valuable asset for any employer looking to secure their employee benefits.

Ernst Consulting Solutions in Bakersfield, CA, stands as a distinguished insurance broker specializing in tailored solutions for employer benefits. With a profound understanding of the local and regional landscape, this office has cultivated a reputation for its expertise in crafting comprehensive medical and ancillary benefit packages. Catering to a diverse array of industries, Ernst Consulting Solutions has particularly excelled in servicing the dynamic needs of the vegetable and melon farming sector. Noteworthy among their clientele is Santa Maria Harvesting, an industry leader with over 230 participants. The broker's adept handling of the intricacies within the vegetable and melon farming industries attests to their nuanced approach and sector-specific knowledge. As an integral part of a local brokerage firm, Ernst Consulting Solutions distinguishes itself by fostering strong relationships within the community. Their commitment to understanding the unique challenges faced by businesses in Bakersfield ensures a personalized touch in every client interaction. Employers seeking a trusted partner in navigating the complex landscape of benefits will find Ernst Consulting Solutions to be a reliable ally. With a track record of excellence and a focus on local industries, this office location is poised to deliver tailored solutions that meet the diverse needs of businesses in Bakersfield, CA.

First Solutions Insurance Services is a comprehensive, independent insurance agency located in Central California. We have built our reputation on a high standard of dedicated service, professionalism and commitment to educate and empower our clients. Our office provides superior support and competitive advantages to our clients by offering business insurance solutions including individual, employer paid and voluntary plans. Today, First Solutions Insurance Services is led by a team of seasoned managers having over 50 years of combined experience in strategy development and execution. First Solutions Insurance Services has specialized in the most sophisticated insurance plan designs and possesses expertise in the following markets: -Medical -Dental -Vision -Life -Long-Term Disability -Short-Term Disability -Long-Term Care -Individual Life and Disability Programs -Medicare Health Plans -Individual Long-Term Care Plans -Wealth Transfer for Individuals and Businesses -Personal and Business Insurance -Non-qualified Executive Compensation and Benefit Planning 4550 California Ave. STE 150 Bakersfield, CA 93309 (661) 325-3005 www.kernhealth.com CA LIC. # 0E22502

Located in Bangor, ME, the Pgia office stands as a prominent insurance broker with a robust profile, catering to a diverse range of clients. Boasting a sizable team, this larger office is a key player in the local brokerage scene. With a specialized focus on serving both midsize and small employers, they bring a wealth of experience to the table. One of the office's notable strengths lies in their adept handling of self-funded clients, showcasing their expertise in tailoring insurance solutions to meet the unique needs of local and regional employers. Their success stories include partnerships with esteemed organizations such as Chisholm Chisholm & Kilpatrick Ltd, a legal services firm with 150+ participants, and Community Care Alliance, a religious, grantmaking, civic, and professional organization with 80+ participants. Squadlocker, a printing and related support activities industry player with 120+ participants, is also among their satisfied clientele. The Pgia Bangor, ME location has cultivated a deep understanding of various sectors, with a particular focus on the printing and related support activities, religious, grantmaking, civic, professional, and legal services industries. Their track record underscores their commitment to delivering tailored insurance solutions that align seamlessly with the unique needs of each client, making them a valuable partner for employers seeking comprehensive and effective coverage.

ISU Stephen B. Marvin Insurance Agency Inc.

Advocate Insurance Services, a local insurance broker based in Bakersfield, California, focuses on serving midsize employers in various industries. Their office caters to clients across California, providing comprehensive insurance services. One notable example of their work in this office location is their collaboration with Pro Tool Services Inc, an employer with 80 members in the midsize nondurable goods merchant wholesalers industry. Advocate Insurance Services worked closely with Pro Tool Services Inc's HR and finance team to establish a tailored pharmacy benefit management (PBM) and drug plan, designed specifically to address the unique needs of their workforce. This collaboration showcases Advocate Insurance Services' commitment to providing customized insurance solutions. With a strong expertise in the miscellaneous nondurable goods merchant wholesalers industries, Advocate Insurance Services possesses deep knowledge and understanding of the insurance requirements within these sectors. Serving midsize employers, Advocate Insurance Services plays a crucial role in meeting the insurance needs of businesses in California. Pro Tool Services Inc is among the notable clients they serve in the Bakersfield region. As a local insurance broker, Advocate Insurance Services strives to provide exceptional services and leverage their expertise to deliver comprehensive insurance solutions. With a focus on midsize employers and a strong specialization in the miscellaneous nondurable goods merchant wholesalers industries, they continue to serve clients in California, ensuring their insurance needs are met efficiently and effectively.

Kern Island Insurance is a highly regarded insurance broker known for providing exceptional customer service and expertise to its clients. With a local office situated in Bakersfield, California, this brokerage serves a diverse clientele, including large employers in various industries. One prominent example of their success is their collaboration with E&B Natural Resources Mgmt. Corp, a notable employer in the oil and gas extraction sector. Kern Island Insurance worked closely with the HR and finance teams of E&B Natural Resources to establish a self-funding arrangement and a tailored HMO plan that catered specifically to the unique needs of their 330-member workforce. With their extensive knowledge and experience in the oil and gas extraction industry, Kern Island Insurance is well-equipped to meet the insurance requirements of clients operating in this sector. However, their services are not limited to this industry alone; they serve clients across the state of California, addressing the diverse needs of employers from various sectors. Kern Island Insurance has earned a reputation for their strong commitment to customer satisfaction, as evidenced by the positive reviews and high ratings received from their clients. Located in Bakersfield, California, Kern Island Insurance stands as a trusted local insurance broker, providing exceptional service and tailored insurance solutions to their clients, including esteemed employers such as E&B Natural Resources Mgmt. Corp.